Bank of Montana, National Association in Great Falls, Montana (MT)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 10, 1995

  • Bank of Montana, National Association in Great Falls, Montana (MT)
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Bank of Montana, National Association - Overview

  • General
  • FDIC Certificate #: 18421
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Wells Fargo Bank Montana, National Association (#16309)
    Federal Reserve ID: 674858
    Date Established: July 10, 1961
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 17 (Interstate: No)
    FDIC's unique #: 12327
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: July 10, 1961
    Last Structure Change Effective Date: Febuary 10, 1995
    Last Structure Change Process Date: Febuary 23, 1995
    Last Data Update: Febuary 23, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 324 Central Avenue, Great Falls, MT 59401
    County: Cascade
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Billings
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Great Falls, MT (#3040)
    Core Based Statistical Area (CBSA): Great Falls, MT (#24500)
    CBSA Metro Statistical Area: Great Falls, MT (#24500)
  • Financial Summary
  • Total assets: $384.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $142Total assets
  • $384,948Cash and due from depository institutions
  • $22,054Interest-bearing balances
  • $0Securities
  • $157,982Federal funds sold & reverse repurchase agreements
  • $12,530Net loans & leases
  • $179,212Loan loss allowance
  • $2,134Trading account assets
  • $0Bank premises and fixed assets
  • $6,836Other real estate owned
  • $0Goodwill and other intangibles
  • $6,334Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $384,948Total liabilities
  • $360,842Total deposits
  • $334,700Interest-bearing deposits
  • $271,729Deposits held in domestic offices
  • 334700.00%% insured (estimated)
  • $89Federal funds purchased & repurchase agreements
  • $22,579Trading liabilities
  • $0Other borrowed funds
  • $68Subordinated debt
  • $0All other liabilities
  • $3,495Total equity capital
  • $3,495Total bank equity capital
  • $24,106Perpetual preferred stock
  • $0Common stock
  • $13,000Surplus
  • $16,000Undivided profits
  • Memoranda
  • $-4,894Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $678Income earned, not collected on loans
  • $3,069Earning assets
  • $349,724Long-term assets (5+ years)
  • $72,441Average Assets, year-to-date
  • $435,827Average Assets, quarterly
  • $394,246Volatile liabilities
  • $35,721Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $19,831Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $29,037Total risk weighted assets
  • $223,125Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $28,937Total interest expense
  • $10,412Net interest income
  • $18,525Provision for loan and lease losses
  • $1,516Total noninterest income
  • $8,761Fiduciary activities
  • $0Service charges on deposit accounts
  • $1,835Trading account gains & fees
  • $107Additional noninterest income
  • $6,819Total noninterest expense
  • $19,714Salaries and employee benefits
  • $4,696Premises and equipment expense
  • $1,960Additional noninterest expense
  • $13,058Pre-tax net operating income
  • $6,056Securities gains (losses)
  • -$2,494Applicable income taxes
  • $2,021Income before extraordinary items
  • $1,541Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,541Net charge-offs
  • $891Cash dividends
  • $10,220Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.26%Cost of funding earning assets
  • 2.61%Net interest margin
  • 4.65%Noninterest income to earning assets
  • 2.20%Noninterest expense to earning assets
  • 4.95%Net operating income to assets
  • 0.72%Return on assets (ROA)
  • 0.35%Pretax return on assets
  • 0.82%Return on equity (ROE)
  • 4.60%Retained earnings to average equity (YTD only)
  • -25.88%Net charge-offs to loans
  • 0.45%Credit loss provision to net charge-offs
  • 170.15%Efficiency ratio
  • 72,250Assets per employee
  • 2.71%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 663.21%Loss allowance to loans
  • 1.18%Loss allowance to noncurrent loans
  • 314.75%Noncurrent assets plus other real estate owned to assets
  • 0.18%Noncurrent loans to loans
  • 0.37%Net loans and leases to deposits
  • 53.54%Net loans and leases to core deposits
  • 55.72%Equity capital to assets
  • 6.26%Core capital (leverage) ratio
  • 7.20%Tier 1 risk-based capital ratio
  • 13.01%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $435,827Average earning assets
  • $33,533Average equity
  • $398,619Average loans

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