Capital Bank in city_name, state_name - Detailed Financial Reports, Location

Capital Bank in Montgomery, Alabama (AL)
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Capital Bank - Overview

General
FDIC Certificate #: 57178
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: CapitalSouth Bank (#22130)
Federal Reserve ID: 3027053
Date Established: December 05, 2001
WWW: http://www.capitalbankal.com
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 2 (Interstate: No)
FDIC's unique #: 359028
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
State Chartered: Yes
Date of Deposit Insurance: December 05, 2001
Last Structure Change Effective Date: November 03, 2006
Last Structure Change Process Date: November 13, 2006
Last Data Update: November 13, 2006
Data Source Date: April 05, 2012
Location
Address: 4138 Carmichael Road, Montgomery, AL 36106
County: Montgomery
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Montgomery
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Montgomery, AL (#5240)
Combined Statistical Area (CSA): Montgomery-Alexander City, AL (#388)
Core Based Statistical Area (CBSA): Montgomery, AL (#33860)
CBSA Metro Statistical Area: Montgomery, AL (#33860)
Financial Summary
Total assets: $57.8 mil

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

Dollar figures in thousands
13Total employees (full-time equivalent)
$52,726Total assets
$582Cash and due from depository institutions
$0Interest-bearing balances
$7,119Securities
$50Federal funds sold & reverse repurchase agreements
$42,304Net loans & leases
$479Loan loss allowance
$0Trading account assets
$1,807Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$864All other assets
$52,726Total liabilities and capital
$45,286Total liabilities
$42,137Total deposits
$38,761Interest-bearing deposits
$42,137Deposits held in domestic offices
0.00%% insured (estimated)
$2,717Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$432All other liabilities
$7,440Total equity capital
$7,440Total bank equity capital
$7,440Perpetual preferred stock
$0Common stock
$1Surplus
$7,799Undivided profits
Memoranda
$-360Noncurrent loans and leases
$10,752Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$259Average Assets, year-to-date
$49,473Average Assets, quarterly
$1,784Volatile liabilities
$44,717Insider loans
$50,856FHLB advances
$6,141Loans and leases held for sale
$80Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$10,752Total unused commitments
$0Restructured Loans and leases
$479Derivatives

Income and Expense (December 31, 2005)

Dollar figures in thousands
$2,761Total interest income
$1,052Total interest expense
$1,709Net interest income
$138Provision for loan and lease losses
$73Total noninterest income
$0Fiduciary activities
$62Service charges on deposit accounts
$0Trading account gains & fees
$11Additional noninterest income
$1,087Total noninterest expense
$592Salaries and employee benefits
$193Premises and equipment expense
$302Additional noninterest expense
$557Pre-tax net operating income
$0Securities gains (losses)
$208Applicable income taxes
$349Income before extraordinary items
$0Extraordinary gains - net
$349Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$46Sale, conversion, retirement of capital stock, net
$50Net operating income

Performance and Condition Ratios (December 31, 2005)

Dollar figures in thousands
Performance Ratios (%, annualized)
6.55%Yield on earning assets
2.50%Cost of funding earning assets
4.06%Net interest margin
0.17%Noninterest income to earning assets
2.58%Noninterest expense to earning assets
0.78%Net operating income to assets
0.78%Return on assets (ROA)
1.25%Pretax return on assets
4.79%Return on equity (ROE)
4.10%Retained earnings to average equity (YTD only)
0.13%Net charge-offs to loans
300.00%Credit loss provision to net charge-offs
15.11%Efficiency ratio
60,999Assets per employee
4.06%Cash dividends to net income (YTD only)
Condition Ratios (%)
14.33%Loss allowance to loans
1.12%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
100.40%Net loans and leases to core deposits
109.28%Equity capital to assets
14.11%Core capital (leverage) ratio
15.07%Tier 1 risk-based capital ratio
17.82%Total risk-based capital ratio
Memoranda
$19Average assets
$44,717Average earning assets
$7,288Average equity
$42,136Average loans

Capital Bank in Montgomery, Alabama (AL)
Overview, Financial Summary, Detailed Financial Reports, Branches

Capital Bank - Overview

Assets and Liabilities (December 31, 2005)

Income and Expense (December 31, 2005)

Performance and Condition Ratios (December 31, 2005)

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Capital Bank in Montgomery, Alabama (AL)Overview, Financial Summary, Detailed Financial Reports, Branches

Capital Bank - Overview

Assets and Liabilities (December 31, 2005)

Income and Expense (December 31, 2005)

Performance and Condition Ratios (December 31, 2005)

Comment about this bank, ask questions, or add new information about it:

Capital Bank in Montgomery, Alabama (AL)
Overview, Financial Summary, Detailed Financial Reports, Branches