FDIC Certificate #: 33861 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Bank of Louisville (#8778) Federal Reserve ID: 2135380 Date Established: December 01, 1993 Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) OTS Docket #: 11516 FDIC's unique #: 48169 Numeric code: 33 Regulator: OTS Insurance Fund Membership: Savings Association Insurance Fund (SAIF) FDIC Insured: Yes SAIF Insured: Yes Insured Savings Institution: Yes State Chartered: No Date of Deposit Insurance: December 01, 1993 Last Structure Change Effective Date: August 31, 2001 Last Structure Change Process Date: October 12, 2001 Last Data Update: October 12, 2001 Data Source Date: April 05, 2012
Location
Address: 2024 South Highway 53, Lagrange, KY 40031 County: Oldham Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Dallas FDIC Field Office: Elizabethtown Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Southeast Metropolitan Statistical Area (MSA): Louisville, KY-IN (#4520) Combined Statistical Area (CSA): Louisville-Jefferson County-Elizabethtown-Scottsburg, KY-IN (#350) Core Based Statistical Area (CBSA): Louisville-Jefferson County, KY-IN (#31140) CBSA Metro Statistical Area: Louisville-Jefferson County, KY-IN (#31140)
Financial Summary
Total assets: $24.5 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2000)
Dollar figures in thousands
11Total employees (full-time equivalent)
$21,141Total assets
$566Cash and due from depository institutions
$2Interest-bearing balances
$6,485Securities
$7,675Federal funds sold & reverse repurchase agreements
$4,900Net loans & leases
$45Loan loss allowance
$0Trading account assets
$1,378Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$137All other assets
$21,141Total liabilities and capital
$17,390Total liabilities
$17,190Total deposits
$15,537Interest-bearing deposits
$17,190Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$200All other liabilities
$3,751Total equity capital
$3,751Total bank equity capital
$3,751Perpetual preferred stock
$0Common stock
$1Surplus
$3,499Undivided profits
Memoranda
$251Noncurrent loans and leases
$365Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$12Earning assets
$0Long-term assets (5+ years)
$31Average Assets, year-to-date
$19,062Average Assets, quarterly
$0Volatile liabilities
$19,085Insider loans
$20,457FHLB advances
$3,093Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$365Total unused commitments
$0Restructured Loans and leases
$45Derivatives
Income and Expense (December 31, 2000)
Dollar figures in thousands
$1,240Total interest income
$727Total interest expense
$513Net interest income
$0Provision for loan and lease losses
$140Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$140Additional noninterest income
$499Total noninterest expense
$208Salaries and employee benefits
$173Premises and equipment expense
$118Additional noninterest expense
$154Pre-tax net operating income
$0Securities gains (losses)
$51Applicable income taxes
$103Income before extraordinary items
$0Extraordinary gains - net
$103Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$1Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2000)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.30%Yield on earning assets
4.28%Cost of funding earning assets
3.02%Net interest margin
0.82%Noninterest income to earning assets
2.94%Noninterest expense to earning assets
0.54%Net operating income to assets
0.54%Return on assets (ROA)
0.81%Pretax return on assets
2.81%Return on equity (ROE)
2.81%Retained earnings to average equity (YTD only)
0.02%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
154.00%Efficiency ratio
76,417Assets per employee
1.92%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.91%Loss allowance to noncurrent loans
375.00%Noncurrent assets plus other real estate owned to assets
0.06%Noncurrent loans to loans
0.24%Net loans and leases to deposits
28.50%Net loans and leases to core deposits
34.76%Equity capital to assets
17.74%Core capital (leverage) ratio
17.62%Tier 1 risk-based capital ratio
42.98%Total risk-based capital ratio
Memoranda
$43Average assets
$19,085Average earning assets
$3,662Average equity
$16,979Average loans
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