Banner Bank in Walla Walla, Washington (WA), OR, ID
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Banner Bank in Walla Walla, Washington (WA), OR, ID
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Banner Bank - Overview

  • General
  • FDIC Certificate #: 28489
    Status: Active
    Federal Reserve ID: 352772
    Bank Holding Company (Regulatory Top Holder): Banner Corporation (RSSDID: 2126977, Location: Walla Walla, WA)
    Date Established: January 01, 1890
    WWW: http://www.bannerbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 87 (Domestic: 87, Interstate: Yes)
    OTS Docket #: 1691
    FDIC's unique #: 41323
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: December 06, 1934
    Last Structure Change Effective Date: May 03, 2011
    Last Structure Change Process Date: May 03, 2011
    Last Data Update: May 03, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 10 South First Street, Walla Walla, WA 99362
    County: Walla Walla
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Seattle
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Walla Walla, WA (#47460)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $4,048.2 mil
    Equity capital: $502.9 mil
    Deposits held in domestic offices: $3,348.4 mil
    Return on assets (ROA): 0.21% ($8.5 mil)
    Quarterly return on assets: 0.64% ($25.9 mil)
    Return on Equity (ROE): 1.75% ($8.8 mil)
    Quarterly return on equity: 5.17% ($26.0 mil)
    Net income: $8.6 mil
    Quarterly Net income: $6.5 mil
    Pretax return on assets: 0.26% ($10,525.2 mil)
    Quarterly Pretax return on assets: 0.72% ($29,146.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 1,026Total employees (full-time equivalent)
  • $4,048,154Total assets
  • $97,119Cash and due from depository institutions
  • $36,289Interest-bearing balances
  • $541,233Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $3,034,378Net loans & leases
  • $80,028Loan loss allowance
  • $79,330Trading account assets
  • $85,307Bank premises and fixed assets
  • $40,544Other real estate owned
  • $9,774Goodwill and other intangibles
  • $4,048,154Life insurance assets
  • $160,469All other assets
  • $3,545,222Total liabilities and capital
  • $3,348,449Total liabilities
  • $2,607,994Total deposits
  • $3,348,449Interest-bearing deposits
  • $85Deposits held in domestic offices
  • 102131.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $60,238Trading liabilities
  • $0Other borrowed funds
  • $34,404Subordinated debt
  • $502,932All other liabilities
  • $502,932Total equity capital
  • $502,932Total bank equity capital
  • $0Perpetual preferred stock
  • $2,827Common stock
  • $589,898Surplus
  • $-89,793Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $3,007Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $68,645Income earned, not collected on loans
  • $1,241Earning assets
  • $14,868Long-term assets (5+ years)
  • $3,691,230Average Assets, year-to-date
  • $1,238,164Average Assets, quarterly
  • $4,078,184Volatile liabilities
  • $4,063,580Insider loans
  • $3,236,557FHLB advances
  • $4,018,031Loans and leases held for sale
  • $55,068Unused loan commitments
  • $53,656Tier 1 (core) risk-based capital
  • $470,668Tier 2 risk-based capital
  • $1,412Total risk weighted assets
  • $0Total unused commitments
  • $752,205Restructured Loans and leases
  • $13,830Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $186,095Total interest income
  • $27,759Total interest expense
  • $158,336Net interest income
  • $33,800Provision for loan and lease losses
  • $15,328Total noninterest income
  • $0Fiduciary activities
  • $8,737Service charges on deposit accounts
  • $0Trading account gains & fees
  • $6,591Additional noninterest income
  • $132,346Total noninterest expense
  • $60,133Salaries and employee benefits
  • $19,177Premises and equipment expense
  • $53,036Additional noninterest expense
  • $7,518Pre-tax net operating income
  • $2,995Securities gains (losses)
  • $1,884Applicable income taxes
  • $8,629Income before extraordinary items
  • $0Extraordinary gains - net
  • $8,629Net income attributable to bank
  • $0Net charge-offs
  • $8,629Cash dividends
  • $48,616Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.04%Yield on earning assets
  • 0.75%Cost of funding earning assets
  • 4.29%Net interest margin
  • 0.41%Noninterest income to earning assets
  • 3.58%Noninterest expense to earning assets
  • 0.15%Net operating income to assets
  • 0.21%Return on assets (ROA)
  • 0.26%Pretax return on assets
  • 1.75%Return on equity (ROE)
  • 1.75%Retained earnings to average equity (YTD only)
  • 1.56%Net charge-offs to loans
  • 69.52%Credit loss provision to net charge-offs
  • 0.85%Efficiency ratio
  • 75,345Assets per employee
  • 3.95%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.57%Loss allowance to noncurrent loans
  • 116.58%Noncurrent assets plus other real estate owned to assets
  • 2.71%Noncurrent loans to loans
  • 2.20%Net loans and leases to deposits
  • 90.62%Net loans and leases to core deposits
  • 98.58%Equity capital to assets
  • 12.42%Core capital (leverage) ratio
  • 11.71%Tier 1 risk-based capital ratio
  • 14.54%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $4,078,184Average earning assets
  • $493,143Average equity
  • $3,694,756Average loans

List of branches

  • 8 Idaho Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    12116057Lewiston - Bryden Avenue Branch639 Bryden Avenue, Lewiston, ID 83501September 05, 1979Full Service Brick and Mortar
    122255705Lewiston - 21st Street Branch1031 21st Street, Lewiston, ID 83501April 01, 1996Full Service Brick and Mortar
    159442947Boise-Fairview Branch6850 W Fairview Ave, Boise, ID 83704August 03, 2005Full Service Brick and Mortar
    163446183Twin Falls Branch1340 Blue Lakes Boulevard North, Twin Falls, ID 83301December 12, 2005Full Service Brick and Mortar
    164448919Meridian Branch900 E Fairview Ave, Meridian, ID 83642March 02, 2006Full Service Brick and Mortar
    165455241Boise - 10th & Bannock Branch950 W. Bannock, Suite 100, Boise, ID 83702September 18, 2006Full Service Brick and Mortar
    167458101Boise - Overland Branch1550 South Kimball Way, Boise, ID 83709January 22, 2007Full Service Brick and Mortar
    192468823Nampa Branch16292 N. Marketplace Boulevard, Nampa, ID 83687October 26, 2007Full Service Brick and Mortar
  • 16 Oregon Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    13210804Hermiston Branch101 E Main St, Hermiston, OR 97838March 24, 1948Full Service Brick and Mortar
    133238555Umatilla BranchSixth And G Streets, Umatilla, OR 97882July 25, 1959Full Service Brick and Mortar
    134238556Boardman Branch204 N Main St, Boardman, OR 97818March 23, 1970Full Service Brick and Mortar
    136238559Stanfield Branch100 South Main Street, Stanfield, OR 97875July 16, 1979Full Service Brick and Mortar
    13714518Pendleton Branch125 Se Court Ave, Pendleton, OR 97801April 02, 1973Full Service Brick and Mortar
    138238560Pendleton - Albertson's Supermarket1300 Sw Court Ave, Pendleton, OR 97801August 23, 1999Full Service Retail
    13976814Lake Grove Branch16099 Boones Ferry Road, Lake Oswego, OR 97035October 04, 1999Full Service Brick and Mortar
    145427040Hillsboro - Tanasbourne Branch2072 Nw Stucki Avenue, Hillsboro, OR 97124March 24, 2004Full Service Brick and Mortar
    161444895Beaverton-Murray Scholls Branch14800 Sw Murray Scholls Drive, Suite 104, Beaverton, OR 97007October 05, 2005Full Service Brick and Mortar
    168458318La Grande Branch2720 Island Ave, La Grande, OR 97850January 11, 2007Full Service Brick and Mortar
    169458324Baker City Branch2024 Washington Avenue, Baker City, OR 97814January 23, 2007Full Service Brick and Mortar
    170461036Portland Main Branch101 Sw Main St Ste 154, Portland, OR 97204March 12, 2007Full Service Brick and Mortar
    189464420Beaverton-Cedar Hills Branch3180 Sw Cedar Hills Boulevard, Suite 113, Beaverton, OR 97005May 23, 2007Full Service Brick and Mortar
    191468340Tualatin Branch7675 Sw Nyberg St, Tualatin, OR 97062September 24, 2007Full Service Brick and Mortar
    197478884Portland - Pearl District Branch910 Nw 10th Ave, Portland, OR 97209April 14, 2008Full Service Brick and Mortar
    202510430Lake Oswego Branch412 A Ave Ste 100, Lake Oswego, OR 97034November 09, 2009Full Service Brick and Mortar
  • 63 Washington Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    041323Banner Bank10 South First Street, Walla Walla, WA 99362January 01, 1890Full Service Brick and Mortar
    1267851Kennewick Branch203 W 1st Ave, Kennewick, WA 99336January 01, 1890Full Service Brick and Mortar
    2267852Richland Branch1221 Jadwin Avenue, Richland, WA 99352January 01, 1890Full Service Brick and Mortar
    3267853Clarkston Branch749 Sixth Street, Clarkston, WA 99403January 01, 1890Full Service Brick and Mortar
    100267854Sunnyside Branch911 East Edison Avenue, Sunnyside, WA 98944January 01, 1890Full Service Brick and Mortar
    10143132Yakima Main Branch502 West Yakima Avenue, Yakima, WA 98902September 23, 1946Full Service Brick and Mortar
    103267856Selah Branch598 North Park Drive, Selah, WA 98942January 01, 1890Full Service Brick and Mortar
    105267857Yakima - Nob Hill Branch3030 West Nob Hill Boulevard, Yakima, WA 98902January 01, 1890Full Service Brick and Mortar
    106267858Yakima - Terrace Heights Branch4104 Terrace Heights Drive, Yakima, WA 98901January 01, 1890Full Service Brick and Mortar
    107267859Wenatchee Branch501 North Mission Street, Wenatchee, WA 98801January 01, 1890Full Service Brick and Mortar
    108267860Walla Walla Main Branch1 East Alder, Walla Walla, WA 99362April 06, 1981Full Service Brick and Mortar
    109267848Dayton Branch126 East Main Street, Dayton, WA 99328January 01, 1905Full Service Brick and Mortar
    110267861College Place Branch1125 N.E. C Street, College Place, WA 99324September 01, 1993Full Service Brick and Mortar
    112267863Kennewick - Columbia Center Branch8200 Gage Boulevard, Kennewick, WA 99336June 12, 1995Full Service Brick and Mortar
    113267864Walla Walla - Ninth Avenue Branch600 S. 9th Avenue, Walla Walla, WA 99362November 06, 1995Full Service Brick and Mortar
    11516230Bellingham Branch1600 Cornwall Avenue, Bellingham, WA 98225July 25, 1980Full Service Brick and Mortar
    116255988Blaine Branch435 Martin Street, Blaine, WA 98230May 20, 1991Full Service Brick and Mortar
    118255991Point Roberts Branch480 Tyee Dr, Point Roberts, WA 98281November 19, 1996Full Service Retail
    119255992Lynden Branch1980 Kok Road, Lynden, WA 98264August 26, 1996Full Service Brick and Mortar
    120255993Ferndale Branch1815 Main Street, Ferndale, WA 98248September 01, 1997Full Service Retail
    12446928Woodinville Branch17530 132nd Avenue, N.E. Ste A, Woodinville, WA 98072April 01, 1991Full Service Brick and Mortar
    125256279Bellevue Branch12443 Bel Red Rd Bldg A, Bellevue, WA 98005August 04, 1986Full Service Brick and Mortar
    126289478Renton Branch54 Rainier Avenue South, Renton, WA 98055October 01, 1996Full Service Brick and Mortar
    127289479Redmond Branch7950 164th Avenue Ne, Redmond, WA 98052April 01, 1996Full Service Brick and Mortar
    128289480Bothell Branch10125 Main Street, Bothell, WA 98011June 30, 1998Full Service Brick and Mortar
    129289481Kirkland Branch202 Kirkland Ave, Kirkland, WA 98033Febuary 01, 1999Full Service Brick and Mortar
    130289482South Everett Branch12717 4th Ave W Ste C1, Everett, WA 98204September 13, 1999Full Service Brick and Mortar
    131360251Seattle - Madison Branch1420 Madison Street, Seattle, WA 98104November 13, 2000Full Service Brick and Mortar
    140365657Spokane - Northtown Branch4407 N Division Street, Suite 104, Spokane, WA 99207August 16, 2002Full Service Brick and Mortar
    141419606Pasco Branch3211 W. Court St., Pasco, WA 99301August 05, 2002Full Service Brick and Mortar
    142423252Yakima - Summitview Branch5005 Summitview Avenue, Yakima, WA 98908July 28, 2003Full Service Brick and Mortar
    144427039Walla Walla - Eastgate Branch2121 E. Isaacs Ave, Walla Walla, WA 99362March 24, 2004Full Service Brick and Mortar
    147430126Seattle - Belltown Branch2901 Second Ave, Seattle, WA 98121September 02, 2003Full Service Brick and Mortar
    150433217Everett - Evergreen Way Branch8519 Evergreen Way, Everett, WA 98208November 29, 2004Full Service Brick and Mortar
    151433218Federal Way Branch34600 Pacific Highway South, Federal Way, WA 98003November 29, 2004Full Service Brick and Mortar
    152433288Kent Branch1140 W. Meeker Street, Kent, WA 98032November 22, 2004Full Service Brick and Mortar
    153433289Edmonds Branch7009 212th Street Sw, Edmonds, WA 98026November 22, 2004Full Service Brick and Mortar
    154436970Mercer Island Branch2918 78th Ave Se, Mercer Island, WA 98040January 26, 2005Full Service Brick and Mortar
    155438941Spokane Valley - Argonne Branch1521 N Argonne Rd Ste A, Spokane Valley, WA 99212March 14, 2005Full Service Brick and Mortar
    156438942Lynnwood - Alderwood Branch3405 188th St Sw Ste 201, Lynnwood, WA 98037March 14, 2005Full Service Brick and Mortar
    157440131East Wenatchee Branch255 Rock Island Rd, East Wenatchee, WA 98802April 25, 2005Full Service Brick and Mortar
    158442527Vancouver (East) Branch3100 Se 164th Ave, Vancouver, WA 98683August 01, 2005Full Service Brick and Mortar
    162446131Burlington Branch110 Cascade Mall Drive, Burlington, WA 98233December 05, 2005Full Service Brick and Mortar
    172229501Spokane Valley - Sprague And Univers10808 E Sprague Ave, Spokane Valley, WA 99206January 20, 1962Full Service Brick and Mortar
    173229502Cheney Branch5 Cheney-Spokane Rd, Cheney, WA 99004January 15, 1968Full Service Brick and Mortar
    174229503Rockford Branch2 N First St, Rockford, WA 99030September 22, 1969Full Service Brick and Mortar
    175229504Spokane Valley - Sprague & Mullan Br10 N Argonne Road, Spokane Valley, WA 99212Febuary 22, 1977Full Service Brick and Mortar
    176229505Spokane - 3rd & Stevens Branch508 W Third Ave, Spokane, WA 99201January 04, 1988Full Service Brick and Mortar
    177229506Spokane - Division Street Branch6622 N Division, Spokane, WA 99208January 31, 1991Full Service Brick and Mortar
    179229510Millwood Branch8909 East Trent Avenue, Spokane Valley, WA 99212June 16, 1997Full Service Brick and Mortar
    180229511Spokane - Southeast Boulevard Branch3002 S Southeast Blvd, Spokane, WA 99223November 07, 1997Full Service Brick and Mortar
    181229512Spokane - Hamilton Branch933 E Mission, Ste B, Spokane, WA 99202April 19, 1999Full Service Retail
    182362082Liberty Lake Branch1233 N. Liberty Lake Rd, Ste B, Liberty Lake, WA 99019October 04, 2000Full Service Retail
    184362084Spokane - Market Street Branch3919 N Market St Ste B, Spokane, WA 99207January 24, 2001Full Service Retail
    185430247Spokane - Hastings Branch506 E Hastings Rd., Spokane, WA 99218November 17, 2003Full Service Brick and Mortar
    187443176Spokane Valley - Sullivan Office Bra509 N Sullivan, Spokane Valley, WA 99037September 01, 2004Full Service Brick and Mortar
    188463536Bellingham-Barkley Branch1250 Barkley Boulevard, Bellingham, WA 98226May 14, 2007Full Service Brick and Mortar
    194469427Oak Harbor Branch570 Ne Midway Boulevard, Oak Harbor, WA 98277November 19, 2007Full Service Brick and Mortar
    195478882Internet BranchWww.Bannerbank.com, Spokane, WA 99219May 06, 2008Full Service Cyber
    196478883Bellevue Center Branch411 - 108th Ave Ne Ste 100, Bellevue, WA 98004April 28, 2008Full Service Brick and Mortar
    199490272Bellingham-Fairhaven Branch1414 12th Steet, Bellingham, WA 98225April 13, 2009Full Service Brick and Mortar
    200493065Spokane - Riverside & Post Branch802 W Riverside Ave, Spokane, WA 99201April 06, 2009Full Service Brick and Mortar
    201510429Everett Colby Branch2531 Colby Ave, Everett, WA 98201September 03, 2009Full Service Brick and Mortar

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