FDIC Certificate #: 10471 Status: Active Federal Reserve ID: 302133 Bank Holding Company (Regulatory Top Holder): Camp Grove Bancorp, Inc. (RSSDID: 1206649, Location: Camp Grove, IL) Date Established: January 01, 1902 Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB) Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 6698 Numeric code: 13 Regulator: FED Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: Yes Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: One Main Street, Camp Grove, IL 61424 County: Marshall Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Princeton Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Combined Statistical Area (CSA): Peoria-Canton, IL (#426) Core Based Statistical Area (CBSA): Peoria, IL (#37900) CBSA Metro Statistical Area: Peoria, IL (#37900)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $19.0 mil Equity capital: $3.3 mil Deposits held in domestic offices: $15.3 mil Return on assets (ROA): 0.78% ($0.1 mil) Quarterly return on assets: 1.76% ($0.3 mil) Return on Equity (ROE): 4.53% ($0.1 mil) Quarterly return on equity: 10.09% ($0.3 mil) Net income: $0.2 mil Quarterly Net income: $0.1 mil Pretax return on assets: 0.78% ($148.1 mil) Quarterly Pretax return on assets: 1.76% ($334.1 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
5Total employees (full-time equivalent)
$18,985Total assets
$3,691Cash and due from depository institutions
$2,792Interest-bearing balances
$6,220Securities
$0Federal funds sold & reverse repurchase agreements
$6,770Net loans & leases
$57Loan loss allowance
$0Trading account assets
$26Bank premises and fixed assets
$97Other real estate owned
$0Goodwill and other intangibles
$18,985Life insurance assets
$2,181All other assets
$15,661Total liabilities and capital
$15,298Total liabilities
$13,868Total deposits
$15,298Interest-bearing deposits
$100Deposits held in domestic offices
215.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$148Subordinated debt
$3,324All other liabilities
$3,324Total equity capital
$3,324Total bank equity capital
$0Perpetual preferred stock
$100Common stock
$2,000Surplus
$1,224Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$368Income earned, not collected on loans
$0Earning assets
$92Long-term assets (5+ years)
$15,782Average Assets, year-to-date
$6,220Average Assets, quarterly
$19,428Volatile liabilities
$19,144Insider loans
$10,139FHLB advances
$19,023Loans and leases held for sale
$1,937Unused loan commitments
$1,937Tier 1 (core) risk-based capital
$3,114Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$0Restructured Loans and leases
$583Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$727Total interest income
$128Total interest expense
$599Net interest income
$6Provision for loan and lease losses
$98Total noninterest income
$0Fiduciary activities
$2Service charges on deposit accounts
$0Trading account gains & fees
$96Additional noninterest income
$572Total noninterest expense
$388Salaries and employee benefits
$24Premises and equipment expense
$160Additional noninterest expense
$119Pre-tax net operating income
$32Securities gains (losses)
$0Applicable income taxes
$151Income before extraordinary items
$0Extraordinary gains - net
$151Net income attributable to bank
$0Net charge-offs
$151Cash dividends
$0Sale, conversion, retirement of capital stock, net
$175Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.57%Yield on earning assets
0.80%Cost of funding earning assets
3.76%Net interest margin
0.62%Noninterest income to earning assets
3.59%Noninterest expense to earning assets
0.61%Net operating income to assets
0.78%Return on assets (ROA)
0.78%Pretax return on assets
4.53%Return on equity (ROE)
-0.72%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
82,066Assets per employee
3.80%Cash dividends to net income (YTD only)
Condition Ratios (%)
115.89%Loss allowance to loans
0.83%Loss allowance to noncurrent loans
15.49%Noncurrent assets plus other real estate owned to assets
2.45%Noncurrent loans to loans
5.39%Net loans and leases to deposits
44.25%Net loans and leases to core deposits
61.58%Equity capital to assets
17.51%Core capital (leverage) ratio
16.37%Tier 1 risk-based capital ratio
30.71%Total risk-based capital ratio
Memoranda
$31Average assets
$19,428Average earning assets
$3,335Average equity
$15,911Average loans
List of branches
1 Illinois Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
6698
Camp Grove State Bank
One Main Street, Camp Grove, IL 61424
January 01, 1902
Full Service Brick and Mortar
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