Bankers Savings Bank in Coral Gables, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 05, 1998

  • Bankers Savings Bank in Coral Gables, Florida (FL)
  • Show street view No street view available for this location

Bankers Savings Bank - Overview

  • General
  • FDIC Certificate #: 32539
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Republic Bank (#21350)
    Federal Reserve ID: 55475
    Date Established: June 01, 1987
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 8408
    FDIC's unique #: 45373
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: June 01, 1987
    Last Structure Change Effective Date: November 05, 1998
    Last Structure Change Process Date: December 02, 1998
    Last Data Update: September 18, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 2222 Ponce De Leon Boulevard, Coral Gables, FL 33134
    County: Miami-Dade
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: South Florida
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Miami, FL (#5000)
    Consolidated Metropolitan Statistical Area (CMSA): Miami-Fort Lauderdale, FL (#56)
    Core Based Statistical Area (CBSA): Miami-Fort Lauderdale-Pompano Beach, FL (#33100)
    CBSA Metro Statistical Area: Miami-Fort Lauderdale-Pompano Beach, FL (#33100)
    Core Based Statistical Division: Miami-Miami Beach-Kendall, FL (#33124)
  • Financial Summary
  • Total assets: $69.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 36Total employees (full-time equivalent)
  • $67,151Total assets
  • $1,438Cash and due from depository institutions
  • $999Interest-bearing balances
  • $8,033Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $51,047Net loans & leases
  • $360Loan loss allowance
  • $0Trading account assets
  • $4,381Bank premises and fixed assets
  • $898Other real estate owned
  • $47Goodwill and other intangibles
  • $0Life insurance assets
  • $1,307All other assets
  • $67,151Total liabilities and capital
  • $62,914Total liabilities
  • $56,289Total deposits
  • $53,368Interest-bearing deposits
  • $56,289Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $1,800Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $4,300Other borrowed funds
  • $0Subordinated debt
  • $525All other liabilities
  • $4,237Total equity capital
  • $4,237Total bank equity capital
  • $4,237Perpetual preferred stock
  • $0Common stock
  • $2,761Surplus
  • $1,233Undivided profits
  • Memoranda
  • $243Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $795Earning assets
  • $0Long-term assets (5+ years)
  • $367Average Assets, year-to-date
  • $60,079Average Assets, quarterly
  • $0Volatile liabilities
  • $67,278Insider loans
  • $68,073FHLB advances
  • $15,319Loans and leases held for sale
  • $407Unused loan commitments
  • $4,300Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $4,090Total unused commitments
  • $0Restructured Loans and leases
  • $41,038Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $4,687Total interest income
  • $3,164Total interest expense
  • $1,523Net interest income
  • $101Provision for loan and lease losses
  • $732Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $732Additional noninterest income
  • $2,577Total noninterest expense
  • $1,541Salaries and employee benefits
  • $608Premises and equipment expense
  • $428Additional noninterest expense
  • -$423Pre-tax net operating income
  • $579Securities gains (losses)
  • $0Applicable income taxes
  • $156Income before extraordinary items
  • $0Extraordinary gains - net
  • $156Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.81%Yield on earning assets
  • 5.28%Cost of funding earning assets
  • 2.54%Net interest margin
  • 1.22%Noninterest income to earning assets
  • 4.30%Noninterest expense to earning assets
  • -0.63%Net operating income to assets
  • 0.23%Return on assets (ROA)
  • 0.23%Pretax return on assets
  • 3.76%Return on equity (ROE)
  • 3.76%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 114,279Assets per employee
  • 1.87%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.70%Loss allowance to noncurrent loans
  • 45.28%Noncurrent assets plus other real estate owned to assets
  • 2.52%Noncurrent loans to loans
  • 1.55%Net loans and leases to deposits
  • 90.69%Net loans and leases to core deposits
  • 108.45%Equity capital to assets
  • 6.31%Core capital (leverage) ratio
  • 6.30%Tier 1 risk-based capital ratio
  • 10.31%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $67,278Average earning assets
  • $4,152Average equity
  • $59,980Average loans

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