Bank of the Ozarks wca in Little Rock, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 11, 1999

  • Bank of the Ozarks wca in Little Rock, Arkansas (AR)
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Bank of the Ozarks wca - Overview

  • General
  • FDIC Certificate #: 15506
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank of the Ozarks (#110)
    Federal Reserve ID: 107244
    Date Established: October 01, 1934
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 15 (Interstate: No)
    OTS Docket #: 9617
    FDIC's unique #: 9806
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 01, 1937
    Last Structure Change Effective Date: June 11, 1999
    Last Structure Change Process Date: June 18, 1999
    Last Data Update: June 18, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 12615 Chenal Parkway, Little Rock, AR 72211
    County: Pulaski
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Little Rock-North Little Rock, AR (#4400)
    Combined Statistical Area (CSA): Little Rock-North Little Rock-Pine Bluff, AR (#340)
    Core Based Statistical Area (CBSA): Little Rock-North Little Rock-Conway, AR (#30780)
    CBSA Metro Statistical Area: Little Rock-North Little Rock-Conway, AR (#30780)
  • Financial Summary
  • Total assets: $505.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 159Total employees (full-time equivalent)
  • $418,050Total assets
  • $9,438Cash and due from depository institutions
  • $808Interest-bearing balances
  • $99,794Securities
  • $9,265Federal funds sold & reverse repurchase agreements
  • $275,361Net loans & leases
  • $3,583Loan loss allowance
  • $0Trading account assets
  • $19,767Bank premises and fixed assets
  • $159Other real estate owned
  • $37Goodwill and other intangibles
  • $0Life insurance assets
  • $4,229All other assets
  • $418,050Total liabilities and capital
  • $384,825Total liabilities
  • $361,165Total deposits
  • $326,340Interest-bearing deposits
  • $361,165Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $1,408Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $20,623Other borrowed funds
  • $0Subordinated debt
  • $1,629All other liabilities
  • $33,225Total equity capital
  • $33,225Total bank equity capital
  • $33,225Perpetual preferred stock
  • $0Common stock
  • $685Surplus
  • $21,774Undivided profits
  • Memoranda
  • $10,766Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2,470Earning assets
  • $0Long-term assets (5+ years)
  • $1,902Average Assets, year-to-date
  • $385,228Average Assets, quarterly
  • $113,114Volatile liabilities
  • $317,937Insider loans
  • $391,352FHLB advances
  • $115,404Loans and leases held for sale
  • $4,179Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $6,685Total risk weighted assets
  • $23,350Total unused commitments
  • $0Restructured Loans and leases
  • $296,328Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $25,448Total interest income
  • $12,890Total interest expense
  • $12,558Net interest income
  • $1,876Provision for loan and lease losses
  • $3,839Total noninterest income
  • $335Fiduciary activities
  • $840Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,664Additional noninterest income
  • $8,989Total noninterest expense
  • $4,952Salaries and employee benefits
  • $1,396Premises and equipment expense
  • $2,641Additional noninterest expense
  • $5,532Pre-tax net operating income
  • $187Securities gains (losses)
  • $1,819Applicable income taxes
  • $3,900Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,900Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $952Sale, conversion, retirement of capital stock, net
  • $2,860Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.77%Yield on earning assets
  • 4.44%Cost of funding earning assets
  • 4.33%Net interest margin
  • 1.32%Noninterest income to earning assets
  • 3.10%Noninterest expense to earning assets
  • 1.19%Net operating income to assets
  • 1.23%Return on assets (ROA)
  • 1.80%Pretax return on assets
  • 12.77%Return on equity (ROE)
  • 3.41%Retained earnings to average equity (YTD only)
  • 0.42%Net charge-offs to loans
  • 197.06%Credit loss provision to net charge-offs
  • 7.78%Efficiency ratio
  • 54,705Assets per employee
  • 2.63%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 73.33%Loss allowance to loans
  • 1.28%Loss allowance to noncurrent loans
  • 145.06%Noncurrent assets plus other real estate owned to assets
  • 0.63%Noncurrent loans to loans
  • 0.89%Net loans and leases to deposits
  • 76.24%Net loans and leases to core deposits
  • 110.11%Equity capital to assets
  • 7.95%Core capital (leverage) ratio
  • 8.51%Tier 1 risk-based capital ratio
  • 11.18%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $317,937Average earning assets
  • $30,539Average equity
  • $290,219Average loans

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