Bridge City State Bank in city_name, state_name - Detailed Financial Reports, Location

Bridge City State Bank in Bridge City, Texas (TX)
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Bridge City State Bank routing number info

Bridge City State Bank - Overview

General
FDIC Certificate #: 18155
Status: Active
Federal Reserve ID: 43959
Bank Holding Company (Regulatory Top Holder): Amtex Bancshares, Inc. (RSSDID: 1131899, Location: Orange, TX)
Date Established: Febuary 27, 1960
WWW: http://www.bridgecitystatebank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 12076
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: Febuary 27, 1960
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: June 21, 2010
Last Data Update: June 21, 2010
Data Source Date: April 05, 2012
Location
Address: 701 West Round Bunch Road, Bridge City, TX 77611
County: Orange
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Houston
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Beaumont-Port Arthur, TX (#840)
Core Based Statistical Area (CBSA): Beaumont-Port Arthur, TX (#13140)
CBSA Metro Statistical Area: Beaumont-Port Arthur, TX (#13140)
History of Changes
Change in Location
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $124.1 mil
Equity capital: $14.1 mil
Deposits held in domestic offices: $109.3 mil
Return on assets (ROA): 0.94% ($1.2 mil)
Quarterly return on assets: 0.93% ($1.2 mil)
Return on Equity (ROE): 8.34% ($1.2 mil)
Quarterly return on equity: 8.14% ($1.1 mil)
Net income: $1.1 mil
Quarterly Net income: $0.3 mil
Pretax return on assets: 1.29% ($1,600.5 mil)
Quarterly Pretax return on assets: 1.14% ($1,414.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
34Total employees (full-time equivalent)
$124,071Total assets
$8,089Cash and due from depository institutions
$1,763Interest-bearing balances
$55,022Securities
$0Federal funds sold & reverse repurchase agreements
$56,584Net loans & leases
$930Loan loss allowance
$0Trading account assets
$2,639Bank premises and fixed assets
$664Other real estate owned
$0Goodwill and other intangibles
$124,071Life insurance assets
$1,073All other assets
$109,949Total liabilities and capital
$109,316Total liabilities
$82,736Total deposits
$109,316Interest-bearing deposits
$73Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$633Subordinated debt
$14,122All other liabilities
$14,122Total equity capital
$14,122Total bank equity capital
$0Perpetual preferred stock
$1,000Common stock
$5,000Surplus
$8,122Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$2,007Income earned, not collected on loans
$0Earning assets
$504Long-term assets (5+ years)
$113,369Average Assets, year-to-date
$39,581Average Assets, quarterly
$121,773Volatile liabilities
$124,275Insider loans
$67,337FHLB advances
$122,168Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$13,436Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$6,959Restructured Loans and leases
$1,636Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$5,250Total interest income
$646Total interest expense
$4,604Net interest income
$150Provision for loan and lease losses
$741Total noninterest income
$0Fiduciary activities
$517Service charges on deposit accounts
$0Trading account gains & fees
$224Additional noninterest income
$3,875Total noninterest expense
$1,949Salaries and employee benefits
$401Premises and equipment expense
$1,525Additional noninterest expense
$1,320Pre-tax net operating income
$256Securities gains (losses)
$428Applicable income taxes
$1,148Income before extraordinary items
$0Extraordinary gains - net
$1,148Net income attributable to bank
$0Net charge-offs
$1,148Cash dividends
$106Sale, conversion, retirement of capital stock, net
$400Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.65%Yield on earning assets
0.57%Cost of funding earning assets
4.08%Net interest margin
0.66%Noninterest income to earning assets
3.44%Noninterest expense to earning assets
0.79%Net operating income to assets
0.94%Return on assets (ROA)
1.29%Pretax return on assets
8.34%Return on equity (ROE)
5.43%Retained earnings to average equity (YTD only)
0.19%Net charge-offs to loans
141.51%Credit loss provision to net charge-offs
13.87%Efficiency ratio
72,498Assets per employee
3.65%Cash dividends to net income (YTD only)
Condition Ratios (%)
34.84%Loss allowance to loans
1.62%Loss allowance to noncurrent loans
46.34%Noncurrent assets plus other real estate owned to assets
2.15%Noncurrent loans to loans
3.49%Net loans and leases to deposits
51.76%Net loans and leases to core deposits
54.02%Equity capital to assets
11.38%Core capital (leverage) ratio
11.00%Tier 1 risk-based capital ratio
19.95%Total risk-based capital ratio
Memoranda
$21Average assets
$121,773Average earning assets
$13,773Average equity
$112,795Average loans

List of branches

2 Texas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	12076	Bridge City State Bank	701 West Round Bunch Road, Bridge City, TX 77611	Febuary 27, 1960	Full Service Brick and Mortar
2	495548	Orange Branch	57 Strickland Dr., Orange, TX 77630	June 01, 2009	Full Service Brick and Mortar

Bridge City State Bank in Bridge City, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

Bridge City State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Bridge City State Bank in Bridge City, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

Bridge City State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Bridge City State Bank in Bridge City, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches