FDIC Certificate #: 17309 Status: Inactive Closing history: Absorption - Assisted Acquiring institution:Republic Bank of Chicago (#19333) Federal Reserve ID: 370338 Date Established: Febuary 20, 1954 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 2 (Interstate: No) FDIC's unique #: 11322 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes State Chartered: Yes Date of Deposit Insurance: Febuary 20, 1954 Last Structure Change Effective Date: June 05, 2009 Last Structure Change Process Date: June 08, 2009 Last Data Update: June 08, 2009 Data Source Date: April 05, 2012
Location
Address: 4433 West Touhy Avenue, Lincolnwood, IL 60646 County: Cook Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Chicago Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Metropolitan Statistical Area (MSA): Chicago, IL (#1600) Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14) Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176) Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980) CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980) Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
Financial Summary
Total assets: $212.7 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2008)
Dollar figures in thousands
54Total employees (full-time equivalent)
$217,729Total assets
$19,990Cash and due from depository institutions
$4,852Interest-bearing balances
$10,920Securities
$0Federal funds sold & reverse repurchase agreements
$174,983Net loans & leases
$6,164Loan loss allowance
$0Trading account assets
$196Bank premises and fixed assets
$8,251Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$3,389All other assets
$217,729Total liabilities and capital
$201,914Total liabilities
$201,134Total deposits
$170,819Interest-bearing deposits
$201,134Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$780All other liabilities
$15,815Total equity capital
$15,815Total bank equity capital
$15,815Perpetual preferred stock
$0Common stock
$1,300Surplus
$16,297Undivided profits
Memoranda
$-1,782Noncurrent loans and leases
$26,864Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$32,526Earning assets
$0Long-term assets (5+ years)
$1,719Average Assets, year-to-date
$190,755Average Assets, quarterly
$624Volatile liabilities
$221,956Insider loans
$218,385FHLB advances
$34,053Loans and leases held for sale
$2,506Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$26,864Total unused commitments
$0Restructured Loans and leases
$2,504Derivatives
Income and Expense (December 31, 2008)
Dollar figures in thousands
$13,407Total interest income
$4,970Total interest expense
$8,437Net interest income
$3,479Provision for loan and lease losses
$1,156Total noninterest income
$0Fiduciary activities
$222Service charges on deposit accounts
$0Trading account gains & fees
$934Additional noninterest income
$7,104Total noninterest expense
$3,782Salaries and employee benefits
$847Premises and equipment expense
$2,475Additional noninterest expense
-$990Pre-tax net operating income
$0Securities gains (losses)
-$15Applicable income taxes
-$975Income before extraordinary items
$0Extraordinary gains - net
-$975Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$473Sale, conversion, retirement of capital stock, net
$2,060Net operating income
Performance and Condition Ratios (December 31, 2008)
Dollar figures in thousands
Performance Ratios (%, annualized)
6.60%Yield on earning assets
2.45%Cost of funding earning assets
4.16%Net interest margin
0.57%Noninterest income to earning assets
3.50%Noninterest expense to earning assets
-0.44%Net operating income to assets
-0.44%Return on assets (ROA)
-0.45%Pretax return on assets
-5.52%Return on equity (ROE)
-17.18%Retained earnings to average equity (YTD only)
0.26%Net charge-offs to loans
735.52%Credit loss provision to net charge-offs
5.26%Efficiency ratio
74,054Assets per employee
4.03%Cash dividends to net income (YTD only)
Condition Ratios (%)
-211.28%Loss allowance to loans
3.40%Loss allowance to noncurrent loans
18.95%Noncurrent assets plus other real estate owned to assets
18.73%Noncurrent loans to loans
17.96%Net loans and leases to deposits
87.00%Net loans and leases to core deposits
104.73%Equity capital to assets
7.26%Core capital (leverage) ratio
7.17%Tier 1 risk-based capital ratio
8.11%Total risk-based capital ratio
Memoranda
$9Average assets
$221,956Average earning assets
$17,662Average equity
$203,014Average loans
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