Campbell County Bank, Inc. in Herreid, South Dakota (SD)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Campbell County Bank, Inc. in Herreid, South Dakota (SD)
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Campbell County Bank, Inc. routing number info

Campbell County Bank, Inc. - Overview

  • General
  • FDIC Certificate #: 16161
    Status: Active
    Federal Reserve ID: 293651
    Date Established: June 13, 1944
    WWW: http://www.ccbank.org
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 15594
    FDIC's unique #: 10371
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: June 13, 1944
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 110 North Main St., Herreid, SD 57632
    County: Campbell
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Sioux Falls
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Location
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $102.1 mil
    Equity capital: $12.9 mil
    Deposits held in domestic offices: $80.3 mil
    Return on assets (ROA): 1.69% ($1.7 mil)
    Quarterly return on assets: 1.66% ($1.7 mil)
    Return on Equity (ROE): 13.59% ($1.8 mil)
    Quarterly return on equity: 12.99% ($1.7 mil)
    Net income: $1.6 mil
    Quarterly Net income: $0.4 mil
    Pretax return on assets: 1.74% ($1,777.4 mil)
    Quarterly Pretax return on assets: 1.67% ($1,705.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 15Total employees (full-time equivalent)
  • $102,147Total assets
  • $3,723Cash and due from depository institutions
  • $1,307Interest-bearing balances
  • $40,360Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $52,397Net loans & leases
  • $820Loan loss allowance
  • $0Trading account assets
  • $856Bank premises and fixed assets
  • $196Other real estate owned
  • $0Goodwill and other intangibles
  • $102,147Life insurance assets
  • $4,615All other assets
  • $89,227Total liabilities and capital
  • $80,270Total liabilities
  • $64,051Total deposits
  • $80,270Interest-bearing deposits
  • $73Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $8,000Trading liabilities
  • $0Other borrowed funds
  • $957Subordinated debt
  • $12,920All other liabilities
  • $12,920Total equity capital
  • $12,920Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $5,000Surplus
  • $7,820Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $306Income earned, not collected on loans
  • $0Earning assets
  • $1,274Long-term assets (5+ years)
  • $94,064Average Assets, year-to-date
  • $40,233Average Assets, quarterly
  • $96,555Volatile liabilities
  • $100,432Insider loans
  • $67,552FHLB advances
  • $97,892Loans and leases held for sale
  • $2,579Unused loan commitments
  • $2,249Tier 1 (core) risk-based capital
  • $11,715Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $330Total unused commitments
  • $40,325Restructured Loans and leases
  • $1,324Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,328Total interest income
  • $771Total interest expense
  • $3,557Net interest income
  • $0Provision for loan and lease losses
  • $51Total noninterest income
  • $0Fiduciary activities
  • $85Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$34Additional noninterest income
  • $2,047Total noninterest expense
  • $1,358Salaries and employee benefits
  • $180Premises and equipment expense
  • $509Additional noninterest expense
  • $1,561Pre-tax net operating income
  • $121Securities gains (losses)
  • $52Applicable income taxes
  • $1,630Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,630Net income attributable to bank
  • $0Net charge-offs
  • $1,630Cash dividends
  • -$16Sale, conversion, retirement of capital stock, net
  • $800Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.87%Yield on earning assets
  • 0.87%Cost of funding earning assets
  • 4.00%Net interest margin
  • 0.06%Noninterest income to earning assets
  • 2.30%Noninterest expense to earning assets
  • 1.57%Net operating income to assets
  • 1.69%Return on assets (ROA)
  • 1.74%Pretax return on assets
  • 13.59%Return on equity (ROE)
  • 6.92%Retained earnings to average equity (YTD only)
  • -0.03%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 56,735Assets per employee
  • 6.81%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 49.08%Loss allowance to loans
  • 1.54%Loss allowance to noncurrent loans
  • 267.97%Noncurrent assets plus other real estate owned to assets
  • 0.49%Noncurrent loans to loans
  • 0.58%Net loans and leases to deposits
  • 65.28%Net loans and leases to core deposits
  • 93.12%Equity capital to assets
  • 12.65%Core capital (leverage) ratio
  • 11.97%Tier 1 risk-based capital ratio
  • 17.34%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $96,555Average earning assets
  • $11,995Average equity
  • $88,901Average loans

List of branches

  • 2 South Dakota Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    010371Campbell County Bank, Inc.110 North Main St., Herreid, SD 57632June 13, 1944Full Service Brick and Mortar
    1237545Pollock BranchMain Street, Pollock, SD 57648July 29, 1960Full Service Brick and Mortar

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