Camino Real Bank, National Association in Eagle Pass, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 30, 1995

Camino Real Bank, National Association in Eagle Pass, Texas (TX)
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Camino Real Bank, National Association - Overview

General
FDIC Certificate #: 22615
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Camino Real Bank, National Association (#25765)
Federal Reserve ID: 1006250
Date Established: Febuary 21, 1978
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 5 (Interstate: No)
FDIC's unique #: 15776
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: Febuary 21, 1978
Last Structure Change Effective Date: November 30, 1995
Last Structure Change Process Date: December 27, 1995
Last Data Update: December 27, 1995
Data Source Date: April 05, 2012
Location
Address: 700 Quarry Street, Eagle Pass, TX 78852
County: Maverick
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Austin
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Eagle Pass, TX (#20580)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $129.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

Dollar figures in thousands
0Total employees (full-time equivalent)
$67Total assets
$128,794Cash and due from depository institutions
$8,202Interest-bearing balances
$0Securities
$66,292Federal funds sold & reverse repurchase agreements
$10,400Net loans & leases
$38,582Loan loss allowance
$605Trading account assets
$0Bank premises and fixed assets
$2,388Other real estate owned
$81Goodwill and other intangibles
$1,747Life insurance assets
$1,102All other assets
$0Total liabilities and capital
$128,794Total liabilities
$119,827Total deposits
$118,535Interest-bearing deposits
$92,934Deposits held in domestic offices
118535.00%% insured (estimated)
$85Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$792Subordinated debt
$0All other liabilities
$500Total equity capital
$500Total bank equity capital
$8,967Perpetual preferred stock
$0Common stock
$3,000Surplus
$3,539Undivided profits
Memoranda
$2,428Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$136Income earned, not collected on loans
$280Earning assets
$115,274Long-term assets (5+ years)
$7,711Average Assets, year-to-date
$120,810Average Assets, quarterly
$123,715Volatile liabilities
$21,123Insider loans
$1,826FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$5,646Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$8,950Total risk weighted assets
$49,379Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1994)

Dollar figures in thousands
$0Total interest income
$7,120Total interest expense
$2,425Net interest income
$4,695Provision for loan and lease losses
$0Total noninterest income
$1,663Fiduciary activities
$0Service charges on deposit accounts
$1,315Trading account gains & fees
$0Additional noninterest income
$348Total noninterest expense
$4,610Salaries and employee benefits
$1,920Premises and equipment expense
$644Additional noninterest expense
$2,046Pre-tax net operating income
$1,748Securities gains (losses)
$0Applicable income taxes
$569Income before extraordinary items
$1,179Extraordinary gains - net
$0Net income attributable to bank
$1,179Net charge-offs
$27Cash dividends
$1,694Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1994)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
6.52%Cost of funding earning assets
2.22%Net interest margin
4.30%Noninterest income to earning assets
1.52%Noninterest expense to earning assets
4.22%Net operating income to assets
0.98%Return on assets (ROA)
0.98%Pretax return on assets
1.45%Return on equity (ROE)
12.13%Retained earnings to average equity (YTD only)
-5.30%Net charge-offs to loans
0.08%Credit loss provision to net charge-offs
0.00%Efficiency ratio
71,406Assets per employee
1.92%Cash dividends to net income (YTD only)
Condition Ratios (%)
143.68%Loss allowance to loans
1.54%Loss allowance to noncurrent loans
444.85%Noncurrent assets plus other real estate owned to assets
0.17%Noncurrent loans to loans
0.35%Net loans and leases to deposits
32.55%Net loans and leases to core deposits
39.29%Equity capital to assets
6.96%Core capital (leverage) ratio
7.34%Tier 1 risk-based capital ratio
18.13%Total risk-based capital ratio
Memoranda
$19Average assets
$120,810Average earning assets
$9,718Average equity
$109,150Average loans

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