Capitol Bank in city_name, state_name - Detailed Financial Reports, Location

Capitol Bank in Madison, Wisconsin (WI)
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Capitol Bank routing number info

Capitol Bank - Overview

General
FDIC Certificate #: 34074
Status: Active
Federal Reserve ID: 2339599
Bank Holding Company (Regulatory Top Holder): Capitol Bankshares, Inc. (RSSDID: 2339610, Location: Madison, WI)
Date Established: October 09, 1995
WWW: http://www.capitolbank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 14 (Domestic: 14, Interstate: No)
OTS Docket #: 14016
FDIC's unique #: 56211
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: October 09, 1995
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 710 North High Point Road, Madison, WI 53717
County: Dane
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Madison
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Madison, WI (#4720)
Combined Statistical Area (CSA): Madison-Baraboo, WI (#358)
Core Based Statistical Area (CBSA): Madison, WI (#31540)
CBSA Metro Statistical Area: Madison, WI (#31540)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $275.3 mil
Equity capital: $23.5 mil
Deposits held in domestic offices: $234.9 mil
Return on assets (ROA): 1.05% ($2.9 mil)
Quarterly return on assets: 1.10% ($3.0 mil)
Return on Equity (ROE): 12.14% ($2.9 mil)
Quarterly return on equity: 12.53% ($3.0 mil)
Net income: $2.7 mil
Quarterly Net income: $0.7 mil
Pretax return on assets: 1.70% ($4,680.9 mil)
Quarterly Pretax return on assets: 1.78% ($4,901.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
40Total employees (full-time equivalent)
$275,349Total assets
$33,761Cash and due from depository institutions
$30,917Interest-bearing balances
$52,962Securities
$0Federal funds sold & reverse repurchase agreements
$179,572Net loans & leases
$5,052Loan loss allowance
$0Trading account assets
$2,530Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$275,349Life insurance assets
$6,524All other assets
$251,827Total liabilities and capital
$234,878Total liabilities
$199,063Total deposits
$234,878Interest-bearing deposits
$98Deposits held in domestic offices
1854.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$13,964Trading liabilities
$0Other borrowed funds
$1,131Subordinated debt
$23,522All other liabilities
$23,522Total equity capital
$23,522Total bank equity capital
$0Perpetual preferred stock
$500Common stock
$7,400Surplus
$15,622Undivided profits
Memoranda
$0Noncurrent loans and leases
$1,439Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,027Income earned, not collected on loans
$0Earning assets
$998Long-term assets (5+ years)
$263,451Average Assets, year-to-date
$9,521Average Assets, quarterly
$255,203Volatile liabilities
$263,451Insider loans
$183,645FHLB advances
$257,912Loans and leases held for sale
$2,017Unused loan commitments
$2,017Tier 1 (core) risk-based capital
$23,080Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$25,841Restructured Loans and leases
$1,810Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$11,783Total interest income
$2,016Total interest expense
$9,767Net interest income
$1,375Provision for loan and lease losses
$1,128Total noninterest income
$0Fiduciary activities
$274Service charges on deposit accounts
$0Trading account gains & fees
$854Additional noninterest income
$5,580Total noninterest expense
$3,400Salaries and employee benefits
$291Premises and equipment expense
$1,889Additional noninterest expense
$3,940Pre-tax net operating income
$404Securities gains (losses)
$1,677Applicable income taxes
$2,667Income before extraordinary items
$0Extraordinary gains - net
$2,667Net income attributable to bank
$0Net charge-offs
$2,667Cash dividends
$249Sale, conversion, retirement of capital stock, net
$327Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.85%Yield on earning assets
0.83%Cost of funding earning assets
4.02%Net interest margin
0.46%Noninterest income to earning assets
2.29%Noninterest expense to earning assets
0.94%Net operating income to assets
1.05%Return on assets (ROA)
1.70%Pretax return on assets
12.14%Return on equity (ROE)
10.65%Retained earnings to average equity (YTD only)
0.14%Net charge-offs to loans
552.21%Credit loss provision to net charge-offs
21.35%Efficiency ratio
51,216Assets per employee
6.88%Cash dividends to net income (YTD only)
Condition Ratios (%)
12.26%Loss allowance to loans
2.74%Loss allowance to noncurrent loans
491.92%Noncurrent assets plus other real estate owned to assets
0.37%Noncurrent loans to loans
0.56%Net loans and leases to deposits
76.45%Net loans and leases to core deposits
115.37%Equity capital to assets
8.54%Core capital (leverage) ratio
8.95%Tier 1 risk-based capital ratio
12.57%Total risk-based capital ratio
Memoranda
$14Average assets
$255,203Average earning assets
$21,971Average equity
$243,145Average loans

List of branches

14 Wisconsin Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	56211	Capitol Bank	710 North High Point Road, Madison, WI 53717	October 09, 1995	Full Service Brick and Mortar
1	423230	Middleton Glen Branch	6720 Century Avenue, Middleton, WI 53562	October 01, 2003	Limited Service Facility
2	423231	Prairie Park Branch	6530 Schroeder Road, Madison, WI 53711	October 01, 2003	Limited Service Facility
3	423232	Sauk Gardens Branch	8501 Old Sauk Road, Middleton, WI 53562	October 01, 2003	Limited Service Facility
4	423234	Attic Angels Branch	8301 Old Sauk Road, Middleton, WI 53562	October 01, 2003	Limited Service Facility
5	423235	Coventry Village Branch	7707 North Brookline Drive, Madison, WI 53719	October 01, 2003	Limited Service Facility
6	423236	Rosewood Villas Branch	902 North High Point Road, Madison, WI 53717	October 01, 2003	Limited Service Facility
7	447910	108 East Verona Avenue Office	108 East Verona Avenue, Verona, WI 53593	January 30, 2006	Full Service Brick and Mortar
8	449819	Old Sauk Road Facility	9401 Old Sauk Road, Middleton, WI 53562	January 23, 2006	Limited Service Facility
9	449820	Chruch Street Facility	304 Chruch Street, Verona, WI 53593	January 23, 2006	Limited Service Facility
10	449821	North Edge Trail Facility	1125 North Edge Trail, Verona, WI 53593	January 23, 2006	Limited Service Retail
11	449822	Prairie Oaks Ii Branch	325 Prairie Way Boulevard, Verona, WI 53593	January 23, 2006	Limited Service Facility
12	449823	Prairie Oaks I Branch	1049 Enterprise Drive, Verona, WI 53593	January 23, 2006	Limited Service Facility
13	452354	Sebring Branch	7710 South Brookline Drive, Madison, WI 53719	January 23, 2006	Limited Service Facility

Capitol Bank in Madison, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

Capitol Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Capitol Bank in Madison, Wisconsin (WI)Overview, Financial Summary, Detailed Financial Reports, Branches

Capitol Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Capitol Bank in Madison, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches