California United Bank, National Association in Los Angeles, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 10, 1996

  • California United Bank, National Association in Los Angeles, California (CA)
  • Show street view No street view available for this location

California United Bank, National Association - Overview

  • General
  • FDIC Certificate #: 23783
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: California United Bank (#16945)
    Federal Reserve ID: 423467
    Date Established: April 14, 1982
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 7 (Interstate: No)
    FDIC's unique #: 16623
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: April 14, 1982
    Last Structure Change Effective Date: August 10, 1996
    Last Structure Change Process Date: August 26, 1996
    Last Data Update: August 26, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 16030 Ventura Boulevard, Los Angeles, CA 91436
    County: Los Angeles
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Los Angeles (West)
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Los Angeles-Long Beach, CA (#4480)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Los Angeles-Long Beach-Glendale, CA (#31084)
  • Financial Summary
  • Total assets: $381.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $109Total assets
  • $325,308Cash and due from depository institutions
  • $28,376Interest-bearing balances
  • $0Securities
  • $73,080Federal funds sold & reverse repurchase agreements
  • $32,500Net loans & leases
  • $183,696Loan loss allowance
  • $6,930Trading account assets
  • $0Bank premises and fixed assets
  • $1,111Other real estate owned
  • $0Goodwill and other intangibles
  • $6,545Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $325,308Total liabilities
  • $292,628Total deposits
  • $285,100Interest-bearing deposits
  • $191,001Deposits held in domestic offices
  • 285100.00%% insured (estimated)
  • $63Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $3,767Subordinated debt
  • $0All other liabilities
  • $3,761Total equity capital
  • $3,761Total bank equity capital
  • $32,680Perpetual preferred stock
  • $0Common stock
  • $2,365Surplus
  • $12,060Undivided profits
  • Memoranda
  • $18,255Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,024Income earned, not collected on loans
  • $1,213Earning assets
  • $289,276Long-term assets (5+ years)
  • $7,359Average Assets, year-to-date
  • $313,417Average Assets, quarterly
  • $318,162Volatile liabilities
  • $45,132Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $88,441Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $32,597Total risk weighted assets
  • $219,018Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $24,406Total interest expense
  • $8,885Net interest income
  • $15,521Provision for loan and lease losses
  • $0Total noninterest income
  • $2,065Fiduciary activities
  • $0Service charges on deposit accounts
  • $695Trading account gains & fees
  • $0Additional noninterest income
  • $1,370Total noninterest expense
  • $12,344Salaries and employee benefits
  • $6,834Premises and equipment expense
  • $1,803Additional noninterest expense
  • $3,707Pre-tax net operating income
  • $5,242Securities gains (losses)
  • $0Applicable income taxes
  • $2,153Income before extraordinary items
  • $3,089Extraordinary gains - net
  • $0Net income attributable to bank
  • $3,089Net charge-offs
  • $497Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.80%Cost of funding earning assets
  • 3.21%Net interest margin
  • 5.60%Noninterest income to earning assets
  • 0.74%Noninterest expense to earning assets
  • 4.45%Net operating income to assets
  • 0.99%Return on assets (ROA)
  • 0.99%Pretax return on assets
  • 1.67%Return on equity (ROE)
  • 9.95%Retained earnings to average equity (YTD only)
  • 9.95%Net charge-offs to loans
  • 0.28%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 70,192Assets per employee
  • 2.98%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.64%Loss allowance to noncurrent loans
  • 676.76%Noncurrent assets plus other real estate owned to assets
  • 0.31%Noncurrent loans to loans
  • 0.54%Net loans and leases to deposits
  • 64.43%Net loans and leases to core deposits
  • 76.55%Equity capital to assets
  • 10.05%Core capital (leverage) ratio
  • 10.47%Tier 1 risk-based capital ratio
  • 14.88%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $313,417Average earning assets
  • $31,051Average equity
  • $277,205Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with California United Bank, National Association.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents