Bank of Homewood, National Association in Homewood, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 16, 2001

  • Bank of Homewood, National Association in Homewood, Illinois (IL)
  • Show street view No street view available for this location

Bank of Homewood, National Association - Overview

  • General
  • FDIC Certificate #: 16460
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Great Lakes Bank, National Association (#3610)
    Federal Reserve ID: 630032
    Date Established: July 27, 1946
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 8 (Interstate: No)
    OTS Docket #: 10911
    FDIC's unique #: 10624
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: July 27, 1946
    Last Structure Change Effective Date: Febuary 16, 2001
    Last Structure Change Process Date: March 07, 2001
    Last Data Update: March 07, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 2034 Ridge Road, Homewood, IL 60430
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $349.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 100Total employees (full-time equivalent)
  • $349,813Total assets
  • $21,324Cash and due from depository institutions
  • $0Interest-bearing balances
  • $107,216Securities
  • $10,500Federal funds sold & reverse repurchase agreements
  • $194,456Net loans & leases
  • $1,655Loan loss allowance
  • $0Trading account assets
  • $10,567Bank premises and fixed assets
  • $1,184Other real estate owned
  • $883Goodwill and other intangibles
  • $0Life insurance assets
  • $3,683All other assets
  • $349,813Total liabilities and capital
  • $326,285Total liabilities
  • $310,958Total deposits
  • $237,794Interest-bearing deposits
  • $310,958Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $13,510Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $1,817All other liabilities
  • $23,528Total equity capital
  • $23,528Total bank equity capital
  • $23,528Perpetual preferred stock
  • $0Common stock
  • $630Surplus
  • $12,870Undivided profits
  • Memoranda
  • $10,028Noncurrent loans and leases
  • $42,832Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $3,033Earning assets
  • $342Long-term assets (5+ years)
  • $1,176Average Assets, year-to-date
  • $312,172Average Assets, quarterly
  • $60,695Volatile liabilities
  • $331,863Insider loans
  • $340,109FHLB advances
  • $31,218Loans and leases held for sale
  • $711Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $42,832Total unused commitments
  • $0Restructured Loans and leases
  • $1,655Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $23,033Total interest income
  • $9,659Total interest expense
  • $13,374Net interest income
  • $365Provision for loan and lease losses
  • $3,620Total noninterest income
  • $115Fiduciary activities
  • $2,867Service charges on deposit accounts
  • $0Trading account gains & fees
  • $638Additional noninterest income
  • $13,192Total noninterest expense
  • $3,957Salaries and employee benefits
  • $2,330Premises and equipment expense
  • $6,905Additional noninterest expense
  • $3,437Pre-tax net operating income
  • $4Securities gains (losses)
  • $1,135Applicable income taxes
  • $2,306Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,306Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $407Sale, conversion, retirement of capital stock, net
  • $2,900Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.75%Yield on earning assets
  • 3.25%Cost of funding earning assets
  • 4.50%Net interest margin
  • 1.22%Noninterest income to earning assets
  • 4.44%Noninterest expense to earning assets
  • 0.69%Net operating income to assets
  • 0.69%Return on assets (ROA)
  • 1.04%Pretax return on assets
  • 10.31%Return on equity (ROE)
  • -2.66%Retained earnings to average equity (YTD only)
  • 0.22%Net charge-offs to loans
  • 89.68%Credit loss provision to net charge-offs
  • 9.34%Efficiency ratio
  • 76,462Assets per employee
  • 3.50%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 125.76%Loss allowance to loans
  • 0.84%Loss allowance to noncurrent loans
  • 54.57%Noncurrent assets plus other real estate owned to assets
  • 1.21%Noncurrent loans to loans
  • 1.55%Net loans and leases to deposits
  • 62.53%Net loans and leases to core deposits
  • 66.31%Equity capital to assets
  • 6.73%Core capital (leverage) ratio
  • 6.75%Tier 1 risk-based capital ratio
  • 9.88%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $331,863Average earning assets
  • $22,360Average equity
  • $297,193Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Bank of Homewood, National Association.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents