Bunkie Bank & Trust Company in Bunkie, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 15, 1996

Bunkie Bank & Trust Company in Bunkie, Louisiana (LA)
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Bunkie Bank & Trust Company - Overview

General
FDIC Certificate #: 17199
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Capital One, National Association (#4297)
Federal Reserve ID: 379331
Date Established: March 28, 1953
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 5 (Interstate: No)
FDIC's unique #: 11228
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: March 28, 1953
Last Structure Change Effective Date: January 15, 1996
Last Structure Change Process Date: Febuary 09, 1996
Last Data Update: Febuary 09, 1996
Data Source Date: April 05, 2012
Location
Address: 122 West Church Street, Bunkie, LA 71322
County: Avoyelles
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Baton Rouge
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Financial Summary
Total assets: $106.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

Dollar figures in thousands
0Total employees (full-time equivalent)
$54Total assets
$106,357Cash and due from depository institutions
$5,495Interest-bearing balances
$487Securities
$48,286Federal funds sold & reverse repurchase agreements
$5,321Net loans & leases
$43,681Loan loss allowance
$711Trading account assets
$0Bank premises and fixed assets
$2,060Other real estate owned
$130Goodwill and other intangibles
$1,384Life insurance assets
$0All other assets
$0Total liabilities and capital
$106,357Total liabilities
$97,012Total deposits
$96,515Interest-bearing deposits
$82,771Deposits held in domestic offices
96515.00%% insured (estimated)
$89Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$497Total equity capital
$497Total bank equity capital
$9,345Perpetual preferred stock
$0Common stock
$265Surplus
$3,735Undivided profits
Memoranda
$5,345Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$605Income earned, not collected on loans
$547Earning assets
$97,775Long-term assets (5+ years)
$24,935Average Assets, year-to-date
$106,613Average Assets, quarterly
$105,882Volatile liabilities
$10,856Insider loans
$932FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$1,864Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$9,291Total risk weighted assets
$48,821Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1995)

Dollar figures in thousands
$0Total interest income
$7,830Total interest expense
$3,715Net interest income
$4,115Provision for loan and lease losses
-$150Total noninterest income
$812Fiduciary activities
$0Service charges on deposit accounts
$697Trading account gains & fees
$0Additional noninterest income
$115Total noninterest expense
$3,747Salaries and employee benefits
$1,624Premises and equipment expense
$491Additional noninterest expense
$1,632Pre-tax net operating income
$1,330Securities gains (losses)
$12Applicable income taxes
$315Income before extraordinary items
$1,027Extraordinary gains - net
$0Net income attributable to bank
$1,027Net charge-offs
-$22Cash dividends
$553Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1995)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.92%Cost of funding earning assets
3.76%Net interest margin
4.16%Noninterest income to earning assets
0.82%Noninterest expense to earning assets
3.79%Net operating income to assets
0.95%Return on assets (ROA)
0.96%Pretax return on assets
1.26%Return on equity (ROE)
11.40%Retained earnings to average equity (YTD only)
5.26%Net charge-offs to loans
-0.05%Credit loss provision to net charge-offs
681.82%Efficiency ratio
76,050Assets per employee
1.97%Cash dividends to net income (YTD only)
Condition Ratios (%)
53.85%Loss allowance to loans
1.60%Loss allowance to noncurrent loans
117.52%Noncurrent assets plus other real estate owned to assets
0.69%Noncurrent loans to loans
1.36%Net loans and leases to deposits
45.26%Net loans and leases to core deposits
50.99%Equity capital to assets
8.79%Core capital (leverage) ratio
8.68%Tier 1 risk-based capital ratio
19.03%Total risk-based capital ratio
Memoranda
$20Average assets
$106,613Average earning assets
$9,007Average equity
$98,861Average loans

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