Capital City First National Bank of Tallahassee in Tallahassee, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1995

  • Capital City First National Bank of Tallahassee in Tallahassee, Florida (FL)
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Capital City First National Bank of Tallahassee - Overview

  • General
  • FDIC Certificate #: 5665
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Capital City Bank (#9622)
    Federal Reserve ID: 51235
    Date Established: April 01, 1895
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 8 (Interstate: No)
    OTS Docket #: 10661
    FDIC's unique #: 3853
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 01, 1995
    Last Structure Change Process Date: Febuary 24, 1995
    Last Data Update: Febuary 24, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 217 North Monroe Street, Tallahassee, FL 32302
    County: Leon
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Gainesville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Tallahassee, FL (#8240)
    Core Based Statistical Area (CBSA): Tallahassee, FL (#45220)
    CBSA Metro Statistical Area: Tallahassee, FL (#45220)
  • Financial Summary
  • Total assets: $346.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $254Total assets
  • $346,249Cash and due from depository institutions
  • $54,132Interest-bearing balances
  • $0Securities
  • $77,275Federal funds sold & reverse repurchase agreements
  • $275Net loans & leases
  • $193,848Loan loss allowance
  • $3,119Trading account assets
  • $0Bank premises and fixed assets
  • $13,039Other real estate owned
  • $159Goodwill and other intangibles
  • $6,247Life insurance assets
  • $1,274All other assets
  • $0Total liabilities and capital
  • $346,249Total liabilities
  • $316,908Total deposits
  • $301,684Interest-bearing deposits
  • $195,265Deposits held in domestic offices
  • 301684.00%% insured (estimated)
  • $72Federal funds purchased & repurchase agreements
  • $13,016Trading liabilities
  • $0Other borrowed funds
  • $999Subordinated debt
  • $0All other liabilities
  • $1,209Total equity capital
  • $1,209Total bank equity capital
  • $29,341Perpetual preferred stock
  • $0Common stock
  • $300Surplus
  • $1,000Undivided profits
  • Memoranda
  • $28,041Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,017Income earned, not collected on loans
  • $890Earning assets
  • $271,398Long-term assets (5+ years)
  • $18,324Average Assets, year-to-date
  • $352,045Average Assets, quarterly
  • $348,659Volatile liabilities
  • $29,053Insider loans
  • $8,194FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $66,153Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $28,953Total risk weighted assets
  • $229,055Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $21,200Total interest expense
  • $6,130Net interest income
  • $15,070Provision for loan and lease losses
  • $900Total noninterest income
  • $9,914Fiduciary activities
  • $681Service charges on deposit accounts
  • $1,644Trading account gains & fees
  • $0Additional noninterest income
  • $7,589Total noninterest expense
  • $18,363Salaries and employee benefits
  • $8,773Premises and equipment expense
  • $3,080Additional noninterest expense
  • $6,510Pre-tax net operating income
  • $5,721Securities gains (losses)
  • -$84Applicable income taxes
  • $1,594Income before extraordinary items
  • $4,043Extraordinary gains - net
  • $0Net income attributable to bank
  • $4,043Net charge-offs
  • $860Cash dividends
  • $2,000Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.47%Cost of funding earning assets
  • 2.16%Net interest margin
  • 5.31%Noninterest income to earning assets
  • 3.49%Noninterest expense to earning assets
  • 6.47%Net operating income to assets
  • 1.17%Return on assets (ROA)
  • 1.15%Pretax return on assets
  • 1.60%Return on equity (ROE)
  • 13.94%Retained earnings to average equity (YTD only)
  • 7.04%Net charge-offs to loans
  • 0.46%Credit loss provision to net charge-offs
  • 104.65%Efficiency ratio
  • 72,638Assets per employee
  • 1.36%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 49.47%Loss allowance to loans
  • 1.58%Loss allowance to noncurrent loans
  • 154.64%Noncurrent assets plus other real estate owned to assets
  • 0.63%Noncurrent loans to loans
  • 1.02%Net loans and leases to deposits
  • 64.26%Net loans and leases to core deposits
  • 67.63%Equity capital to assets
  • 8.47%Core capital (leverage) ratio
  • 8.50%Tier 1 risk-based capital ratio
  • 12.64%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $352,045Average earning assets
  • $29,012Average equity
  • $283,956Average loans

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