Bank of Turtle Lake in city_name, state_name - Detailed Financial Reports, Location

Bank of Turtle Lake in Turtle Lake, Wisconsin (WI)
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Bank of Turtle Lake routing number info

Bank of Turtle Lake - Overview

General
FDIC Certificate #: 12786
Status: Active
Federal Reserve ID: 777553
Bank Holding Company (Regulatory Top Holder): Turtle Bancshares, Inc. (RSSDID: 1127203, Location: Turtle Lake, WI)
Date Established: January 01, 1900
WWW: http://www.banktl.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
OTS Docket #: 9823
FDIC's unique #: 8099
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: Maple Street And Arthur Avenue, Turtle Lake, WI 54889
County: Barron
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Eau Claire
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $68.4 mil
Equity capital: $5.9 mil
Deposits held in domestic offices: $62.4 mil
Return on assets (ROA): 0.67% ($0.5 mil)
Quarterly return on assets: 0.53% ($0.4 mil)
Return on Equity (ROE): 7.69% ($0.5 mil)
Quarterly return on equity: 5.93% ($0.4 mil)
Net income: $0.4 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 0.69% ($472.3 mil)
Quarterly Pretax return on assets: 0.55% ($376.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
17Total employees (full-time equivalent)
$68,446Total assets
$9,386Cash and due from depository institutions
$5,873Interest-bearing balances
$25,992Securities
$500Federal funds sold & reverse repurchase agreements
$31,458Net loans & leases
$428Loan loss allowance
$0Trading account assets
$284Bank premises and fixed assets
$103Other real estate owned
$0Goodwill and other intangibles
$68,446Life insurance assets
$723All other assets
$62,518Total liabilities and capital
$62,381Total liabilities
$46,238Total deposits
$62,381Interest-bearing deposits
$91Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$137Subordinated debt
$5,928All other liabilities
$5,928Total equity capital
$5,928Total bank equity capital
$0Perpetual preferred stock
$116Common stock
$2,900Surplus
$2,912Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$632Income earned, not collected on loans
$0Earning assets
$277Long-term assets (5+ years)
$63,823Average Assets, year-to-date
$21,238Average Assets, quarterly
$64,547Volatile liabilities
$66,464Insider loans
$33,691FHLB advances
$67,809Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$5,625Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$2,171Restructured Loans and leases
$361Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$2,514Total interest income
$457Total interest expense
$2,057Net interest income
$20Provision for loan and lease losses
$292Total noninterest income
$0Fiduciary activities
$183Service charges on deposit accounts
$0Trading account gains & fees
$109Additional noninterest income
$1,961Total noninterest expense
$1,131Salaries and employee benefits
$118Premises and equipment expense
$712Additional noninterest expense
$368Pre-tax net operating income
$80Securities gains (losses)
$16Applicable income taxes
$432Income before extraordinary items
$0Extraordinary gains - net
$432Net income attributable to bank
$0Net charge-offs
$432Cash dividends
$42Sale, conversion, retirement of capital stock, net
$302Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.12%Yield on earning assets
0.75%Cost of funding earning assets
3.37%Net interest margin
0.48%Noninterest income to earning assets
3.21%Noninterest expense to earning assets
0.55%Net operating income to assets
0.67%Return on assets (ROA)
0.69%Pretax return on assets
7.69%Return on equity (ROE)
2.32%Retained earnings to average equity (YTD only)
0.13%Net charge-offs to loans
47.62%Credit loss provision to net charge-offs
9.24%Efficiency ratio
83,482Assets per employee
4.03%Cash dividends to net income (YTD only)
Condition Ratios (%)
69.91%Loss allowance to loans
1.34%Loss allowance to noncurrent loans
67.72%Noncurrent assets plus other real estate owned to assets
1.07%Noncurrent loans to loans
1.98%Net loans and leases to deposits
50.43%Net loans and leases to core deposits
50.98%Equity capital to assets
8.66%Core capital (leverage) ratio
8.30%Tier 1 risk-based capital ratio
16.70%Total risk-based capital ratio
Memoranda
$18Average assets
$64,547Average earning assets
$5,615Average equity
$61,043Average loans

List of branches

2 Wisconsin Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	8099	Bank Of Turtle Lake	Maple Street And Arthur Avenue, Turtle Lake, WI 54889	January 01, 1900	Full Service Brick and Mortar
1	227879	Island City Branch	1405 Second Avenue, Cumberland, WI 54829	June 17, 1991	Full Service Brick and Mortar

Bank of Turtle Lake in Turtle Lake, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Turtle Lake - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Bank of Turtle Lake in Turtle Lake, Wisconsin (WI)Overview, Financial Summary, Detailed Financial Reports, Branches

Bank of Turtle Lake - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Bank of Turtle Lake in Turtle Lake, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches