FDIC Certificate #: 26537 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Peoples Federal Savings Bank (#29861) Federal Reserve ID: 870678 Date Established: January 01, 1895 Bank Charter Class: Savings banks, state charter, supervised by the FDIC Offices: 1 (Interstate: No) OTS Docket #: 13017 FDIC's unique #: 35225 Numeric code: 42 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) FDIC Insured: Yes Insured Savings Institution: Yes Deposit Insurance Fund member: Yes State Chartered: Yes Date of Deposit Insurance: Febuary 10, 1986 Last Structure Change Effective Date: September 08, 2007 Last Structure Change Process Date: September 28, 2007 Last Data Update: September 28, 2007 Data Source Date: April 05, 2012
Location
Address: 264 Washington Street, Brookline, MA 2445 County: Norfolk Quarterly Banking Profile Region: New York FDIC Geographic Region: New York FDIC Supervisory Region: New York FDIC Field Office: South Boston Office of the Comptroller the Currency (OCC) District: Northeast Office of Thrift Supervision Region: Northeast Metropolitan Statistical Area (MSA): Boston, MA-NH (#1120) Consolidated Metropolitan Statistical Area (CMSA): Boston-Worcester-Lawrence, MA-NH-ME-CT (#7) Combined Statistical Area (CSA): Boston-Worcester-Manchester, MA-RI-NH (#148) Core Based Statistical Area (CBSA): Boston-Cambridge-Quincy, MA-NH (#14460) CBSA Metro Statistical Area: Boston-Cambridge-Quincy, MA-NH (#14460) Core Based Statistical Division: Boston-Quincy, MA (#14484)
Financial Summary
Total assets: $61.2 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2006)
Dollar figures in thousands
15Total employees (full-time equivalent)
$61,160Total assets
$1,468Cash and due from depository institutions
$75Interest-bearing balances
$1,466Securities
$3,579Federal funds sold & reverse repurchase agreements
$51,628Net loans & leases
$380Loan loss allowance
$0Trading account assets
$331Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$1,256Life insurance assets
$2,688All other assets
$61,160Total liabilities and capital
$52,814Total liabilities
$48,088Total deposits
$44,167Interest-bearing deposits
$48,088Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$4,000Other borrowed funds
$0Subordinated debt
$726All other liabilities
$8,346Total equity capital
$8,346Total bank equity capital
$8,346Perpetual preferred stock
$0Common stock
$0Surplus
$8,346Undivided profits
Memoranda
$0Noncurrent loans and leases
$5,802Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$3Earning assets
$0Long-term assets (5+ years)
$273Average Assets, year-to-date
$56,748Average Assets, quarterly
$23,222Volatile liabilities
$60,989Insider loans
$61,929FHLB advances
$7,270Loans and leases held for sale
$2,151Unused loan commitments
$4,000Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$5,802Total unused commitments
$0Restructured Loans and leases
$425Derivatives
Income and Expense (December 31, 2006)
Dollar figures in thousands
$3,564Total interest income
$1,072Total interest expense
$2,492Net interest income
$45Provision for loan and lease losses
$139Total noninterest income
$0Fiduciary activities
$50Service charges on deposit accounts
$0Trading account gains & fees
$89Additional noninterest income
$1,974Total noninterest expense
$1,230Salaries and employee benefits
$259Premises and equipment expense
$485Additional noninterest expense
$612Pre-tax net operating income
$0Securities gains (losses)
$235Applicable income taxes
$377Income before extraordinary items
$0Extraordinary gains - net
$377Net income attributable to bank
$0Net charge-offs
$0Cash dividends
-$5Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2006)
Dollar figures in thousands
Performance Ratios (%, annualized)
6.31%Yield on earning assets
1.90%Cost of funding earning assets
4.41%Net interest margin
0.25%Noninterest income to earning assets
3.49%Noninterest expense to earning assets
0.62%Net operating income to assets
0.62%Return on assets (ROA)
1.00%Pretax return on assets
4.62%Return on equity (ROE)
4.62%Retained earnings to average equity (YTD only)
-0.01%Net charge-offs to loans
-900.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
75,029Assets per employee
4.08%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.73%Loss allowance to noncurrent loans
12666.67%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.01%Net loans and leases to deposits
107.36%Net loans and leases to core deposits
123.46%Equity capital to assets
13.65%Core capital (leverage) ratio
13.60%Tier 1 risk-based capital ratio
23.00%Total risk-based capital ratio
Memoranda
$24Average assets
$60,989Average earning assets
$8,160Average equity
$56,518Average loans
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Brookline Co-operative Bank.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: