Bank of Riverside, Missouri in Riverside, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1994

  • Bank of Riverside, Missouri in Riverside, Missouri (MO)
  • Show street view No street view available for this location

Bank of Riverside, Missouri - Overview

  • General
  • FDIC Certificate #: 19390
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Park Bank (#17139)
    Federal Reserve ID: 654654
    Date Established: December 21, 1954
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 13196
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: March 04, 1965
    Last Structure Change Effective Date: January 01, 1994
    Last Structure Change Process Date: January 24, 1994
    Last Data Update: Febuary 08, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: Highway 71, Riverside, MO 64168
    County: Platte
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • History of Changes
  • Merger - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $9.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $8Total assets
  • $9,053Cash and due from depository institutions
  • $921Interest-bearing balances
  • $90Securities
  • $5,943Federal funds sold & reverse repurchase agreements
  • $500Net loans & leases
  • $1,454Loan loss allowance
  • $73Trading account assets
  • $0Bank premises and fixed assets
  • $147Other real estate owned
  • $0Goodwill and other intangibles
  • $88Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $9,053Total liabilities
  • $8,360Total deposits
  • $8,330Interest-bearing deposits
  • $6,726Deposits held in domestic offices
  • 8330.00%% insured (estimated)
  • $95Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $30Total equity capital
  • $30Total bank equity capital
  • $693Perpetual preferred stock
  • $0Common stock
  • $50Surplus
  • $90Undivided profits
  • Memoranda
  • $553Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $9Earning assets
  • $7,987Long-term assets (5+ years)
  • $220Average Assets, year-to-date
  • $9,026Average Assets, quarterly
  • $9,079Volatile liabilities
  • $150Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $26Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $693Total risk weighted assets
  • $1,406Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $472Total interest expense
  • $182Net interest income
  • $290Provision for loan and lease losses
  • $0Total noninterest income
  • $77Fiduciary activities
  • $0Service charges on deposit accounts
  • $66Trading account gains & fees
  • $0Additional noninterest income
  • $11Total noninterest expense
  • $291Salaries and employee benefits
  • $195Premises and equipment expense
  • $23Additional noninterest expense
  • $73Pre-tax net operating income
  • $76Securities gains (losses)
  • $3Applicable income taxes
  • $23Income before extraordinary items
  • $56Extraordinary gains - net
  • $16Net income attributable to bank
  • $72Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 5.83%Cost of funding earning assets
  • 2.25%Net interest margin
  • 3.58%Noninterest income to earning assets
  • 0.95%Noninterest expense to earning assets
  • 3.60%Net operating income to assets
  • 0.60%Return on assets (ROA)
  • 0.80%Pretax return on assets
  • 1.05%Return on equity (ROE)
  • 10.85%Retained earnings to average equity (YTD only)
  • 10.85%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 79,292Assets per employee
  • 1.13%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.78%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 17.45%Net loans and leases to core deposits
  • 17.78%Equity capital to assets
  • 7.65%Core capital (leverage) ratio
  • 7.62%Tier 1 risk-based capital ratio
  • 49.28%Total risk-based capital ratio
  • Memoranda
  • $51Average assets
  • $9,026Average earning assets
  • $664Average equity
  • $8,093Average loans

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