FDIC Certificate #: 1419 Status: Active Federal Reserve ID: 641047 Bank Holding Company (Regulatory Top Holder): Cabool State Bank Employee Stock Ownership Plan (RSSDID: 3484012, Location: Cabool, MO) Date Established: March 26, 1913 WWW:http://www.caboolstatebank.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 939 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 600 Main Street, Cabool, MO 65689 County: Texas Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Springfield Mo Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $66.3 mil Equity capital: $9.0 mil Deposits held in domestic offices: $57.1 mil Return on assets (ROA): 0.38% ($0.3 mil) Quarterly return on assets: 0.36% ($0.2 mil) Return on Equity (ROE): 2.88% ($0.3 mil) Quarterly return on equity: 2.61% ($0.2 mil) Net income: $0.3 mil Quarterly Net income: $0.1 mil Pretax return on assets: 0.38% ($251.8 mil) Quarterly Pretax return on assets: 0.36% ($238.5 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
26Total employees (full-time equivalent)
$66,254Total assets
$14,674Cash and due from depository institutions
$10,858Interest-bearing balances
$10,189Securities
$0Federal funds sold & reverse repurchase agreements
$36,984Net loans & leases
$768Loan loss allowance
$0Trading account assets
$2,304Bank premises and fixed assets
$933Other real estate owned
$0Goodwill and other intangibles
$66,254Life insurance assets
$1,170All other assets
$57,207Total liabilities and capital
$57,076Total liabilities
$47,020Total deposits
$57,076Interest-bearing deposits
$97Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$131Subordinated debt
$9,047All other liabilities
$9,047Total equity capital
$9,047Total bank equity capital
$0Perpetual preferred stock
$200Common stock
$200Surplus
$8,647Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$2,554Income earned, not collected on loans
$268Earning assets
$441Long-term assets (5+ years)
$58,031Average Assets, year-to-date
$2,661Average Assets, quarterly
$67,587Volatile liabilities
$65,872Insider loans
$40,683FHLB advances
$65,973Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$8,905Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$3,803Restructured Loans and leases
$404Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$2,724Total interest income
$445Total interest expense
$2,279Net interest income
$49Provision for loan and lease losses
$213Total noninterest income
$0Fiduciary activities
$86Service charges on deposit accounts
$0Trading account gains & fees
$127Additional noninterest income
$2,186Total noninterest expense
$1,301Salaries and employee benefits
$302Premises and equipment expense
$583Additional noninterest expense
$257Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$257Income before extraordinary items
$0Extraordinary gains - net
$257Net income attributable to bank
$0Net charge-offs
$257Cash dividends
$211Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.60%Yield on earning assets
0.75%Cost of funding earning assets
3.85%Net interest margin
0.36%Noninterest income to earning assets
3.69%Noninterest expense to earning assets
0.38%Net operating income to assets
0.38%Return on assets (ROA)
0.38%Pretax return on assets
2.88%Return on equity (ROE)
2.88%Retained earnings to average equity (YTD only)
0.53%Net charge-offs to loans
23.22%Credit loss provision to net charge-offs
1.45%Efficiency ratio
87,721Assets per employee
2.55%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.03%Loss allowance to noncurrent loans
30.07%Noncurrent assets plus other real estate owned to assets
5.26%Noncurrent loans to loans
6.77%Net loans and leases to deposits
64.80%Net loans and leases to core deposits
66.15%Equity capital to assets
13.66%Core capital (leverage) ratio
13.50%Tier 1 risk-based capital ratio
21.89%Total risk-based capital ratio
Memoranda
$23Average assets
$67,587Average earning assets
$8,924Average equity
$59,169Average loans
List of branches
1 Missouri Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
939
Cabool State Bank
600 Main Street, Cabool, MO 65689
March 26, 1913
Full Service Brick and Mortar
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Cabool State Bank.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: