Bay View Federal Savings and Loan Association - Overview
General
FDIC Certificate #: 29506 Status: Active Federal Reserve ID: 320771 Date Established: January 01, 1915 Trust Powers Granted: No Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) Offices: 1 (Domestic: 1, Interstate: No) OTS Docket #: 3571 FDIC's unique #: 42340 Numeric code: 38 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) FDIC Insured: Yes Insured Savings Institution: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: No Asset Concentration Hierarchy: All Other Specialization < 1 Billion Date of Deposit Insurance: June 02, 1939 Last Structure Change Effective Date: July 21, 2011 Last Structure Change Process Date: July 21, 2011 Last Data Update: July 21, 2011 Data Source Date: April 05, 2012
Location
Address: 3974 S Howell Avenue, Milwaukee, WI 53207 County: Milwaukee Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Milwaukee Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Metropolitan Statistical Area (MSA): Milwaukee-Waukesha, WI (#5080) Consolidated Metropolitan Statistical Area (CMSA): Milwaukee-Racine, WI (#63) Combined Statistical Area (CSA): Milwaukee-Racine-Waukesha, WI (#376) Core Based Statistical Area (CBSA): Milwaukee-Waukesha-West Allis, WI (#33340) CBSA Metro Statistical Area: Milwaukee-Waukesha-West Allis, WI (#33340)
History of Changes
Change in Primary Regulatory Agency
Financial Summary
Total assets: $133.1 mil Equity capital: $16.9 mil Deposits held in domestic offices: $112.9 mil Return on assets (ROA): 0.54% ($0.7 mil) Quarterly return on assets: -0.02% (-$0.0 mil) Return on Equity (ROE): 4.19% ($0.7 mil) Quarterly return on equity: -0.12% (-$0.0 mil) Net income: $0.7 mil Quarterly Net income: -$0.0 mil Pretax return on assets: 0.46% ($612.1 mil) Quarterly Pretax return on assets: -0.28% (-$372.6 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
8Total employees (full-time equivalent)
$133,067Total assets
$3,598Cash and due from depository institutions
$1,504Interest-bearing balances
$41,233Securities
$11,014Federal funds sold & reverse repurchase agreements
$71,516Net loans & leases
$1,060Loan loss allowance
$0Trading account assets
$489Bank premises and fixed assets
$1,531Other real estate owned
$0Goodwill and other intangibles
$133,067Life insurance assets
$3,686All other assets
$116,133Total liabilities and capital
$112,929Total liabilities
$112,929Total deposits
$112,929Interest-bearing deposits
$98Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$3,000Trading liabilities
$0Other borrowed funds
$204Subordinated debt
$16,934All other liabilities
$16,934Total equity capital
$16,934Total bank equity capital
$0Perpetual preferred stock
$0Common stock
$0Surplus
$16,934Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,673Income earned, not collected on loans
$0Earning assets
$674Long-term assets (5+ years)
$125,267Average Assets, year-to-date
$0Average Assets, quarterly
$128,652Volatile liabilities
$133,011Insider loans
$58,392FHLB advances
$133,067Loans and leases held for sale
$1,642Unused loan commitments
$0Tier 1 (core) risk-based capital
$16,934Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$1,066Restructured Loans and leases
$0Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$5,178Total interest income
$1,903Total interest expense
$3,275Net interest income
$1,483Provision for loan and lease losses
$167Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$167Additional noninterest income
$1,369Total noninterest expense
$791Salaries and employee benefits
$117Premises and equipment expense
$461Additional noninterest expense
$590Pre-tax net operating income
$0Securities gains (losses)
-$108Applicable income taxes
$698Income before extraordinary items
$0Extraordinary gains - net
$698Net income attributable to bank
$0Net charge-offs
$698Cash dividends
$1,073Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.21%Yield on earning assets
1.55%Cost of funding earning assets
2.66%Net interest margin
0.14%Noninterest income to earning assets
1.11%Noninterest expense to earning assets
0.54%Net operating income to assets
0.54%Return on assets (ROA)
0.46%Pretax return on assets
4.19%Return on equity (ROE)
4.19%Retained earnings to average equity (YTD only)
1.55%Net charge-offs to loans
138.21%Credit loss provision to net charge-offs
1.93%Efficiency ratio
39,773Assets per employee
16.63%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.46%Loss allowance to noncurrent loans
63.36%Noncurrent assets plus other real estate owned to assets
2.41%Noncurrent loans to loans
2.31%Net loans and leases to deposits
63.33%Net loans and leases to core deposits
64.82%Equity capital to assets
12.73%Core capital (leverage) ratio
12.73%Tier 1 risk-based capital ratio
29.00%Total risk-based capital ratio
Memoranda
$30Average assets
$128,652Average earning assets
$16,665Average equity
$122,922Average loans
List of branches
1 Wisconsin Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
42340
Bay View Federal Savings And Loan As
3974 S Howell Avenue, Milwaukee, WI 53207
January 01, 1915
Full Service Brick and Mortar
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