CFX Bank in city_name, state_name - Detailed Financial Reports, Location

CFX Bank in Keene, New Hampshire (NH)
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CFX Bank - Overview

General
FDIC Certificate #: 17991
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Bank of New Hampshire (#26990)
Federal Reserve ID: 557803
Date Established: January 01, 1897
Bank Charter Class: Savings banks, state charter, supervised by the FDIC
Offices: 42 (Interstate: No)
OTS Docket #: 7370
FDIC's unique #: 11922
Numeric code: 41
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
FDIC Insured: Yes
Insured Savings Institution: Yes
Oakar Institutions: Yes
State Chartered: Yes
Date of Deposit Insurance: April 30, 1959
Last Structure Change Effective Date: April 10, 1998
Last Structure Change Process Date: April 22, 1998
Last Data Update: April 22, 1998
Data Source Date: April 05, 2012
Location
Address: 194 West Street, Keene, NH 3431
County: Cheshire
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: Concord
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Core Based Statistical Area (CBSA): Keene, NH (#28300)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $2,352.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

Dollar figures in thousands
702Total employees (full-time equivalent)
$2,599,587Total assets
$187,871Cash and due from depository institutions
$35Interest-bearing balances
$461,304Securities
$31,423Federal funds sold & reverse repurchase agreements
$1,777,167Net loans & leases
$14,662Loan loss allowance
$0Trading account assets
$26,550Bank premises and fixed assets
$2,670Other real estate owned
$12,113Goodwill and other intangibles
$0Life insurance assets
$100,489All other assets
$2,599,587Total liabilities and capital
$2,427,673Total liabilities
$1,632,164Total deposits
$1,473,754Interest-bearing deposits
$1,632,164Deposits held in domestic offices
0.00%% insured (estimated)
$192,738Federal funds purchased & repurchase agreements
$0Trading liabilities
$571,645Other borrowed funds
$0Subordinated debt
$31,126All other liabilities
$171,914Total equity capital
$171,914Total bank equity capital
$171,914Perpetual preferred stock
$75Common stock
$100Surplus
$97,430Undivided profits
Memoranda
$74,309Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$10,288Earning assets
$329Long-term assets (5+ years)
$11,408Average Assets, year-to-date
$2,269,929Average Assets, quarterly
$426,082Volatile liabilities
$2,309,279Insider loans
$2,514,499FHLB advances
$892,783Loans and leases held for sale
$994Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$37,737Total risk weighted assets
$268,050Total unused commitments
$0Restructured Loans and leases
$1,603,525Derivatives

Income and Expense (December 31, 1997)

Dollar figures in thousands
$169,856Total interest income
$90,597Total interest expense
$79,259Net interest income
$4,428Provision for loan and lease losses
$19,018Total noninterest income
$113Fiduciary activities
$3,786Service charges on deposit accounts
$87Trading account gains & fees
$15,032Additional noninterest income
$70,431Total noninterest expense
$25,440Salaries and employee benefits
$9,625Premises and equipment expense
$35,366Additional noninterest expense
$23,418Pre-tax net operating income
$2,231Securities gains (losses)
$6,432Applicable income taxes
$19,217Income before extraordinary items
$0Extraordinary gains - net
$19,217Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$2,291Sale, conversion, retirement of capital stock, net
$16,484Net operating income

Performance and Condition Ratios (December 31, 1997)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.07%Yield on earning assets
4.30%Cost of funding earning assets
3.77%Net interest margin
0.90%Noninterest income to earning assets
3.35%Noninterest expense to earning assets
0.76%Net operating income to assets
0.83%Return on assets (ROA)
1.11%Pretax return on assets
11.19%Return on equity (ROE)
1.59%Retained earnings to average equity (YTD only)
0.15%Net charge-offs to loans
193.28%Credit loss provision to net charge-offs
12.15%Efficiency ratio
69,982Assets per employee
3.70%Cash dividends to net income (YTD only)
Condition Ratios (%)
85.78%Loss allowance to loans
0.82%Loss allowance to noncurrent loans
142.52%Noncurrent assets plus other real estate owned to assets
0.50%Noncurrent loans to loans
0.57%Net loans and leases to deposits
108.88%Net loans and leases to core deposits
137.04%Equity capital to assets
6.61%Core capital (leverage) ratio
6.82%Tier 1 risk-based capital ratio
10.41%Total risk-based capital ratio
Memoranda
$11Average assets
$2,309,279Average earning assets
$171,794Average equity
$2,104,839Average loans

CFX Bank in Keene, New Hampshire (NH)
Overview, Financial Summary, Detailed Financial Reports, Branches

CFX Bank - Overview

Assets and Liabilities (December 31, 1997)

Income and Expense (December 31, 1997)

Performance and Condition Ratios (December 31, 1997)

Comment about this bank, ask questions, or add new information about it:

CFX Bank in Keene, New Hampshire (NH)Overview, Financial Summary, Detailed Financial Reports, Branches

CFX Bank - Overview

Assets and Liabilities (December 31, 1997)

Income and Expense (December 31, 1997)

Performance and Condition Ratios (December 31, 1997)

Comment about this bank, ask questions, or add new information about it:

CFX Bank in Keene, New Hampshire (NH)
Overview, Financial Summary, Detailed Financial Reports, Branches