Cape Coral National Bank in Cape Coral, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 16, 2001

  • Cape Coral National Bank in Cape Coral, Florida (FL)
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Cape Coral National Bank - Overview

  • General
  • FDIC Certificate #: 33958
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First National Bank of Florida (#27538)
    Federal Reserve ID: 2256520
    Date Established: December 07, 1994
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 5 (Interstate: No)
    OTS Docket #: 14103
    FDIC's unique #: 55332
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: December 07, 1994
    Last Structure Change Effective Date: Febuary 16, 2001
    Last Structure Change Process Date: March 09, 2001
    Last Data Update: March 09, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 2724 Del Prado Boulevard, Cape Coral, FL 33904
    County: Lee
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: New York
    FDIC Field Office: South Florida
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Fort Myers-Cape Coral, FL (#2700)
    Core Based Statistical Area (CBSA): Cape Coral-Fort Myers, FL (#15980)
    CBSA Metro Statistical Area: Cape Coral-Fort Myers, FL (#15980)
  • Financial Summary
  • Total assets: $390.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 94Total employees (full-time equivalent)
  • $390,022Total assets
  • $12,574Cash and due from depository institutions
  • $235Interest-bearing balances
  • $41,042Securities
  • $19,275Federal funds sold & reverse repurchase agreements
  • $297,431Net loans & leases
  • $2,535Loan loss allowance
  • $0Trading account assets
  • $6,491Bank premises and fixed assets
  • $820Other real estate owned
  • $237Goodwill and other intangibles
  • $0Life insurance assets
  • $12,152All other assets
  • $390,022Total liabilities and capital
  • $363,651Total liabilities
  • $346,055Total deposits
  • $303,396Interest-bearing deposits
  • $346,055Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $13,370Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $2,700Other borrowed funds
  • $0Subordinated debt
  • $1,526All other liabilities
  • $26,371Total equity capital
  • $26,371Total bank equity capital
  • $26,371Perpetual preferred stock
  • $0Common stock
  • $7,507Surplus
  • $8,707Undivided profits
  • Memoranda
  • $10,157Noncurrent loans and leases
  • $69,631Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2,078Earning assets
  • $0Long-term assets (5+ years)
  • $1,615Average Assets, year-to-date
  • $357,983Average Assets, quarterly
  • $24,281Volatile liabilities
  • $370,003Insider loans
  • $381,984FHLB advances
  • $61,785Loans and leases held for sale
  • $1,873Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $69,631Total unused commitments
  • $0Restructured Loans and leases
  • $2,535Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $27,617Total interest income
  • $13,806Total interest expense
  • $13,811Net interest income
  • $660Provision for loan and lease losses
  • $3,832Total noninterest income
  • $0Fiduciary activities
  • $1,278Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,554Additional noninterest income
  • $11,548Total noninterest expense
  • $5,521Salaries and employee benefits
  • $1,246Premises and equipment expense
  • $4,781Additional noninterest expense
  • $5,435Pre-tax net operating income
  • -$3Securities gains (losses)
  • $1,865Applicable income taxes
  • $3,567Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,567Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $579Sale, conversion, retirement of capital stock, net
  • $750Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.16%Yield on earning assets
  • 4.08%Cost of funding earning assets
  • 4.08%Net interest margin
  • 1.13%Noninterest income to earning assets
  • 3.41%Noninterest expense to earning assets
  • 0.96%Net operating income to assets
  • 0.96%Return on assets (ROA)
  • 1.47%Pretax return on assets
  • 14.55%Return on equity (ROE)
  • 11.49%Retained earnings to average equity (YTD only)
  • 0.20%Net charge-offs to loans
  • 113.99%Credit loss provision to net charge-offs
  • 10.53%Efficiency ratio
  • 65,454Assets per employee
  • 4.15%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 21.03%Loss allowance to loans
  • 0.85%Loss allowance to noncurrent loans
  • 121.99%Noncurrent assets plus other real estate owned to assets
  • 0.74%Noncurrent loans to loans
  • 0.69%Net loans and leases to deposits
  • 85.95%Net loans and leases to core deposits
  • 99.03%Equity capital to assets
  • 6.76%Core capital (leverage) ratio
  • 7.00%Tier 1 risk-based capital ratio
  • 10.18%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $370,003Average earning assets
  • $24,514Average equity
  • $338,622Average loans

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