FDIC Certificate #: 8297 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:First Central Bank (#25268) Federal Reserve ID: 12058 Date Established: May 13, 1872 Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB) Offices: 5 (Interstate: No) FDIC's unique #: 5296 Numeric code: 13 Regulator: FED Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: August 09, 2008 Last Structure Change Process Date: September 02, 2008 Last Data Update: September 02, 2008 Data Source Date: April 05, 2012
Location
Address: 123 West Second Street, Holden, MO 64040 County: Johnson Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Kansas City Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312) Core Based Statistical Area (CBSA): Warrensburg, MO (#47660) CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $99.5 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2007)
Dollar figures in thousands
47Total employees (full-time equivalent)
$99,167Total assets
$2,617Cash and due from depository institutions
$0Interest-bearing balances
$22,454Securities
$900Federal funds sold & reverse repurchase agreements
$69,329Net loans & leases
$731Loan loss allowance
$0Trading account assets
$1,566Bank premises and fixed assets
$536Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$1,765All other assets
$99,167Total liabilities and capital
$88,140Total liabilities
$82,081Total deposits
$70,376Interest-bearing deposits
$82,081Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$5,071Other borrowed funds
$0Subordinated debt
$988All other liabilities
$11,027Total equity capital
$11,027Total bank equity capital
$11,027Perpetual preferred stock
$0Common stock
$200Surplus
$1,650Undivided profits
Memoranda
$9,177Noncurrent loans and leases
$1,635Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$190Earning assets
$0Long-term assets (5+ years)
$1,266Average Assets, year-to-date
$92,683Average Assets, quarterly
$13,981Volatile liabilities
$100,852Insider loans
$100,710FHLB advances
$16,219Loans and leases held for sale
$245Unused loan commitments
$5,000Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$272Total risk weighted assets
$1,635Total unused commitments
$0Restructured Loans and leases
$731Derivatives
Income and Expense (December 31, 2007)
Dollar figures in thousands
$6,975Total interest income
$2,843Total interest expense
$4,132Net interest income
$186Provision for loan and lease losses
$807Total noninterest income
$0Fiduciary activities
$616Service charges on deposit accounts
$0Trading account gains & fees
$191Additional noninterest income
$3,558Total noninterest expense
$2,237Salaries and employee benefits
$367Premises and equipment expense
$954Additional noninterest expense
$1,195Pre-tax net operating income
$0Securities gains (losses)
$425Applicable income taxes
$770Income before extraordinary items
$0Extraordinary gains - net
$770Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$160Sale, conversion, retirement of capital stock, net
$100Net operating income
Performance and Condition Ratios (December 31, 2007)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.41%Yield on earning assets
3.02%Cost of funding earning assets
4.39%Net interest margin
0.86%Noninterest income to earning assets
3.78%Noninterest expense to earning assets
0.76%Net operating income to assets
0.76%Return on assets (ROA)
1.18%Pretax return on assets
7.36%Return on equity (ROE)
6.40%Retained earnings to average equity (YTD only)
0.23%Net charge-offs to loans
116.25%Credit loss provision to net charge-offs
8.63%Efficiency ratio
72,039Assets per employee
2.11%Cash dividends to net income (YTD only)
Condition Ratios (%)
12.99%Loss allowance to loans
1.04%Loss allowance to noncurrent loans
384.74%Noncurrent assets plus other real estate owned to assets
0.73%Noncurrent loans to loans
0.27%Net loans and leases to deposits
84.46%Net loans and leases to core deposits
105.26%Equity capital to assets
11.12%Core capital (leverage) ratio
10.64%Tier 1 risk-based capital ratio
15.51%Total risk-based capital ratio
Memoranda
$17Average assets
$100,852Average earning assets
$10,461Average equity
$94,089Average loans
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Bank of Holden.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: