Burton State Bank in Burton, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches


Burton State Bank - Overview

  • General
  • FDIC Certificate #: 13669
    Status: Active
    Federal Reserve ID: 304155
    Bank Holding Company (Regulatory Top Holder): Burton Bancshares, Inc. (RSSDID: 2896092, Location: Burton, TX)
    Date Established: January 01, 1906
    WWW: http://www.burtonbank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 8544
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 19, 2006
    Last Structure Change Process Date: June 19, 2006
    Last Data Update: June 19, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 515 N Main Street, Burton, TX 77835
    County: Washington
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Austin
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Brenham, TX (#14780)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $57.6 mil
    Equity capital: $6.6 mil
    Deposits held in domestic offices: $50.9 mil
    Return on assets (ROA): 0.69% ($0.4 mil)
    Quarterly return on assets: 0.47% ($0.3 mil)
    Return on Equity (ROE): 5.57% ($0.4 mil)
    Quarterly return on equity: 3.84% ($0.3 mil)
    Net income: $0.4 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.69% ($397.2 mil)
    Quarterly Pretax return on assets: 0.47% ($270.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 9Total employees (full-time equivalent)
  • $57,562Total assets
  • $30,902Cash and due from depository institutions
  • $30,094Interest-bearing balances
  • $11,095Securities
  • $200Federal funds sold & reverse repurchase agreements
  • $14,833Net loans & leases
  • $115Loan loss allowance
  • $0Trading account assets
  • $242Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $57,562Life insurance assets
  • $290All other assets
  • $50,927Total liabilities and capital
  • $50,892Total liabilities
  • $38,137Total deposits
  • $50,892Interest-bearing deposits
  • $94Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $35Subordinated debt
  • $6,635All other liabilities
  • $6,635Total equity capital
  • $6,635Total bank equity capital
  • $0Perpetual preferred stock
  • $768Common stock
  • $832Surplus
  • $5,035Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $121Income earned, not collected on loans
  • $0Earning assets
  • $166Long-term assets (5+ years)
  • $56,222Average Assets, year-to-date
  • $13,702Average Assets, quarterly
  • $53,332Volatile liabilities
  • $54,613Insider loans
  • $21,564FHLB advances
  • $56,800Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $5,996Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $880Restructured Loans and leases
  • $210Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,482Total interest income
  • $384Total interest expense
  • $1,098Net interest income
  • $1Provision for loan and lease losses
  • $98Total noninterest income
  • $0Fiduciary activities
  • $80Service charges on deposit accounts
  • $0Trading account gains & fees
  • $18Additional noninterest income
  • $827Total noninterest expense
  • $489Salaries and employee benefits
  • $108Premises and equipment expense
  • $230Additional noninterest expense
  • $368Pre-tax net operating income
  • -$1Securities gains (losses)
  • $0Applicable income taxes
  • $367Income before extraordinary items
  • $0Extraordinary gains - net
  • $367Net income attributable to bank
  • $0Net charge-offs
  • $367Cash dividends
  • -$10Sale, conversion, retirement of capital stock, net
  • $325Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 2.86%Yield on earning assets
  • 0.74%Cost of funding earning assets
  • 2.12%Net interest margin
  • 0.19%Noninterest income to earning assets
  • 1.60%Noninterest expense to earning assets
  • 0.69%Net operating income to assets
  • 0.69%Return on assets (ROA)
  • 0.69%Pretax return on assets
  • 5.57%Return on equity (ROE)
  • 0.64%Retained earnings to average equity (YTD only)
  • -0.07%Net charge-offs to loans
  • -10.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 69,147Assets per employee
  • 6.40%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 88.56%Loss allowance to loans
  • 0.77%Loss allowance to noncurrent loans
  • 95.04%Noncurrent assets plus other real estate owned to assets
  • 0.21%Noncurrent loans to loans
  • 0.81%Net loans and leases to deposits
  • 29.15%Net loans and leases to core deposits
  • 29.52%Equity capital to assets
  • 11.53%Core capital (leverage) ratio
  • 10.56%Tier 1 risk-based capital ratio
  • 27.81%Total risk-based capital ratio
  • Memoranda
  • $30Average assets
  • $53,332Average earning assets
  • $6,584Average equity
  • $51,797Average loans

List of branches

  • 1 Texas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    08544Burton State Bank515 N Main Street, Burton, TX 77835January 01, 1906Full Service Brick and Mortar

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