Beaver Trust Company in city_name, state_name - Detailed Financial Reports, Location

Beaver Trust Company in Beaver, Pennsylvania (PA)
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Beaver Trust Company - Overview

General
FDIC Certificate #: 783
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First Western Bank, National Association (#7930)
Federal Reserve ID: 308023
Date Established: April 21, 1902
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 13 (Interstate: No)
OTS Docket #: 9537
FDIC's unique #: 502
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Oakar Institutions: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: September 10, 1993
Last Structure Change Process Date: September 21, 1993
Last Data Update: September 21, 1993
Data Source Date: April 05, 2012
Location
Address: Third And Insurance Street, Beaver, PA 15009
County: Beaver
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: Wexford
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Metropolitan Statistical Area (MSA): Pittsburgh, PA (#6280)
Combined Statistical Area (CSA): Pittsburgh-New Castle, PA (#430)
Core Based Statistical Area (CBSA): Pittsburgh, PA (#38300)
CBSA Metro Statistical Area: Pittsburgh, PA (#38300)
Financial Summary
Total assets: $489.7 mil

Assets and Liabilities (December 31, 1992)

Dollar figures in thousands
0Total employees (full-time equivalent)
$160Total assets
$451,741Cash and due from depository institutions
$21,291Interest-bearing balances
$3,305Securities
$157,500Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$226,911Loan loss allowance
$3,519Trading account assets
$0Bank premises and fixed assets
$6,703Other real estate owned
$45Goodwill and other intangibles
$38,146Life insurance assets
$1,145All other assets
$0Total liabilities and capital
$451,741Total liabilities
$423,861Total deposits
$355,487Interest-bearing deposits
$300,711Deposits held in domestic offices
355487.00%% insured (estimated)
$90Federal funds purchased & repurchase agreements
$15,000Trading liabilities
$0Other borrowed funds
$21,794Subordinated debt
$0All other liabilities
$31,580Total equity capital
$31,580Total bank equity capital
$27,880Perpetual preferred stock
$0Common stock
$2,098Surplus
$8,000Undivided profits
Memoranda
$17,782Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$4,027Income earned, not collected on loans
$925Earning assets
$387,716Long-term assets (5+ years)
$205,931Average Assets, year-to-date
$412,621Average Assets, quarterly
$448,149Volatile liabilities
$46,129Insider loans
$187FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$26,034Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$26,735Total risk weighted assets
$268,322Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1992)

Dollar figures in thousands
$0Total interest income
$32,720Total interest expense
$14,387Net interest income
$18,333Provision for loan and lease losses
$1,185Total noninterest income
$1,435Fiduciary activities
$0Service charges on deposit accounts
$982Trading account gains & fees
$0Additional noninterest income
$453Total noninterest expense
$13,769Salaries and employee benefits
$5,171Premises and equipment expense
$945Additional noninterest expense
$7,653Pre-tax net operating income
$4,814Securities gains (losses)
$926Applicable income taxes
$1,579Income before extraordinary items
$4,161Extraordinary gains - net
$0Net income attributable to bank
$4,161Net charge-offs
$545Cash dividends
$950Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1992)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.81%Cost of funding earning assets
3.87%Net interest margin
4.94%Noninterest income to earning assets
0.39%Noninterest expense to earning assets
3.71%Net operating income to assets
0.85%Return on assets (ROA)
1.01%Pretax return on assets
1.39%Return on equity (ROE)
16.66%Retained earnings to average equity (YTD only)
12.85%Net charge-offs to loans
0.24%Credit loss provision to net charge-offs
217.43%Efficiency ratio
68,287Assets per employee
2.82%Cash dividends to net income (YTD only)
Condition Ratios (%)
22.83%Loss allowance to loans
1.53%Loss allowance to noncurrent loans
87.39%Noncurrent assets plus other real estate owned to assets
0.90%Noncurrent loans to loans
1.75%Net loans and leases to deposits
63.83%Net loans and leases to core deposits
65.55%Equity capital to assets
6.17%Core capital (leverage) ratio
6.39%Tier 1 risk-based capital ratio
9.96%Total risk-based capital ratio
Memoranda
$11Average assets
$412,621Average earning assets
$24,982Average equity
$371,431Average loans

Beaver Trust Company in Beaver, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Beaver Trust Company - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

Beaver Trust Company in Beaver, Pennsylvania (PA)Overview, Financial Summary, Detailed Financial Reports, Branches

Beaver Trust Company - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

Beaver Trust Company in Beaver, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches