Boatmen's Bank of Troy in city_name, state_name - Detailed Financial Reports, Location

Boatmen's Bank of Troy in Troy, Missouri (MO)
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Boatmen's Bank of Troy - Overview

General
FDIC Certificate #: 15265
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Bank of America, National Association (#15802)
Federal Reserve ID: 213257
Date Established: January 01, 1935
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
FDIC's unique #: 9612
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: August 14, 1935
Last Structure Change Effective Date: June 13, 1997
Last Structure Change Process Date: June 24, 1997
Last Data Update: June 24, 1997
Data Source Date: April 05, 2012
Location
Address: One Front Street, Troy, MO 63379
County: Lincoln
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Atlanta
FDIC Field Office: St. Louis
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
Financial Summary
Total assets: $73.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

Dollar figures in thousands
0Total employees (full-time equivalent)
$25Total assets
$65,134Cash and due from depository institutions
$3,439Interest-bearing balances
$0Securities
$26,197Federal funds sold & reverse repurchase agreements
$4,000Net loans & leases
$29,692Loan loss allowance
$481Trading account assets
$0Bank premises and fixed assets
$1,109Other real estate owned
$32Goodwill and other intangibles
$665Life insurance assets
$0All other assets
$0Total liabilities and capital
$65,134Total liabilities
$60,310Total deposits
$59,990Interest-bearing deposits
$52,337Deposits held in domestic offices
59990.00%% insured (estimated)
$90Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$320Total equity capital
$320Total bank equity capital
$4,824Perpetual preferred stock
$0Common stock
$350Surplus
$500Undivided profits
Memoranda
$3,974Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$176Income earned, not collected on loans
$183Earning assets
$59,889Long-term assets (5+ years)
$14,558Average Assets, year-to-date
$63,078Average Assets, quarterly
$64,028Volatile liabilities
$1,264Insider loans
$28FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$1,954Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$4,815Total risk weighted assets
$29,990Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1996)

Dollar figures in thousands
$0Total interest income
$4,498Total interest expense
$2,084Net interest income
$2,414Provision for loan and lease losses
$39Total noninterest income
$494Fiduciary activities
$0Service charges on deposit accounts
$344Trading account gains & fees
$0Additional noninterest income
$150Total noninterest expense
$1,322Salaries and employee benefits
$778Premises and equipment expense
$148Additional noninterest expense
$396Pre-tax net operating income
$1,547Securities gains (losses)
$0Applicable income taxes
$466Income before extraordinary items
$1,081Extraordinary gains - net
$0Net income attributable to bank
$1,081Net charge-offs
$50Cash dividends
$728Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1996)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.60%Cost of funding earning assets
3.52%Net interest margin
4.08%Noninterest income to earning assets
0.83%Noninterest expense to earning assets
2.23%Net operating income to assets
1.71%Return on assets (ROA)
1.71%Pretax return on assets
2.45%Return on equity (ROE)
23.75%Retained earnings to average equity (YTD only)
7.76%Net charge-offs to loans
0.17%Credit loss provision to net charge-offs
78.00%Efficiency ratio
45,461Assets per employee
2.61%Cash dividends to net income (YTD only)
Condition Ratios (%)
67.35%Loss allowance to loans
1.59%Loss allowance to noncurrent loans
273.30%Noncurrent assets plus other real estate owned to assets
0.32%Noncurrent loans to loans
0.58%Net loans and leases to deposits
49.49%Net loans and leases to core deposits
50.56%Equity capital to assets
7.41%Core capital (leverage) ratio
7.51%Tier 1 risk-based capital ratio
16.06%Total risk-based capital ratio
Memoranda
$17Average assets
$63,078Average earning assets
$4,551Average equity
$59,192Average loans

Boatmen's Bank of Troy in Troy, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

Boatmen's Bank of Troy - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

Boatmen's Bank of Troy in Troy, Missouri (MO)Overview, Financial Summary, Detailed Financial Reports, Branches

Boatmen's Bank of Troy - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

Boatmen's Bank of Troy in Troy, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches