Bank of Windsor in Windsor, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 16, 1993

  • Bank of Windsor in Windsor, Colorado (CO)
  • Show street view No street view available for this location

Bank of Windsor - Overview

  • General
  • FDIC Certificate #: 22602
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank of Colorado-Front Range (#3062)
    Federal Reserve ID: 601854
    Date Established: January 30, 1978
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 15765
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 30, 1978
    Last Structure Change Effective Date: August 16, 1993
    Last Structure Change Process Date: September 21, 1993
    Last Data Update: September 21, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 1041 West Main Street, Windsor, CO 80550
    County: Weld
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Greeley, CO (#3060)
    Consolidated Metropolitan Statistical Area (CMSA): Denver-Boulder-Greeley, CO (#34)
    Combined Statistical Area (CSA): Denver-Aurora-Boulder, CO (#216)
    Core Based Statistical Area (CBSA): Greeley, CO (#24540)
    CBSA Metro Statistical Area: Greeley, CO (#24540)
  • Financial Summary
  • Total assets: $23.3 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $17Total assets
  • $22,226Cash and due from depository institutions
  • $2,450Interest-bearing balances
  • $974Securities
  • $5,547Federal funds sold & reverse repurchase agreements
  • $450Net loans & leases
  • $11,964Loan loss allowance
  • $193Trading account assets
  • $0Bank premises and fixed assets
  • $643Other real estate owned
  • $584Goodwill and other intangibles
  • $588Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $22,226Total liabilities
  • $20,719Total deposits
  • $20,453Interest-bearing deposits
  • $16,433Deposits held in domestic offices
  • 20453.00%% insured (estimated)
  • $88Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $266Total equity capital
  • $266Total bank equity capital
  • $1,507Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $454Undivided profits
  • Memoranda
  • $853Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $225Income earned, not collected on loans
  • $126Earning assets
  • $18,935Long-term assets (5+ years)
  • $3,341Average Assets, year-to-date
  • $21,518Average Assets, quarterly
  • $22,036Volatile liabilities
  • $3,622Insider loans
  • $371FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,834Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,507Total risk weighted assets
  • $14,348Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,658Total interest expense
  • $683Net interest income
  • $975Provision for loan and lease losses
  • $70Total noninterest income
  • $242Fiduciary activities
  • $0Service charges on deposit accounts
  • $205Trading account gains & fees
  • $0Additional noninterest income
  • $37Total noninterest expense
  • $882Salaries and employee benefits
  • $395Premises and equipment expense
  • $120Additional noninterest expense
  • $367Pre-tax net operating income
  • $265Securities gains (losses)
  • $17Applicable income taxes
  • $89Income before extraordinary items
  • $193Extraordinary gains - net
  • $0Net income attributable to bank
  • $193Net charge-offs
  • $39Cash dividends
  • $59Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 9.05%Cost of funding earning assets
  • 3.73%Net interest margin
  • 5.32%Noninterest income to earning assets
  • 1.32%Noninterest expense to earning assets
  • 4.81%Net operating income to assets
  • 0.84%Return on assets (ROA)
  • 0.90%Pretax return on assets
  • 1.31%Return on equity (ROE)
  • 13.45%Retained earnings to average equity (YTD only)
  • 9.34%Net charge-offs to loans
  • 0.33%Credit loss provision to net charge-offs
  • 179.49%Efficiency ratio
  • 72,473Assets per employee
  • 1.31%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 30.57%Loss allowance to loans
  • 1.59%Loss allowance to noncurrent loans
  • 85.78%Noncurrent assets plus other real estate owned to assets
  • 3.64%Noncurrent loans to loans
  • 1.85%Net loans and leases to deposits
  • 58.50%Net loans and leases to core deposits
  • 71.08%Equity capital to assets
  • 6.78%Core capital (leverage) ratio
  • 6.76%Tier 1 risk-based capital ratio
  • 10.50%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $21,518Average earning assets
  • $1,435Average equity
  • $18,329Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Bank of Windsor.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents