Bellingham Bank in city_name, state_name - Detailed Financial Reports, Location

Bellingham Bank in Bellingham, Washington (WA)
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Bellingham Bank - Overview

General
FDIC Certificate #: 22349
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: KeyBank National Association (#11979)
Federal Reserve ID: 384474
Date Established: November 01, 1976
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 17 (Interstate: No)
FDIC's unique #: 15557
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: November 01, 1976
Last Structure Change Effective Date: January 15, 1993
Last Structure Change Process Date: January 26, 1993
Last Data Update: January 26, 1993
Data Source Date: April 05, 2012
Location
Address: 101 East Holly Street, Bellingham, WA 98227
County: Whatcom
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Seattle
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Bellingham, WA (#860)
Core Based Statistical Area (CBSA): Bellingham, WA (#13380)
CBSA Metro Statistical Area: Bellingham, WA (#13380)
Financial Summary
Total assets: $438.5 mil

Assets and Liabilities (December 31, 1992)

Dollar figures in thousands
0Total employees (full-time equivalent)
$238Total assets
$438,494Cash and due from depository institutions
$37,043Interest-bearing balances
$0Securities
$40,002Federal funds sold & reverse repurchase agreements
$19,700Net loans & leases
$320,908Loan loss allowance
$4,133Trading account assets
$0Bank premises and fixed assets
$10,076Other real estate owned
$434Goodwill and other intangibles
$7,846Life insurance assets
$2,485All other assets
$0Total liabilities and capital
$438,494Total liabilities
$406,884Total deposits
$398,936Interest-bearing deposits
$320,545Deposits held in domestic offices
398936.00%% insured (estimated)
$83Federal funds purchased & repurchase agreements
$4,229Trading liabilities
$0Other borrowed funds
$2,366Subordinated debt
$0All other liabilities
$1,353Total equity capital
$1,353Total bank equity capital
$31,610Perpetual preferred stock
$0Common stock
$968Surplus
$14,740Undivided profits
Memoranda
$15,902Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$2,430Income earned, not collected on loans
$2,489Earning assets
$380,610Long-term assets (5+ years)
$54,251Average Assets, year-to-date
$429,309Average Assets, quarterly
$437,853Volatile liabilities
$30,906Insider loans
$0FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$53,982Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$29,125Total risk weighted assets
$363,514Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1992)

Dollar figures in thousands
$0Total interest income
$34,700Total interest expense
$13,807Net interest income
$20,893Provision for loan and lease losses
$3,130Total noninterest income
$6,991Fiduciary activities
$0Service charges on deposit accounts
$2,672Trading account gains & fees
$0Additional noninterest income
$4,319Total noninterest expense
$17,702Salaries and employee benefits
$7,627Premises and equipment expense
$2,345Additional noninterest expense
$7,730Pre-tax net operating income
$7,052Securities gains (losses)
$2Applicable income taxes
$2,123Income before extraordinary items
$4,931Extraordinary gains - net
$0Net income attributable to bank
$4,931Net charge-offs
$3,794Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1992)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
9.23%Cost of funding earning assets
3.67%Net interest margin
5.56%Noninterest income to earning assets
1.86%Noninterest expense to earning assets
4.71%Net operating income to assets
1.15%Return on assets (ROA)
1.15%Pretax return on assets
1.64%Return on equity (ROE)
16.91%Retained earnings to average equity (YTD only)
16.91%Net charge-offs to loans
1.16%Credit loss provision to net charge-offs
82.50%Efficiency ratio
60,547Assets per employee
1.84%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.27%Loss allowance to noncurrent loans
170.08%Noncurrent assets plus other real estate owned to assets
0.65%Noncurrent loans to loans
0.75%Net loans and leases to deposits
80.44%Net loans and leases to core deposits
85.69%Equity capital to assets
7.21%Core capital (leverage) ratio
6.83%Tier 1 risk-based capital ratio
8.01%Total risk-based capital ratio
Memoranda
$9Average assets
$429,309Average earning assets
$29,153Average equity
$375,989Average loans

Bellingham Bank in Bellingham, Washington (WA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Bellingham Bank - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

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Bellingham Bank in Bellingham, Washington (WA)Overview, Financial Summary, Detailed Financial Reports, Branches

Bellingham Bank - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

Bellingham Bank in Bellingham, Washington (WA)
Overview, Financial Summary, Detailed Financial Reports, Branches