CIB Bank in Hillside, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 01, 2004

  • CIB Bank in Hillside, Illinois (IL)
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CIB Bank - Overview

  • General
  • FDIC Certificate #: 19171
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Bank (#12229)
    Federal Reserve ID: 881133
    Date Established: July 17, 1964
    WWW: http://www.cibbank.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 16 (Interstate: No)
    OTS Docket #: 12839
    FDIC's unique #: 12995
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 17, 1964
    Last Structure Change Effective Date: December 01, 2004
    Last Structure Change Process Date: December 16, 2004
    Last Data Update: December 16, 2004
    Data Source Date: April 05, 2012
  • Location
  • Address: Hillside Shopping Center, Hillside, IL 60162
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $1,250.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

  • Dollar figures in thousands
  • 194Total employees (full-time equivalent)
  • $1,495,533Total assets
  • $18,949Cash and due from depository institutions
  • $528Interest-bearing balances
  • $278,676Securities
  • $2,470Federal funds sold & reverse repurchase agreements
  • $1,083,327Net loans & leases
  • $55,490Loan loss allowance
  • $0Trading account assets
  • $12,429Bank premises and fixed assets
  • $37,689Other real estate owned
  • $3,138Goodwill and other intangibles
  • $0Life insurance assets
  • $58,855All other assets
  • $1,495,533Total liabilities and capital
  • $1,443,420Total liabilities
  • $1,314,412Total deposits
  • $1,228,295Interest-bearing deposits
  • $1,306,292Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $12,084Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $68,061Other borrowed funds
  • $0Subordinated debt
  • $48,863All other liabilities
  • $52,113Total equity capital
  • $52,113Total bank equity capital
  • $52,113Perpetual preferred stock
  • $0Common stock
  • $375Surplus
  • $102,761Undivided profits
  • Memoranda
  • $-51,023Noncurrent loans and leases
  • $149,542Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $97,333Earning assets
  • $0Long-term assets (5+ years)
  • $6,138Average Assets, year-to-date
  • $1,365,001Average Assets, quarterly
  • $63,352Volatile liabilities
  • $1,650,454Insider loans
  • $1,532,632FHLB advances
  • $366,957Loans and leases held for sale
  • $22,667Unused loan commitments
  • $30,526Tier 1 (core) risk-based capital
  • $65,000Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $149,542Total unused commitments
  • $7Restructured Loans and leases
  • $17,465Derivatives
  • $7,230Total assets and liabilities in foreign offices

Income and Expense (December 31, 2003)

  • Dollar figures in thousands
  • $87,699Total interest income
  • $37,507Total interest expense
  • $50,192Net interest income
  • $93,104Provision for loan and lease losses
  • $767Total noninterest income
  • $0Fiduciary activities
  • $1,643Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$876Additional noninterest income
  • $56,623Total noninterest expense
  • $9,873Salaries and employee benefits
  • $2,385Premises and equipment expense
  • $44,365Additional noninterest expense
  • -$98,768Pre-tax net operating income
  • $0Securities gains (losses)
  • -$3,475Applicable income taxes
  • -$95,293Income before extraordinary items
  • -$4,175Extraordinary gains - net
  • -$99,468Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $70,875Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2003)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.83%Yield on earning assets
  • 2.49%Cost of funding earning assets
  • 3.34%Net interest margin
  • 0.05%Noninterest income to earning assets
  • 3.76%Noninterest expense to earning assets
  • -5.77%Net operating income to assets
  • -6.03%Return on assets (ROA)
  • -6.24%Pretax return on assets
  • -81.25%Return on equity (ROE)
  • -81.25%Retained earnings to average equity (YTD only)
  • 5.62%Net charge-offs to loans
  • 131.36%Credit loss provision to net charge-offs
  • -0.08%Efficiency ratio
  • 81,972Assets per employee
  • 7.71%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.87%Loss allowance to noncurrent loans
  • 57.01%Noncurrent assets plus other real estate owned to assets
  • 9.03%Noncurrent loans to loans
  • 8.55%Net loans and leases to deposits
  • 82.42%Net loans and leases to core deposits
  • 108.65%Equity capital to assets
  • 3.48%Core capital (leverage) ratio
  • 3.26%Tier 1 risk-based capital ratio
  • 3.68%Total risk-based capital ratio
  • Memoranda
  • $5Average assets
  • $1,650,454Average earning assets
  • $122,420Average equity
  • $1,504,709Average loans

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