Bank of Maryland in city_name, state_name - Detailed Financial Reports, Location

Bank of Maryland in Towson, Maryland (MD)
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Bank of Maryland - Overview

General
FDIC Certificate #: 26477
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Branch Banking and Trust Company (#9846)
Federal Reserve ID: 91727
Date Established: December 19, 1985
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 9 (Interstate: No)
OTS Docket #: 11906
FDIC's unique #: 33143
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: December 19, 1985
Last Structure Change Effective Date: March 18, 2000
Last Structure Change Process Date: May 05, 2000
Last Data Update: May 05, 2000
Data Source Date: April 05, 2012
Location
Address: 502 Washington Avenue, Towson, MD 21204
County: Baltimore
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: Atlanta
FDIC Field Office: Baltimore
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Baltimore, MD (#720)
Consolidated Metropolitan Statistical Area (CMSA): Washington-Baltimore, DC-MD-VA-WV (#97)
Combined Statistical Area (CSA): Washington-Baltimore-Northern Virginia, DC-MD-VA-WV (#548)
Core Based Statistical Area (CBSA): Baltimore-Towson, MD (#12580)
CBSA Metro Statistical Area: Baltimore-Towson, MD (#12580)
Financial Summary
Total assets: $375.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

Dollar figures in thousands
97Total employees (full-time equivalent)
$375,027Total assets
$11,013Cash and due from depository institutions
$466Interest-bearing balances
$120,771Securities
$2,132Federal funds sold & reverse repurchase agreements
$219,045Net loans & leases
$4,758Loan loss allowance
$0Trading account assets
$1,365Bank premises and fixed assets
$35Other real estate owned
$7,953Goodwill and other intangibles
$0Life insurance assets
$12,713All other assets
$375,027Total liabilities and capital
$338,289Total liabilities
$252,293Total deposits
$217,582Interest-bearing deposits
$252,293Deposits held in domestic offices
0.00%% insured (estimated)
$42,170Federal funds purchased & repurchase agreements
$0Trading liabilities
$42,000Other borrowed funds
$0Subordinated debt
$1,826All other liabilities
$36,738Total equity capital
$36,738Total bank equity capital
$36,738Perpetual preferred stock
$0Common stock
$3,290Surplus
$34,234Undivided profits
Memoranda
$-786Noncurrent loans and leases
$134,831Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$2,001Earning assets
$0Long-term assets (5+ years)
$1,155Average Assets, year-to-date
$342,414Average Assets, quarterly
$78,693Volatile liabilities
$346,233Insider loans
$369,876FHLB advances
$72,053Loans and leases held for sale
$5,637Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$134,831Total unused commitments
$0Restructured Loans and leases
$3,897Derivatives

Income and Expense (December 31, 1999)

Dollar figures in thousands
$25,856Total interest income
$13,258Total interest expense
$12,598Net interest income
$1,388Provision for loan and lease losses
$776Total noninterest income
$0Fiduciary activities
$418Service charges on deposit accounts
$0Trading account gains & fees
$358Additional noninterest income
$10,622Total noninterest expense
$5,041Salaries and employee benefits
$1,949Premises and equipment expense
$3,632Additional noninterest expense
$1,364Pre-tax net operating income
$33Securities gains (losses)
$415Applicable income taxes
$982Income before extraordinary items
$0Extraordinary gains - net
$982Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$1,350Sale, conversion, retirement of capital stock, net
$323Net operating income

Performance and Condition Ratios (December 31, 1999)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.14%Yield on earning assets
4.17%Cost of funding earning assets
3.96%Net interest margin
0.24%Noninterest income to earning assets
3.34%Noninterest expense to earning assets
0.28%Net operating income to assets
0.28%Return on assets (ROA)
0.40%Pretax return on assets
2.73%Return on equity (ROE)
1.83%Retained earnings to average equity (YTD only)
0.68%Net charge-offs to loans
102.81%Credit loss provision to net charge-offs
2.04%Efficiency ratio
73,620Assets per employee
3.87%Cash dividends to net income (YTD only)
Condition Ratios (%)
32.89%Loss allowance to loans
2.13%Loss allowance to noncurrent loans
237.78%Noncurrent assets plus other real estate owned to assets
0.54%Noncurrent loans to loans
0.89%Net loans and leases to deposits
86.82%Net loans and leases to core deposits
98.49%Equity capital to assets
9.80%Core capital (leverage) ratio
6.60%Tier 1 risk-based capital ratio
7.49%Total risk-based capital ratio
Memoranda
$9Average assets
$346,233Average earning assets
$35,950Average equity
$317,743Average loans

Bank of Maryland in Towson, Maryland (MD)
Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Maryland - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

Bank of Maryland in Towson, Maryland (MD)Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Maryland - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

Bank of Maryland in Towson, Maryland (MD)
Overview, Financial Summary, Detailed Financial Reports, Branches