FDIC Certificate #: 15285 Status: Active Federal Reserve ID: 481140 Bank Holding Company (Regulatory Top Holder): Canton Bancshares, Inc. (RSSDID: 1095021, Location: Hannibal, MO) Date Established: September 27, 1935 WWW:http://www.bankcantonstate.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 9629 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: October 01, 1935 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 345 Lewis Street, Canton, MO 63435 County: Lewis Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: St. Louis Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West Core Based Statistical Area (CBSA): Quincy, IL-MO (#39500) CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $31.9 mil Equity capital: $2.9 mil Deposits held in domestic offices: $28.4 mil Return on assets (ROA): 0.14% ($0.0 mil) Quarterly return on assets: 0.17% ($0.1 mil) Return on Equity (ROE): 1.63% ($0.0 mil) Quarterly return on equity: 1.90% ($0.1 mil) Net income: $0.0 mil Quarterly Net income: $0.0 mil Pretax return on assets: 0.11% ($35.1 mil) Quarterly Pretax return on assets: 0.07% ($22.3 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
11Total employees (full-time equivalent)
$31,924Total assets
$2,983Cash and due from depository institutions
$1,900Interest-bearing balances
$12,242Securities
$86Federal funds sold & reverse repurchase agreements
$15,445Net loans & leases
$247Loan loss allowance
$0Trading account assets
$177Bank premises and fixed assets
$217Other real estate owned
$0Goodwill and other intangibles
$31,924Life insurance assets
$774All other assets
$28,984Total liabilities and capital
$28,408Total liabilities
$23,452Total deposits
$28,408Interest-bearing deposits
$99Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$500Trading liabilities
$0Other borrowed funds
$76Subordinated debt
$2,940All other liabilities
$2,940Total equity capital
$2,940Total bank equity capital
$0Perpetual preferred stock
$200Common stock
$350Surplus
$2,390Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$400Income earned, not collected on loans
$0Earning assets
$181Long-term assets (5+ years)
$29,673Average Assets, year-to-date
$6,911Average Assets, quarterly
$33,415Volatile liabilities
$33,661Insider loans
$20,438FHLB advances
$33,656Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$2,537Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$225Restructured Loans and leases
$0Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$1,284Total interest income
$384Total interest expense
$900Net interest income
$0Provision for loan and lease losses
$48Total noninterest income
$0Fiduciary activities
$42Service charges on deposit accounts
$0Trading account gains & fees
$6Additional noninterest income
$987Total noninterest expense
$486Salaries and employee benefits
$95Premises and equipment expense
$406Additional noninterest expense
-$39Pre-tax net operating income
$77Securities gains (losses)
-$8Applicable income taxes
$46Income before extraordinary items
$0Extraordinary gains - net
$46Net income attributable to bank
$0Net charge-offs
$46Cash dividends
$4Sale, conversion, retirement of capital stock, net
$2Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.09%Yield on earning assets
1.22%Cost of funding earning assets
2.87%Net interest margin
0.15%Noninterest income to earning assets
3.15%Noninterest expense to earning assets
-0.09%Net operating income to assets
0.14%Return on assets (ROA)
0.11%Pretax return on assets
1.63%Return on equity (ROE)
1.56%Retained earnings to average equity (YTD only)
0.03%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
-9.75%Efficiency ratio
104,114Assets per employee
2.90%Cash dividends to net income (YTD only)
Condition Ratios (%)
4.35%Loss allowance to loans
1.57%Loss allowance to noncurrent loans
61.75%Noncurrent assets plus other real estate owned to assets
1.93%Noncurrent loans to loans
2.55%Net loans and leases to deposits
54.37%Net loans and leases to core deposits
54.37%Equity capital to assets
9.21%Core capital (leverage) ratio
7.54%Tier 1 risk-based capital ratio
12.41%Total risk-based capital ratio
Memoranda
$14Average assets
$33,415Average earning assets
$2,817Average equity
$31,374Average loans
List of branches
1 Missouri Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
9629
Canton State Bank
345 Lewis Street, Canton, MO 63435
September 27, 1935
Full Service Brick and Mortar
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