Boatmen's Bank of Vandalia in Vandalia, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 11, 1997

  • Boatmen's Bank of Vandalia in Vandalia, Missouri (MO)
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Boatmen's Bank of Vandalia - Overview

  • General
  • FDIC Certificate #: 13961
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank of America, National Association (#15802)
    Federal Reserve ID: 306551
    Date Established: January 01, 1934
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 2 (Interstate: No)
    FDIC's unique #: 8734
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: Febuary 28, 1934
    Last Structure Change Effective Date: June 11, 1997
    Last Structure Change Process Date: June 23, 1997
    Last Data Update: June 23, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 200 South Main Street, Vandalia, MO 63382
    County: Audrain
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Columbia Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Mexico, MO (#33020)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $47.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $13Total assets
  • $41,381Cash and due from depository institutions
  • $1,211Interest-bearing balances
  • $0Securities
  • $20,429Federal funds sold & reverse repurchase agreements
  • $750Net loans & leases
  • $18,364Loan loss allowance
  • $385Trading account assets
  • $0Bank premises and fixed assets
  • $173Other real estate owned
  • $0Goodwill and other intangibles
  • $454Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $41,381Total liabilities
  • $37,762Total deposits
  • $37,584Interest-bearing deposits
  • $34,419Deposits held in domestic offices
  • 37584.00%% insured (estimated)
  • $94Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $178Total equity capital
  • $178Total bank equity capital
  • $3,619Perpetual preferred stock
  • $0Common stock
  • $300Surplus
  • $1,425Undivided profits
  • Memoranda
  • $1,894Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $103Income earned, not collected on loans
  • $192Earning assets
  • $39,543Long-term assets (5+ years)
  • $9,230Average Assets, year-to-date
  • $40,937Average Assets, quarterly
  • $41,302Volatile liabilities
  • $1,109Insider loans
  • $63FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,637Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,586Total risk weighted assets
  • $17,715Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,971Total interest expense
  • $1,568Net interest income
  • $1,403Provision for loan and lease losses
  • $52Total noninterest income
  • $198Fiduciary activities
  • $0Service charges on deposit accounts
  • $95Trading account gains & fees
  • $0Additional noninterest income
  • $103Total noninterest expense
  • $826Salaries and employee benefits
  • $453Premises and equipment expense
  • $78Additional noninterest expense
  • $295Pre-tax net operating income
  • $723Securities gains (losses)
  • $0Applicable income taxes
  • $184Income before extraordinary items
  • $539Extraordinary gains - net
  • $0Net income attributable to bank
  • $539Net charge-offs
  • -$7Cash dividends
  • $441Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.54%Cost of funding earning assets
  • 3.98%Net interest margin
  • 3.56%Noninterest income to earning assets
  • 0.50%Noninterest expense to earning assets
  • 2.10%Net operating income to assets
  • 1.32%Return on assets (ROA)
  • 1.32%Pretax return on assets
  • 1.77%Return on equity (ROE)
  • 15.34%Retained earnings to average equity (YTD only)
  • 2.79%Net charge-offs to loans
  • -0.04%Credit loss provision to net charge-offs
  • -742.86%Efficiency ratio
  • 51,593Assets per employee
  • 3.18%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 81.82%Loss allowance to loans
  • 2.05%Loss allowance to noncurrent loans
  • 373.79%Noncurrent assets plus other real estate owned to assets
  • 0.25%Noncurrent loans to loans
  • 0.55%Net loans and leases to deposits
  • 48.86%Net loans and leases to core deposits
  • 50.35%Equity capital to assets
  • 8.75%Core capital (leverage) ratio
  • 8.65%Tier 1 risk-based capital ratio
  • 20.24%Total risk-based capital ratio
  • Memoranda
  • $22Average assets
  • $40,937Average earning assets
  • $3,513Average equity
  • $39,427Average loans

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