California Federal Bank in San Francisco, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 13, 2002

  • California Federal Bank in San Francisco, California (CA)
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California Federal Bank - Overview

  • General
  • FDIC Certificate #: 30278
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: West, National Association (#57443)
    Federal Reserve ID: 1387753
    Date Established: January 01, 1945
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 5099
    FDIC's unique #: 43112
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: March 27, 1946
    Last Structure Change Effective Date: November 13, 2002
    Last Structure Change Process Date: December 18, 2002
    Last Data Update: December 18, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 135 Main Street, San Francisco, CA 94105
    County: San Francisco
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: San Francisco
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): San Francisco, CA (#7360)
    Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84)
    Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488)
    Core Based Statistical Area (CBSA): San Francisco-Oakland-Fremont, CA (#41860)
    CBSA Metro Statistical Area: San Francisco-Oakland-Fremont, CA (#41860)
    Core Based Statistical Division: San Francisco-San Mateo-Redwood City, CA (#41884)
  • Financial Summary
  • Total assets: $50,680.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 8,205Total employees (full-time equivalent)
  • $56,555,539Total assets
  • $819,792Cash and due from depository institutions
  • $96,032Interest-bearing balances
  • $8,537,494Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $42,004,168Net loans & leases
  • $482,280Loan loss allowance
  • $16,191Trading account assets
  • $276,429Bank premises and fixed assets
  • $25,607Other real estate owned
  • $2,264,790Goodwill and other intangibles
  • $0Life insurance assets
  • $2,611,068All other assets
  • $56,555,539Total liabilities and capital
  • $52,431,517Total liabilities
  • $25,906,665Total deposits
  • $23,642,912Interest-bearing deposits
  • $25,906,665Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $2,575,000Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $22,337,930Other borrowed funds
  • $91,364Subordinated debt
  • $1,520,558All other liabilities
  • $4,124,022Total equity capital
  • $4,124,022Total bank equity capital
  • $4,124,022Perpetual preferred stock
  • $473,230Common stock
  • $0Surplus
  • $2,797,039Undivided profits
  • Memoranda
  • $853,753Noncurrent loans and leases
  • $11,345,029Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $91,315Earning assets
  • $0Long-term assets (5+ years)
  • $267,123Average Assets, year-to-date
  • $50,653,885Average Assets, quarterly
  • $0Volatile liabilities
  • $59,878,941Insider loans
  • $57,994,770FHLB advances
  • $30,960,876Loans and leases held for sale
  • $5,005Unused loan commitments
  • $22,323,249Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $11,345,029Total unused commitments
  • $31,542Restructured Loans and leases
  • $470,611Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $3,899,582Total interest income
  • $2,481,497Total interest expense
  • $1,418,085Net interest income
  • $69Provision for loan and lease losses
  • $341,543Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $1,722Trading account gains & fees
  • $339,821Additional noninterest income
  • $965,346Total noninterest expense
  • $467,411Salaries and employee benefits
  • $198,963Premises and equipment expense
  • $298,972Additional noninterest expense
  • $794,213Pre-tax net operating income
  • $69,506Securities gains (losses)
  • $357,466Applicable income taxes
  • $506,253Income before extraordinary items
  • $1,552Extraordinary gains - net
  • $507,805Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $19,819Sale, conversion, retirement of capital stock, net
  • $582,913Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.22%Yield on earning assets
  • 4.60%Cost of funding earning assets
  • 2.63%Net interest margin
  • 0.63%Noninterest income to earning assets
  • 1.79%Noninterest expense to earning assets
  • 0.77%Net operating income to assets
  • 0.85%Return on assets (ROA)
  • 1.45%Pretax return on assets
  • 12.39%Return on equity (ROE)
  • -1.83%Retained earnings to average equity (YTD only)
  • 0.05%Net charge-offs to loans
  • 0.35%Credit loss provision to net charge-offs
  • 40.08%Efficiency ratio
  • 51,459Assets per employee
  • 6.89%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 114.79%Loss allowance to loans
  • 1.14%Loss allowance to noncurrent loans
  • 528.15%Noncurrent assets plus other real estate owned to assets
  • 0.19%Noncurrent loans to loans
  • 0.21%Net loans and leases to deposits
  • 162.14%Net loans and leases to core deposits
  • 211.51%Equity capital to assets
  • 7.29%Core capital (leverage) ratio
  • 6.62%Tier 1 risk-based capital ratio
  • 11.54%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $59,878,941Average earning assets
  • $4,098,281Average equity
  • $53,995,749Average loans

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