Bank of Maringouin in city_name, state_name - Detailed Financial Reports, Location

Bank of Maringouin in Maringouin, Louisiana (LA)
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Bank of Maringouin routing number info

Bank of Maringouin - Overview

General
FDIC Certificate #: 8145
Status: Active
Federal Reserve ID: 993335
Bank Holding Company (Regulatory Top Holder): Banque Of Maringouin Holding Company, Inc. (RSSDID: 1130333, Location: Maringouin, LA)
Date Established: October 01, 1903
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 5190
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: September 23, 2010
Last Data Update: September 23, 2010
Data Source Date: April 05, 2012
Location
Address: 11070 State Highway 77, Maringouin, LA 70757
County: Iberville
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Baton Rouge
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Combined Statistical Area (CSA): Baton Rouge-Pierre Part, LA (#132)
Core Based Statistical Area (CBSA): Baton Rouge, LA (#12940)
CBSA Metro Statistical Area: Baton Rouge, LA (#12940)
History of Changes
Merge BIF and SAIF Funds into DIF
Change in Location
Financial Summary
Total assets: $51.3 mil
Equity capital: $5.7 mil
Deposits held in domestic offices: $45.6 mil
Return on assets (ROA): 0.94% ($0.5 mil)
Quarterly return on assets: 0.97% ($0.5 mil)
Return on Equity (ROE): 8.44% ($0.5 mil)
Quarterly return on equity: 8.49% ($0.5 mil)
Net income: $0.5 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 0.94% ($482.5 mil)
Quarterly Pretax return on assets: 0.97% ($497.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
14Total employees (full-time equivalent)
$51,328Total assets
$2,921Cash and due from depository institutions
$1,437Interest-bearing balances
$22,380Securities
$5,475Federal funds sold & reverse repurchase agreements
$19,026Net loans & leases
$384Loan loss allowance
$0Trading account assets
$233Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$51,328Life insurance assets
$1,293All other assets
$45,652Total liabilities and capital
$45,571Total liabilities
$32,072Total deposits
$45,571Interest-bearing deposits
$99Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$81Subordinated debt
$5,676All other liabilities
$5,676Total equity capital
$5,676Total bank equity capital
$0Perpetual preferred stock
$600Common stock
$1,600Surplus
$3,476Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$483Income earned, not collected on loans
$0Earning assets
$180Long-term assets (5+ years)
$48,318Average Assets, year-to-date
$13,425Average Assets, quarterly
$49,936Volatile liabilities
$50,052Insider loans
$25,184FHLB advances
$49,100Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$5,486Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$1,483Restructured Loans and leases
$90Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$1,914Total interest income
$193Total interest expense
$1,721Net interest income
$0Provision for loan and lease losses
$270Total noninterest income
$0Fiduciary activities
$179Service charges on deposit accounts
$0Trading account gains & fees
$91Additional noninterest income
$1,520Total noninterest expense
$732Salaries and employee benefits
$219Premises and equipment expense
$569Additional noninterest expense
$471Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$471Income before extraordinary items
$0Extraordinary gains - net
$471Net income attributable to bank
$0Net charge-offs
$471Cash dividends
$102Sale, conversion, retirement of capital stock, net
$330Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.06%Yield on earning assets
0.41%Cost of funding earning assets
3.65%Net interest margin
0.57%Noninterest income to earning assets
3.22%Noninterest expense to earning assets
0.94%Net operating income to assets
0.94%Return on assets (ROA)
0.94%Pretax return on assets
8.44%Return on equity (ROE)
2.53%Retained earnings to average equity (YTD only)
0.52%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
4.62%Efficiency ratio
76,344Assets per employee
3.67%Cash dividends to net income (YTD only)
Condition Ratios (%)
70.06%Loss allowance to loans
1.98%Loss allowance to noncurrent loans
79.50%Noncurrent assets plus other real estate owned to assets
0.94%Noncurrent loans to loans
2.49%Net loans and leases to deposits
41.75%Net loans and leases to core deposits
41.75%Equity capital to assets
11.06%Core capital (leverage) ratio
11.17%Tier 1 risk-based capital ratio
21.78%Total risk-based capital ratio
Memoranda
$23Average assets
$49,936Average earning assets
$5,578Average equity
$47,152Average loans

List of branches

2 Louisiana Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	5190	Bank Of Maringouin	11070 State Highway 77, Maringouin, LA 70757	October 01, 1903	Full Service Brick and Mortar
1	218018	Interstate Branch	Interstate Highway 10, Grosse Tete, LA 70740	May 14, 1973	Full Service Brick and Mortar

Bank of Maringouin in Maringouin, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Maringouin - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Bank of Maringouin in Maringouin, Louisiana (LA)Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Maringouin - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Bank of Maringouin in Maringouin, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches