Bank of Monroe in Monroe, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 15, 2000

  • Bank of Monroe in Monroe, Nebraska (NE)
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Bank of Monroe - Overview

  • General
  • FDIC Certificate #: 13901
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Cornerstone Bank (#5496)
    Federal Reserve ID: 39055
    Date Established: August 01, 1892
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 8693
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: Febuary 17, 1934
    Last Structure Change Effective Date: Febuary 15, 2000
    Last Structure Change Process Date: March 21, 2000
    Last Data Update: March 21, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Monroe, NE 68647
    County: Platte
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Grand Island
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Columbus, NE (#18100)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $18.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 7Total employees (full-time equivalent)
  • $18,359Total assets
  • $1,565Cash and due from depository institutions
  • $1,092Interest-bearing balances
  • $2,592Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $13,829Net loans & leases
  • $143Loan loss allowance
  • $0Trading account assets
  • $33Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $340All other assets
  • $18,359Total liabilities and capital
  • $16,073Total liabilities
  • $15,888Total deposits
  • $15,147Interest-bearing deposits
  • $15,888Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $75Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $110All other liabilities
  • $2,286Total equity capital
  • $2,286Total bank equity capital
  • $2,286Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $1,900Undivided profits
  • Memoranda
  • $286Noncurrent loans and leases
  • $1,926Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $364Earning assets
  • $0Long-term assets (5+ years)
  • $284Average Assets, year-to-date
  • $17,513Average Assets, quarterly
  • $3,677Volatile liabilities
  • $18,180Insider loans
  • $18,549FHLB advances
  • $1,506Loans and leases held for sale
  • $129Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,926Total unused commitments
  • $0Restructured Loans and leases
  • $143Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $1,384Total interest income
  • $674Total interest expense
  • $710Net interest income
  • $80Provision for loan and lease losses
  • $141Total noninterest income
  • $0Fiduciary activities
  • $27Service charges on deposit accounts
  • $0Trading account gains & fees
  • $114Additional noninterest income
  • $488Total noninterest expense
  • $313Salaries and employee benefits
  • $45Premises and equipment expense
  • $130Additional noninterest expense
  • $283Pre-tax net operating income
  • $0Securities gains (losses)
  • $26Applicable income taxes
  • $257Income before extraordinary items
  • $0Extraordinary gains - net
  • $257Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $84Sale, conversion, retirement of capital stock, net
  • $175Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.13%Yield on earning assets
  • 3.96%Cost of funding earning assets
  • 4.17%Net interest margin
  • 0.83%Noninterest income to earning assets
  • 2.87%Noninterest expense to earning assets
  • 1.41%Net operating income to assets
  • 1.41%Return on assets (ROA)
  • 1.56%Pretax return on assets
  • 11.70%Return on equity (ROE)
  • 3.73%Retained earnings to average equity (YTD only)
  • 0.64%Net charge-offs to loans
  • 95.24%Credit loss provision to net charge-offs
  • 4.32%Efficiency ratio
  • 57,344Assets per employee
  • 2.62%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 68.09%Loss allowance to loans
  • 1.02%Loss allowance to noncurrent loans
  • 39.29%Noncurrent assets plus other real estate owned to assets
  • 1.98%Noncurrent loans to loans
  • 2.61%Net loans and leases to deposits
  • 87.04%Net loans and leases to core deposits
  • 95.66%Equity capital to assets
  • 12.45%Core capital (leverage) ratio
  • 12.15%Tier 1 risk-based capital ratio
  • 15.33%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $18,180Average earning assets
  • $2,197Average equity
  • $17,022Average loans

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