FDIC Certificate #: 35124 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Humboldt Bank (#27582) Federal Reserve ID: 2753672 Date Established: March 03, 1999 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 12 (Interstate: No) FDIC's unique #: 74913 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: March 03, 1999 Last Structure Change Effective Date: May 31, 2002 Last Structure Change Process Date: July 11, 2002 Last Data Update: July 11, 2002 Data Source Date: April 05, 2012
Location
Address: 2998 Douglas Boulevard, Suite 100, Roseville, CA 95661 County: Placer Quarterly Banking Profile Region: San Francisco FDIC Geographic Region: San Francisco FDIC Supervisory Region: San Francisco FDIC Field Office: Sacramento Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Metropolitan Statistical Area (MSA): Sacramento, CA (#6920) Consolidated Metropolitan Statistical Area (CMSA): Sacramento-Yolo, CA (#82) Combined Statistical Area (CSA): Sacramento-Arden-Arcade-Yuba City, CA-NV (#472) Core Based Statistical Area (CBSA): Sacramento-Arden-Arcade-Roseville, CA (#40900) CBSA Metro Statistical Area: Sacramento-Arden-Arcade-Roseville, CA (#40900)
Financial Summary
Total assets: $203.4 mil
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2001)
Dollar figures in thousands
19Total employees (full-time equivalent)
$76,893Total assets
$2,507Cash and due from depository institutions
$9Interest-bearing balances
$0Securities
$2,765Federal funds sold & reverse repurchase agreements
$70,012Net loans & leases
$936Loan loss allowance
$0Trading account assets
$448Bank premises and fixed assets
$0Other real estate owned
$152Goodwill and other intangibles
$0Life insurance assets
$1,009All other assets
$76,893Total liabilities and capital
$70,518Total liabilities
$69,331Total deposits
$58,067Interest-bearing deposits
$69,331Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$1,187All other liabilities
$6,375Total equity capital
$6,375Total bank equity capital
$6,375Perpetual preferred stock
$0Common stock
$4,500Surplus
$2,100Undivided profits
Memoranda
$-225Noncurrent loans and leases
$23,343Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$105Earning assets
$0Long-term assets (5+ years)
$364Average Assets, year-to-date
$72,786Average Assets, quarterly
$1,137Volatile liabilities
$66,327Insider loans
$76,890FHLB advances
$24,925Loans and leases held for sale
$1,374Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$23,343Total unused commitments
$0Restructured Loans and leases
$884Derivatives
Income and Expense (December 31, 2001)
Dollar figures in thousands
$5,897Total interest income
$2,270Total interest expense
$3,627Net interest income
$404Provision for loan and lease losses
$1,420Total noninterest income
$0Fiduciary activities
$45Service charges on deposit accounts
$0Trading account gains & fees
$1,375Additional noninterest income
$3,593Total noninterest expense
$1,855Salaries and employee benefits
$442Premises and equipment expense
$1,296Additional noninterest expense
$1,050Pre-tax net operating income
$0Securities gains (losses)
$356Applicable income taxes
$694Income before extraordinary items
$0Extraordinary gains - net
$694Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$55Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2001)
Dollar figures in thousands
Performance Ratios (%, annualized)
9.47%Yield on earning assets
3.64%Cost of funding earning assets
5.82%Net interest margin
2.28%Noninterest income to earning assets
5.77%Noninterest expense to earning assets
1.05%Net operating income to assets
1.05%Return on assets (ROA)
1.58%Pretax return on assets
12.15%Return on equity (ROE)
12.15%Retained earnings to average equity (YTD only)
0.10%Net charge-offs to loans
734.55%Credit loss provision to net charge-offs
26.44%Efficiency ratio
71,191Assets per employee
4.05%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.32%Loss allowance to noncurrent loans
891.43%Noncurrent assets plus other real estate owned to assets
0.14%Noncurrent loans to loans
0.15%Net loans and leases to deposits
100.98%Net loans and leases to core deposits
157.66%Equity capital to assets
8.29%Core capital (leverage) ratio
8.26%Tier 1 risk-based capital ratio
9.00%Total risk-based capital ratio
Memoranda
$10Average assets
$66,327Average earning assets
$5,713Average equity
$62,302Average loans
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Capitol Valley Bank.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: