Bremen Bank and Trust Company in Saint Louis, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches


Bremen Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 1067
    Status: Active
    Federal Reserve ID: 534653
    Bank Holding Company (Regulatory Top Holder): Bremen Bancorp, Inc. (RSSDID: 1097016, Location: Saint Louis, MO)
    Date Established: January 01, 1868
    WWW: http://www.bremenbank.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 6 (Domestic: 6, Interstate: No)
    OTS Docket #: 12518
    FDIC's unique #: 716
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 3529 North Broadway, Saint Louis, MO 63147
    County: Saint Louis (City)
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $228.2 mil
    Equity capital: $21.2 mil
    Deposits held in domestic offices: $182.5 mil
    Return on assets (ROA): 0.10% ($0.2 mil)
    Quarterly return on assets: 0.22% ($0.5 mil)
    Return on Equity (ROE): 1.05% ($0.2 mil)
    Quarterly return on equity: 2.30% ($0.5 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: -0.04% (-$91.3 mil)
    Quarterly Pretax return on assets: 0.08% ($182.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 48Total employees (full-time equivalent)
  • $228,165Total assets
  • $14,104Cash and due from depository institutions
  • $10,675Interest-bearing balances
  • $55,235Securities
  • $997Federal funds sold & reverse repurchase agreements
  • $145,061Net loans & leases
  • $4,864Loan loss allowance
  • $0Trading account assets
  • $1,037Bank premises and fixed assets
  • $887Other real estate owned
  • $0Goodwill and other intangibles
  • $228,165Life insurance assets
  • $10,844All other assets
  • $206,954Total liabilities and capital
  • $182,548Total liabilities
  • $154,863Total deposits
  • $182,548Interest-bearing deposits
  • $99Deposits held in domestic offices
  • 8541.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $15,000Trading liabilities
  • $0Other borrowed funds
  • $865Subordinated debt
  • $21,211All other liabilities
  • $21,211Total equity capital
  • $21,211Total bank equity capital
  • $0Perpetual preferred stock
  • $1,260Common stock
  • $1,400Surplus
  • $18,551Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $12,651Income earned, not collected on loans
  • $0Earning assets
  • $818Long-term assets (5+ years)
  • $211,968Average Assets, year-to-date
  • $50,786Average Assets, quarterly
  • $224,595Volatile liabilities
  • $225,055Insider loans
  • $170,459FHLB advances
  • $226,773Loans and leases held for sale
  • $5,834Unused loan commitments
  • $3,579Tier 1 (core) risk-based capital
  • $19,491Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $2,255Total unused commitments
  • $25,765Restructured Loans and leases
  • $10,659Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $10,100Total interest income
  • $2,801Total interest expense
  • $7,299Net interest income
  • $1,795Provision for loan and lease losses
  • -$47Total noninterest income
  • $95Fiduciary activities
  • $129Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$271Additional noninterest income
  • $5,890Total noninterest expense
  • $2,661Salaries and employee benefits
  • $911Premises and equipment expense
  • $2,318Additional noninterest expense
  • -$433Pre-tax net operating income
  • $352Securities gains (losses)
  • -$300Applicable income taxes
  • $219Income before extraordinary items
  • $0Extraordinary gains - net
  • $219Net income attributable to bank
  • $0Net charge-offs
  • $219Cash dividends
  • $856Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.85%Yield on earning assets
  • 1.34%Cost of funding earning assets
  • 3.50%Net interest margin
  • -0.02%Noninterest income to earning assets
  • 2.83%Noninterest expense to earning assets
  • -0.00%Net operating income to assets
  • 0.10%Return on assets (ROA)
  • -0.04%Pretax return on assets
  • 1.05%Return on equity (ROE)
  • 1.05%Retained earnings to average equity (YTD only)
  • 0.54%Net charge-offs to loans
  • 209.70%Credit loss provision to net charge-offs
  • 1.59%Efficiency ratio
  • 81,219Assets per employee
  • 4.75%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.24%Loss allowance to noncurrent loans
  • 38.45%Noncurrent assets plus other real estate owned to assets
  • 6.00%Noncurrent loans to loans
  • 8.44%Net loans and leases to deposits
  • 79.46%Net loans and leases to core deposits
  • 82.01%Equity capital to assets
  • 9.30%Core capital (leverage) ratio
  • 8.59%Tier 1 risk-based capital ratio
  • 11.43%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $224,595Average earning assets
  • $20,835Average equity
  • $208,261Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $36,237Managed Assets
  • 1Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 7Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $36,237Other retirement accounts
  • $36,237Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 6 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0716Bremen Bank And Trust Company3529 North Broadway, Saint Louis, MO 63147January 01, 1868Full Service Brick and Mortar
    2187824St. Charles Branch2480 Executive Drive, St. Charles, MO 63303October 04, 1999Full Service Brick and Mortar
    3358223Hazelwood Branch700 Mcdonell Bolvard, Hazelwood, MO 63042October 04, 1997Full Service Brick and Mortar
    5364045Manchester Road Branch16024 Manchester Road, Ellisville, MO 63011June 12, 2002Full Service Brick and Mortar
    6427708Friendship Village Branch15201 Olive Boulevard, Chesterfield, MO 63017April 06, 2004Full Service Retail
    8479016Oakland Branch9859 Big Bend, Kirkwood, MO 63122December 20, 2007Full Service Brick and Mortar

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