FDIC Certificate #: 13563 Status: Active Federal Reserve ID: 218757 Date Established: January 25, 1916 Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 8479 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Commercial Lending Specialization Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 26, 2008 Last Structure Change Process Date: March 27, 2008 Last Data Update: March 27, 2008 Data Source Date: April 05, 2012
Location
Address: 109 Main Street, Bloomburg, TX 75556 County: Cass Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Dallas Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West
History of Changes
Change in Location
Financial Summary
Total assets: $14.3 mil Equity capital: $1.4 mil Deposits held in domestic offices: $12.9 mil Return on assets (ROA): 0.57% ($0.1 mil) Quarterly return on assets: 0.40% ($0.1 mil) Return on Equity (ROE): 6.51% ($0.1 mil) Quarterly return on equity: 4.47% ($0.0 mil) Net income: $0.1 mil Quarterly Net income: $0.0 mil Pretax return on assets: 0.76% ($108.8 mil) Quarterly Pretax return on assets: 0.49% ($70.2 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
5Total employees (full-time equivalent)
$14,319Total assets
$3,394Cash and due from depository institutions
$2,936Interest-bearing balances
$501Securities
$1,290Federal funds sold & reverse repurchase agreements
$8,974Net loans & leases
$87Loan loss allowance
$0Trading account assets
$81Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$14,319Life insurance assets
$79All other assets
$12,969Total liabilities and capital
$12,912Total liabilities
$10,434Total deposits
$12,912Interest-bearing deposits
$97Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$57Subordinated debt
$1,350All other liabilities
$1,350Total equity capital
$1,350Total bank equity capital
$0Perpetual preferred stock
$280Common stock
$520Surplus
$550Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$29Long-term assets (5+ years)
$13,701Average Assets, year-to-date
$4,394Average Assets, quarterly
$15,035Volatile liabilities
$14,827Insider loans
$8,435FHLB advances
$14,488Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$1,350Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$0Restructured Loans and leases
$0Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$620Total interest income
$86Total interest expense
$534Net interest income
$0Provision for loan and lease losses
$80Total noninterest income
$0Fiduciary activities
$45Service charges on deposit accounts
$0Trading account gains & fees
$35Additional noninterest income
$500Total noninterest expense
$216Salaries and employee benefits
$99Premises and equipment expense
$185Additional noninterest expense
$114Pre-tax net operating income
$0Securities gains (losses)
$28Applicable income taxes
$86Income before extraordinary items
$0Extraordinary gains - net
$86Net income attributable to bank
$0Net charge-offs
$86Cash dividends
$0Sale, conversion, retirement of capital stock, net
$20Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.36%Yield on earning assets
0.60%Cost of funding earning assets
3.76%Net interest margin
0.56%Noninterest income to earning assets
3.52%Noninterest expense to earning assets
0.57%Net operating income to assets
0.57%Return on assets (ROA)
0.76%Pretax return on assets
6.51%Return on equity (ROE)
5.00%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
81,433Assets per employee
2.86%Cash dividends to net income (YTD only)
Condition Ratios (%)
23.26%Loss allowance to loans
0.96%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
69.50%Net loans and leases to core deposits
77.20%Equity capital to assets
9.43%Core capital (leverage) ratio
9.32%Tier 1 risk-based capital ratio
16.00%Total risk-based capital ratio
Memoranda
$17Average assets
$15,035Average earning assets
$1,320Average equity
$14,220Average loans
List of branches
1 Texas Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
8479
Bloomburg State Bank
109 Main Street, Bloomburg, TX 75556
January 25, 1916
Full Service Brick and Mortar
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