BankWest in Saint Francis, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 04, 1995

BankWest in Saint Francis, Kansas (KS)
Show street view No street view available for this location

BankWest - Overview

General
FDIC Certificate #: 26712
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: BANKWEST OF KANSAS (#10502)
Federal Reserve ID: 595458
Date Established: May 15, 1986
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
FDIC's unique #: 35778
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: May 15, 1986
Last Structure Change Effective Date: November 04, 1995
Last Structure Change Process Date: December 07, 1995
Last Data Update: December 07, 1995
Data Source Date: April 05, 2012
Location
Address: 121 Washington Street, Saint Francis, KS 67756
County: Cheyenne
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Hays
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Financial Summary
Total assets: $21.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

Dollar figures in thousands
0Total employees (full-time equivalent)
$15Total assets
$22,854Cash and due from depository institutions
$1,313Interest-bearing balances
$0Securities
$7,199Federal funds sold & reverse repurchase agreements
$810Net loans & leases
$12,887Loan loss allowance
$173Trading account assets
$0Bank premises and fixed assets
$147Other real estate owned
$0Goodwill and other intangibles
$498Life insurance assets
$0All other assets
$0Total liabilities and capital
$22,854Total liabilities
$20,905Total deposits
$20,592Interest-bearing deposits
$18,053Deposits held in domestic offices
20592.00%% insured (estimated)
$87Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$313Total equity capital
$313Total bank equity capital
$1,949Perpetual preferred stock
$0Common stock
$900Surplus
$837Undivided profits
Memoranda
$212Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$106Income earned, not collected on loans
$309Earning assets
$20,896Long-term assets (5+ years)
$939Average Assets, year-to-date
$23,021Average Assets, quarterly
$22,418Volatile liabilities
$1,971Insider loans
$1,065FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$5,568Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$2,005Total risk weighted assets
$15,407Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1994)

Dollar figures in thousands
$0Total interest income
$1,500Total interest expense
$625Net interest income
$875Provision for loan and lease losses
$20Total noninterest income
$152Fiduciary activities
$0Service charges on deposit accounts
$110Trading account gains & fees
$0Additional noninterest income
$42Total noninterest expense
$751Salaries and employee benefits
$411Premises and equipment expense
$121Additional noninterest expense
$219Pre-tax net operating income
$256Securities gains (losses)
$0Applicable income taxes
$104Income before extraordinary items
$152Extraordinary gains - net
$0Net income attributable to bank
$152Net charge-offs
$0Cash dividends
$150Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1994)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.05%Cost of funding earning assets
2.94%Net interest margin
4.11%Noninterest income to earning assets
0.71%Noninterest expense to earning assets
3.53%Net operating income to assets
0.66%Return on assets (ROA)
0.66%Pretax return on assets
1.11%Return on equity (ROE)
7.43%Retained earnings to average equity (YTD only)
0.10%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
73,126Assets per employee
1.52%Cash dividends to net income (YTD only)
Condition Ratios (%)
98.68%Loss allowance to loans
1.32%Loss allowance to noncurrent loans
163.21%Noncurrent assets plus other real estate owned to assets
0.46%Noncurrent loans to loans
0.81%Net loans and leases to deposits
62.58%Net loans and leases to core deposits
69.21%Equity capital to assets
8.53%Core capital (leverage) ratio
9.09%Tier 1 risk-based capital ratio
13.01%Total risk-based capital ratio
Memoranda
$14Average assets
$23,021Average earning assets
$2,044Average equity
$21,280Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with BankWest.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.