Butte State Bank in Butte, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Butte State Bank in Butte, Nebraska (NE)
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Butte State Bank routing number info

Butte State Bank - Overview

  • General
  • FDIC Certificate #: 16110
    Status: Active
    Federal Reserve ID: 1004256
    Bank Holding Company (Regulatory Top Holder): Butte State Company (RSSDID: 1055687, Location: Butte, NE)
    Date Established: January 01, 1944
    WWW: http://www.buttebank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 15723
    FDIC's unique #: 10327
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 03, 1944
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: Thayer And Park Streets, Butte, NE 68722
    County: Boyd
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Sioux City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $44.7 mil
    Equity capital: $4.4 mil
    Deposits held in domestic offices: $39.1 mil
    Return on assets (ROA): 1.27% ($0.6 mil)
    Quarterly return on assets: 1.15% ($0.5 mil)
    Return on Equity (ROE): 14.13% ($0.6 mil)
    Quarterly return on equity: 11.94% ($0.5 mil)
    Net income: $0.6 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.31% ($585.0 mil)
    Quarterly Pretax return on assets: 1.18% ($527.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 11Total employees (full-time equivalent)
  • $44,659Total assets
  • $3,081Cash and due from depository institutions
  • $1,587Interest-bearing balances
  • $9,461Securities
  • $950Federal funds sold & reverse repurchase agreements
  • $28,289Net loans & leases
  • $661Loan loss allowance
  • $0Trading account assets
  • $418Bank premises and fixed assets
  • $94Other real estate owned
  • $0Goodwill and other intangibles
  • $44,659Life insurance assets
  • $2,366All other assets
  • $40,307Total liabilities and capital
  • $39,076Total liabilities
  • $33,262Total deposits
  • $39,076Interest-bearing deposits
  • $94Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,158Trading liabilities
  • $0Other borrowed funds
  • $73Subordinated debt
  • $4,352All other liabilities
  • $4,352Total equity capital
  • $4,352Total bank equity capital
  • $0Perpetual preferred stock
  • $300Common stock
  • $1,650Surplus
  • $2,402Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $809Income earned, not collected on loans
  • $0Earning assets
  • $529Long-term assets (5+ years)
  • $40,287Average Assets, year-to-date
  • $7,934Average Assets, quarterly
  • $44,218Volatile liabilities
  • $44,668Insider loans
  • $28,719FHLB advances
  • $45,106Loans and leases held for sale
  • $1,101Unused loan commitments
  • $816Tier 1 (core) risk-based capital
  • $4,102Tier 2 risk-based capital
  • $285Total risk weighted assets
  • $0Total unused commitments
  • $6,028Restructured Loans and leases
  • $118Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,217Total interest income
  • $390Total interest expense
  • $1,827Net interest income
  • $150Provision for loan and lease losses
  • $213Total noninterest income
  • $0Fiduciary activities
  • $113Service charges on deposit accounts
  • $0Trading account gains & fees
  • $100Additional noninterest income
  • $1,312Total noninterest expense
  • $615Salaries and employee benefits
  • $101Premises and equipment expense
  • $596Additional noninterest expense
  • $578Pre-tax net operating income
  • $1Securities gains (losses)
  • $18Applicable income taxes
  • $561Income before extraordinary items
  • $0Extraordinary gains - net
  • $561Net income attributable to bank
  • $0Net charge-offs
  • $561Cash dividends
  • $336Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.51%Yield on earning assets
  • 0.97%Cost of funding earning assets
  • 4.54%Net interest margin
  • 0.53%Noninterest income to earning assets
  • 3.26%Noninterest expense to earning assets
  • 1.27%Net operating income to assets
  • 1.27%Return on assets (ROA)
  • 1.31%Pretax return on assets
  • 14.13%Return on equity (ROE)
  • 14.13%Retained earnings to average equity (YTD only)
  • 1.10%Net charge-offs to loans
  • 44.64%Credit loss provision to net charge-offs
  • 2.17%Efficiency ratio
  • 64,314Assets per employee
  • 4.06%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.28%Loss allowance to noncurrent loans
  • 81.71%Noncurrent assets plus other real estate owned to assets
  • 2.02%Noncurrent loans to loans
  • 2.79%Net loans and leases to deposits
  • 72.39%Net loans and leases to core deposits
  • 77.50%Equity capital to assets
  • 9.74%Core capital (leverage) ratio
  • 9.09%Tier 1 risk-based capital ratio
  • 14.28%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $44,218Average earning assets
  • $3,969Average equity
  • $40,220Average loans

List of branches

  • 2 Nebraska Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    010327Butte State BankThayer And Park Streets, Butte, NE 68722January 01, 1944Full Service Brick and Mortar
    1449787425 Hillcrest Boulevard Branch425 Hillcrest Boulevard, Spencer, NE 68777Febuary 27, 2006Full Service Brick and Mortar

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