Blue Springs Bank in Blue Springs, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 01, 1993

  • Blue Springs Bank in Blue Springs, Missouri (MO)
  • Show street view No street view available for this location

Blue Springs Bank - Overview

  • General
  • FDIC Certificate #: 16132
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Mercantile Bank of Warrensburg (#8292)
    Federal Reserve ID: 506351
    Date Established: April 08, 1944
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 10347
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: April 08, 1944
    Last Structure Change Effective Date: September 01, 1993
    Last Structure Change Process Date: October 06, 1993
    Last Data Update: October 06, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 1100 Main Street, Blue Springs, MO 64015
    County: Jackson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • Financial Summary
  • Total assets: $176.0 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $125Total assets
  • $181,095Cash and due from depository institutions
  • $14,407Interest-bearing balances
  • $2,540Securities
  • $23,451Federal funds sold & reverse repurchase agreements
  • $9,300Net loans & leases
  • $121,990Loan loss allowance
  • $3,052Trading account assets
  • $0Bank premises and fixed assets
  • $3,027Other real estate owned
  • $5,146Goodwill and other intangibles
  • $3,774Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $181,095Total liabilities
  • $169,697Total deposits
  • $168,449Interest-bearing deposits
  • $128,979Deposits held in domestic offices
  • 168449.00%% insured (estimated)
  • $90Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $63Subordinated debt
  • $450All other liabilities
  • $735Total equity capital
  • $735Total bank equity capital
  • $11,398Perpetual preferred stock
  • $0Common stock
  • $4,202Surplus
  • $8,826Undivided profits
  • Memoranda
  • $-1,630Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,074Income earned, not collected on loans
  • $925Earning assets
  • $157,281Long-term assets (5+ years)
  • $34,828Average Assets, year-to-date
  • $187,408Average Assets, quarterly
  • $181,839Volatile liabilities
  • $14,317Insider loans
  • $1,329FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $3,281Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $11,398Total risk weighted assets
  • $115,658Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $15,024Total interest expense
  • $5,821Net interest income
  • $9,203Provision for loan and lease losses
  • $4,686Total noninterest income
  • $2,448Fiduciary activities
  • $0Service charges on deposit accounts
  • $1,870Trading account gains & fees
  • $0Additional noninterest income
  • $578Total noninterest expense
  • $8,237Salaries and employee benefits
  • $3,375Premises and equipment expense
  • $1,014Additional noninterest expense
  • $3,848Pre-tax net operating income
  • -$1,272Securities gains (losses)
  • $92Applicable income taxes
  • -$463Income before extraordinary items
  • -$717Extraordinary gains - net
  • $0Net income attributable to bank
  • -$717Net charge-offs
  • $5,024Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $3,557Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 9.11%Cost of funding earning assets
  • 3.53%Net interest margin
  • 5.58%Noninterest income to earning assets
  • 1.48%Noninterest expense to earning assets
  • 5.00%Net operating income to assets
  • -0.41%Return on assets (ROA)
  • -0.38%Pretax return on assets
  • -0.63%Return on equity (ROE)
  • -6.56%Retained earnings to average equity (YTD only)
  • -6.56%Net charge-offs to loans
  • 3.52%Credit loss provision to net charge-offs
  • 93.27%Efficiency ratio
  • 70,698Assets per employee
  • 1.45%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.44%Loss allowance to noncurrent loans
  • 147.16%Noncurrent assets plus other real estate owned to assets
  • 3.99%Noncurrent loans to loans
  • 1.66%Net loans and leases to deposits
  • 72.42%Net loans and leases to core deposits
  • 79.15%Equity capital to assets
  • 6.29%Core capital (leverage) ratio
  • 6.23%Tier 1 risk-based capital ratio
  • 9.85%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $187,408Average earning assets
  • $10,924Average equity
  • $164,859Average loans

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