FDIC Certificate #: 9318 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Red River Bank (#34980) Federal Reserve ID: 984735 Date Established: September 02, 1902 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 3 (Interstate: No) FDIC's unique #: 5972 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: October 31, 2003 Last Structure Change Process Date: November 24, 2003 Last Data Update: November 24, 2003 Data Source Date: April 05, 2012
Location
Address: 1210 Wall Street, Lecompte, LA 71346 County: Rapides Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Shreveport Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: Western Metropolitan Statistical Area (MSA): Alexandria, LA (#220) Core Based Statistical Area (CBSA): Alexandria, LA (#10780) CBSA Metro Statistical Area: Alexandria, LA (#10780)
Financial Summary
Total assets: $38.9 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2002)
Dollar figures in thousands
22Total employees (full-time equivalent)
$38,520Total assets
$4,506Cash and due from depository institutions
$2,723Interest-bearing balances
$8,951Securities
$6,150Federal funds sold & reverse repurchase agreements
$17,814Net loans & leases
$235Loan loss allowance
$0Trading account assets
$490Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$609All other assets
$38,520Total liabilities and capital
$32,965Total liabilities
$32,874Total deposits
$21,630Interest-bearing deposits
$32,874Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$91All other liabilities
$5,555Total equity capital
$5,555Total bank equity capital
$5,555Perpetual preferred stock
$0Common stock
$220Surplus
$2,000Undivided profits
Memoranda
$3,335Noncurrent loans and leases
$870Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$49Earning assets
$0Long-term assets (5+ years)
$263Average Assets, year-to-date
$35,638Average Assets, quarterly
$804Volatile liabilities
$38,689Insider loans
$38,637FHLB advances
$2,226Loans and leases held for sale
$317Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$870Total unused commitments
$0Restructured Loans and leases
$235Derivatives
Income and Expense (December 31, 2002)
Dollar figures in thousands
$2,017Total interest income
$423Total interest expense
$1,594Net interest income
$47Provision for loan and lease losses
$340Total noninterest income
$0Fiduciary activities
$270Service charges on deposit accounts
$0Trading account gains & fees
$70Additional noninterest income
$1,603Total noninterest expense
$934Salaries and employee benefits
$165Premises and equipment expense
$504Additional noninterest expense
$284Pre-tax net operating income
$0Securities gains (losses)
$72Applicable income taxes
$212Income before extraordinary items
$0Extraordinary gains - net
$212Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$25Sale, conversion, retirement of capital stock, net
$196Net operating income
Performance and Condition Ratios (December 31, 2002)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.60%Yield on earning assets
1.17%Cost of funding earning assets
4.43%Net interest margin
0.94%Noninterest income to earning assets
4.45%Noninterest expense to earning assets
0.55%Net operating income to assets
0.55%Return on assets (ROA)
0.73%Pretax return on assets
3.62%Return on equity (ROE)
0.27%Retained earnings to average equity (YTD only)
0.14%Net charge-offs to loans
188.00%Credit loss provision to net charge-offs
13.24%Efficiency ratio
82,885Assets per employee
1.75%Cash dividends to net income (YTD only)
Condition Ratios (%)
92.45%Loss allowance to loans
1.30%Loss allowance to noncurrent loans
479.59%Noncurrent assets plus other real estate owned to assets
0.13%Noncurrent loans to loans
0.27%Net loans and leases to deposits
54.19%Net loans and leases to core deposits
58.12%Equity capital to assets
14.42%Core capital (leverage) ratio
14.10%Tier 1 risk-based capital ratio
27.14%Total risk-based capital ratio
Memoranda
$28Average assets
$38,689Average earning assets
$5,860Average equity
$36,019Average loans
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