Capital Bank in Downey, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 26, 1994

  • Capital Bank in Downey, California (CA)
  • Show street view No street view available for this location

Capital Bank - Overview

  • General
  • FDIC Certificate #: 3432
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Landmark Bank (#22792)
    Federal Reserve ID: 705864
    Date Established: April 03, 1926
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 6 (Interstate: No)
    FDIC's unique #: 2227
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 26, 1994
    Last Structure Change Process Date: August 31, 1994
    Last Data Update: August 31, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 11101 La Reina Avenue, Downey, CA 90241
    County: Los Angeles
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Los Angeles (North)
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Los Angeles-Long Beach, CA (#4480)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Los Angeles-Long Beach-Glendale, CA (#31084)
  • History of Changes
  • Absorption - Assisted
    Corrections
  • Financial Summary
  • Total assets: $76.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $70Total assets
  • $81,093Cash and due from depository institutions
  • $6,301Interest-bearing balances
  • $0Securities
  • $2,247Federal funds sold & reverse repurchase agreements
  • $1,800Net loans & leases
  • $57,131Loan loss allowance
  • $2,135Trading account assets
  • $0Bank premises and fixed assets
  • $5,035Other real estate owned
  • $7,517Goodwill and other intangibles
  • $1,062Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $81,093Total liabilities
  • $78,980Total deposits
  • $78,358Interest-bearing deposits
  • $52,193Deposits held in domestic offices
  • 78358.00%% insured (estimated)
  • $96Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $300Subordinated debt
  • $0All other liabilities
  • $322Total equity capital
  • $322Total bank equity capital
  • $2,113Perpetual preferred stock
  • $0Common stock
  • $1,375Surplus
  • $4,194Undivided profits
  • Memoranda
  • $-3,457Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4,119Income earned, not collected on loans
  • $318Earning assets
  • $61,178Long-term assets (5+ years)
  • $5,973Average Assets, year-to-date
  • $91,795Average Assets, quarterly
  • $86,015Volatile liabilities
  • $7,134Insider loans
  • $2,620FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $9,307Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,112Total risk weighted assets
  • $71,807Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $5,833Total interest expense
  • $1,644Net interest income
  • $4,189Provision for loan and lease losses
  • $1,646Total noninterest income
  • $1,405Fiduciary activities
  • $0Service charges on deposit accounts
  • $1,029Trading account gains & fees
  • $0Additional noninterest income
  • $376Total noninterest expense
  • $9,724Salaries and employee benefits
  • $3,165Premises and equipment expense
  • $1,297Additional noninterest expense
  • $5,262Pre-tax net operating income
  • -$5,776Securities gains (losses)
  • $0Applicable income taxes
  • -$5Income before extraordinary items
  • -$5,771Extraordinary gains - net
  • $0Net income attributable to bank
  • -$5,771Net charge-offs
  • $446Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.37%Cost of funding earning assets
  • 2.36%Net interest margin
  • 6.01%Noninterest income to earning assets
  • 2.02%Noninterest expense to earning assets
  • 13.95%Net operating income to assets
  • -6.29%Return on assets (ROA)
  • -6.29%Pretax return on assets
  • -6.29%Return on equity (ROE)
  • -96.36%Retained earnings to average equity (YTD only)
  • -96.36%Net charge-offs to loans
  • 0.68%Credit loss provision to net charge-offs
  • 369.06%Efficiency ratio
  • 173,829Assets per employee
  • 1.16%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.60%Loss allowance to noncurrent loans
  • 51.83%Noncurrent assets plus other real estate owned to assets
  • 14.35%Noncurrent loans to loans
  • 6.95%Net loans and leases to deposits
  • 72.91%Net loans and leases to core deposits
  • 79.88%Equity capital to assets
  • 2.61%Core capital (leverage) ratio
  • 2.34%Tier 1 risk-based capital ratio
  • 2.94%Total risk-based capital ratio
  • Memoranda
  • $4Average assets
  • $91,795Average earning assets
  • $5,989Average equity
  • $69,721Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Capital Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents