Bank of St. John in city_name, state_name - Detailed Financial Reports, Location

Bank of St. John in Reserve, Louisiana (LA)
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Bank of St. John - Overview

General
FDIC Certificate #: 8148
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Capital One, National Association (#4297)
Federal Reserve ID: 839732
Date Established: August 05, 1904
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Interstate: No)
OTS Docket #: 11295
FDIC's unique #: 5193
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: July 01, 1995
Last Structure Change Process Date: July 17, 1995
Last Data Update: July 17, 1995
Data Source Date: April 05, 2012
Location
Address: 802 Jefferson Highway, Reserve, LA 70084
County: St. John The Baptist
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Baton Rouge
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): New Orleans, LA (#5560)
Combined Statistical Area (CSA): New Orleans-Metairie-Bogalusa, LA (#406)
Core Based Statistical Area (CBSA): New Orleans-Metairie-Kenner, LA (#35380)
CBSA Metro Statistical Area: New Orleans-Metairie-Kenner, LA (#35380)
Financial Summary
Total assets: $115.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

Dollar figures in thousands
0Total employees (full-time equivalent)
$68Total assets
$123,781Cash and due from depository institutions
$13,654Interest-bearing balances
$25Securities
$35,310Federal funds sold & reverse repurchase agreements
$4,700Net loans & leases
$65,617Loan loss allowance
$954Trading account assets
$0Bank premises and fixed assets
$1,852Other real estate owned
$116Goodwill and other intangibles
$2,532Life insurance assets
$0All other assets
$0Total liabilities and capital
$123,781Total liabilities
$111,957Total deposits
$110,600Interest-bearing deposits
$95,282Deposits held in domestic offices
110600.00%% insured (estimated)
$80Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$288Subordinated debt
$0All other liabilities
$1,069Total equity capital
$1,069Total bank equity capital
$11,824Perpetual preferred stock
$0Common stock
$750Surplus
$2,250Undivided profits
Memoranda
$8,824Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$208Income earned, not collected on loans
$373Earning assets
$105,652Long-term assets (5+ years)
$29,622Average Assets, year-to-date
$114,486Average Assets, quarterly
$118,561Volatile liabilities
$5,456Insider loans
$1,322FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$3,165Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$12,630Total risk weighted assets
$67,777Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1994)

Dollar figures in thousands
$0Total interest income
$8,903Total interest expense
$2,502Net interest income
$6,401Provision for loan and lease losses
$0Total noninterest income
$1,496Fiduciary activities
$0Service charges on deposit accounts
$651Trading account gains & fees
$0Additional noninterest income
$845Total noninterest expense
$4,242Salaries and employee benefits
$2,154Premises and equipment expense
$629Additional noninterest expense
$1,459Pre-tax net operating income
$3,655Securities gains (losses)
$653Applicable income taxes
$1,378Income before extraordinary items
$2,930Extraordinary gains - net
$0Net income attributable to bank
$2,930Net charge-offs
-$166Cash dividends
$900Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1994)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.54%Cost of funding earning assets
2.40%Net interest margin
6.14%Noninterest income to earning assets
1.44%Noninterest expense to earning assets
4.07%Net operating income to assets
2.17%Return on assets (ROA)
2.56%Pretax return on assets
3.76%Return on equity (ROE)
25.86%Retained earnings to average equity (YTD only)
17.91%Net charge-offs to loans
-0.25%Credit loss provision to net charge-offs
0.00%Efficiency ratio
53,717Assets per employee
1.82%Cash dividends to net income (YTD only)
Condition Ratios (%)
30.72%Loss allowance to loans
1.43%Loss allowance to noncurrent loans
458.65%Noncurrent assets plus other real estate owned to assets
0.26%Noncurrent loans to loans
0.31%Net loans and leases to deposits
59.33%Net loans and leases to core deposits
62.24%Equity capital to assets
9.55%Core capital (leverage) ratio
11.20%Tier 1 risk-based capital ratio
18.63%Total risk-based capital ratio
Memoranda
$20Average assets
$114,486Average earning assets
$11,331Average equity
$104,241Average loans

Bank of St. John in Reserve, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of St. John - Overview

Assets and Liabilities (December 31, 1994)

Income and Expense (December 31, 1994)

Performance and Condition Ratios (December 31, 1994)

Comment about this bank, ask questions, or add new information about it:

Bank of St. John in Reserve, Louisiana (LA)Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of St. John - Overview

Assets and Liabilities (December 31, 1994)

Income and Expense (December 31, 1994)

Performance and Condition Ratios (December 31, 1994)

Comment about this bank, ask questions, or add new information about it:

Bank of St. John in Reserve, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches