Braselton Banking Company in Braselton, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 08, 1995

  • Braselton Banking Company in Braselton, Georgia (GA)
  • Show street view No street view available for this location

Braselton Banking Company - Overview

  • General
  • FDIC Certificate #: 17204
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Northeast Georgia Bank (#15771)
    Federal Reserve ID: 10634
    Date Established: January 01, 1911
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 11233
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: April 13, 1953
    Last Structure Change Effective Date: July 08, 1995
    Last Structure Change Process Date: September 27, 1995
    Last Data Update: September 27, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: Green And Davis Streets, Braselton, GA 30517
    County: Jackson
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Atlanta
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
  • Financial Summary
  • Total assets: $8.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $7Total assets
  • $7,789Cash and due from depository institutions
  • $533Interest-bearing balances
  • $99Securities
  • $445Federal funds sold & reverse repurchase agreements
  • $2,350Net loans & leases
  • $3,237Loan loss allowance
  • $145Trading account assets
  • $0Bank premises and fixed assets
  • $178Other real estate owned
  • $0Goodwill and other intangibles
  • $37Life insurance assets
  • $1,009All other assets
  • $0Total liabilities and capital
  • $7,789Total liabilities
  • $6,164Total deposits
  • $6,140Interest-bearing deposits
  • $3,932Deposits held in domestic offices
  • 6140.00%% insured (estimated)
  • $88Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $24Total equity capital
  • $24Total bank equity capital
  • $1,625Perpetual preferred stock
  • $0Common stock
  • $25Surplus
  • $1,605Undivided profits
  • Memoranda
  • $-5Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $29Earning assets
  • $6,131Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $6,595Average Assets, quarterly
  • $7,051Volatile liabilities
  • $100Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $297Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $616Total risk weighted assets
  • $3,531Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $44Total interest expense
  • $10Net interest income
  • $34Provision for loan and lease losses
  • $0Total noninterest income
  • $7Fiduciary activities
  • $0Service charges on deposit accounts
  • $6Trading account gains & fees
  • $0Additional noninterest income
  • $1Total noninterest expense
  • $48Salaries and employee benefits
  • $21Premises and equipment expense
  • $5Additional noninterest expense
  • $22Pre-tax net operating income
  • -$7Securities gains (losses)
  • $0Applicable income taxes
  • -$2Income before extraordinary items
  • -$5Extraordinary gains - net
  • $0Net income attributable to bank
  • -$5Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 0.77%Cost of funding earning assets
  • 0.17%Net interest margin
  • 0.59%Noninterest income to earning assets
  • 0.12%Noninterest expense to earning assets
  • 0.84%Net operating income to assets
  • -0.08%Return on assets (ROA)
  • -0.08%Pretax return on assets
  • -0.11%Return on equity (ROE)
  • -0.64%Retained earnings to average equity (YTD only)
  • -0.64%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 102,439Assets per employee
  • 1.11%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.29%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 52.72%Net loans and leases to core deposits
  • 53.59%Equity capital to assets
  • 20.86%Core capital (leverage) ratio
  • 9.09%Tier 1 risk-based capital ratio
  • 17.45%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $6,595Average earning assets
  • $786Average equity
  • $5,721Average loans

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