Bank of Weston in Weston, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Bank of Weston in Weston, Missouri (MO)
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Bank of Weston routing number info

Bank of Weston - Overview

  • General
  • FDIC Certificate #: 1418
    Status: Active
    Federal Reserve ID: 393355
    Bank Holding Company (Regulatory Top Holder): Wilson Bancshares, Inc. (RSSDID: 1060104, Location: Weston, MO)
    Date Established: March 21, 1893
    WWW: http://www.bankofweston.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Domestic: 5, Interstate: No)
    OTS Docket #: 13991
    FDIC's unique #: 938
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 18255 Highway 45 North, Weston, MO 64098
    County: Platte
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $112.2 mil
    Equity capital: $8.4 mil
    Deposits held in domestic offices: $103.7 mil
    Return on assets (ROA): 0.51% ($0.6 mil)
    Quarterly return on assets: 0.63% ($0.7 mil)
    Return on Equity (ROE): 6.70% ($0.5 mil)
    Quarterly return on equity: 8.32% ($0.7 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 0.52% ($583.4 mil)
    Quarterly Pretax return on assets: 0.63% ($706.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 41Total employees (full-time equivalent)
  • $112,197Total assets
  • $14,922Cash and due from depository institutions
  • $11,321Interest-bearing balances
  • $23,322Securities
  • $2,408Federal funds sold & reverse repurchase agreements
  • $65,954Net loans & leases
  • $698Loan loss allowance
  • $0Trading account assets
  • $3,523Bank premises and fixed assets
  • $865Other real estate owned
  • $28Goodwill and other intangibles
  • $112,197Life insurance assets
  • $1,175All other assets
  • $103,816Total liabilities and capital
  • $103,675Total liabilities
  • $79,025Total deposits
  • $103,675Interest-bearing deposits
  • $85Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $141Subordinated debt
  • $8,381All other liabilities
  • $8,381Total equity capital
  • $8,381Total bank equity capital
  • $0Perpetual preferred stock
  • $663Common stock
  • $1,142Surplus
  • $6,576Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $39Income earned, not collected on loans
  • $0Earning assets
  • $374Long-term assets (5+ years)
  • $103,005Average Assets, year-to-date
  • $15,615Average Assets, quarterly
  • $105,944Volatile liabilities
  • $110,628Insider loans
  • $78,230FHLB advances
  • $110,137Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $8,090Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $7,828Restructured Loans and leases
  • $1,143Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,324Total interest income
  • $736Total interest expense
  • $3,588Net interest income
  • $59Provision for loan and lease losses
  • $1,077Total noninterest income
  • $0Fiduciary activities
  • $586Service charges on deposit accounts
  • $0Trading account gains & fees
  • $491Additional noninterest income
  • $4,093Total noninterest expense
  • $2,152Salaries and employee benefits
  • $580Premises and equipment expense
  • $1,361Additional noninterest expense
  • $513Pre-tax net operating income
  • $40Securities gains (losses)
  • $8Applicable income taxes
  • $545Income before extraordinary items
  • $0Extraordinary gains - net
  • $545Net income attributable to bank
  • $0Net charge-offs
  • $545Cash dividends
  • $74Sale, conversion, retirement of capital stock, net
  • $100Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.42%Yield on earning assets
  • 0.75%Cost of funding earning assets
  • 3.67%Net interest margin
  • 1.10%Noninterest income to earning assets
  • 4.19%Noninterest expense to earning assets
  • 0.48%Net operating income to assets
  • 0.51%Return on assets (ROA)
  • 0.52%Pretax return on assets
  • 6.70%Return on equity (ROE)
  • 5.47%Retained earnings to average equity (YTD only)
  • 0.12%Net charge-offs to loans
  • 79.73%Credit loss provision to net charge-offs
  • 7.73%Efficiency ratio
  • 87,567Assets per employee
  • 2.74%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 18.35%Loss allowance to loans
  • 1.05%Loss allowance to noncurrent loans
  • 1789.74%Noncurrent assets plus other real estate owned to assets
  • 0.81%Noncurrent loans to loans
  • 0.06%Net loans and leases to deposits
  • 63.62%Net loans and leases to core deposits
  • 65.30%Equity capital to assets
  • 7.47%Core capital (leverage) ratio
  • 7.35%Tier 1 risk-based capital ratio
  • 10.34%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $105,944Average earning assets
  • $8,129Average equity
  • $97,768Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $50Managed Assets
  • 1Number of Accounts
  • $50Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $16Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $34Non-managed Assets
  • 2Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 5 Missouri Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    0938Bank Of Weston18255 Highway 45 North, Weston, MO 64098March 21, 1893Full Service Brick and Mortar
    314574Northwest 112th Street Branch8800 Northwest 112th Street, Kansas City, MO 64153May 15, 1973Full Service Brick and Mortar
    4189483Kansas City Branch6510 N.W. Prairie View Road, Kansas City, MO 64151May 12, 1997Full Service Brick and Mortar
    6366092Platte City Branch4001 92 Highway, Platte City, MO 64079December 30, 2002Full Service Brick and Mortar
    8233555Camden Point Branch100 Third Street, Camden Point, MO 64018March 07, 1983Full Service Brick and Mortar

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