Castle Bank National Association in Sandwich, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 24, 2000

  • Castle Bank National Association in Sandwich, Illinois (IL)
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Castle Bank National Association - Overview

  • General
  • FDIC Certificate #: 12401
    Status: Inactive
    Closing history: Consolidated - Without Assistance
    Acquiring institution: Castle Bank, National Association (#13908)
    Federal Reserve ID: 394848
    Date Established: June 01, 1856
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Interstate: No)
    OTS Docket #: 14014
    FDIC's unique #: 7889
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 24, 2000
    Last Structure Change Process Date: July 06, 2000
    Last Data Update: July 06, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 West Church Street, Sandwich, IL 60548
    County: Dekalb
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $194.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 78Total employees (full-time equivalent)
  • $199,369Total assets
  • $5,616Cash and due from depository institutions
  • $0Interest-bearing balances
  • $52,488Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $134,229Net loans & leases
  • $1,677Loan loss allowance
  • $0Trading account assets
  • $2,927Bank premises and fixed assets
  • $0Other real estate owned
  • $1,370Goodwill and other intangibles
  • $0Life insurance assets
  • $2,739All other assets
  • $199,369Total liabilities and capital
  • $184,018Total liabilities
  • $169,918Total deposits
  • $149,786Interest-bearing deposits
  • $169,918Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $8,740Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $4,000Other borrowed funds
  • $0Subordinated debt
  • $1,360All other liabilities
  • $15,351Total equity capital
  • $15,351Total bank equity capital
  • $15,351Perpetual preferred stock
  • $0Common stock
  • $860Surplus
  • $8,887Undivided profits
  • Memoranda
  • $5,604Noncurrent loans and leases
  • $25,315Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $297Earning assets
  • $0Long-term assets (5+ years)
  • $892Average Assets, year-to-date
  • $186,717Average Assets, quarterly
  • $48,704Volatile liabilities
  • $197,995Insider loans
  • $197,328FHLB advances
  • $29,136Loans and leases held for sale
  • $5,501Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $4,117Total risk weighted assets
  • $25,315Total unused commitments
  • $0Restructured Loans and leases
  • $1,677Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $13,987Total interest income
  • $6,314Total interest expense
  • $7,673Net interest income
  • $24Provision for loan and lease losses
  • $1,805Total noninterest income
  • $0Fiduciary activities
  • $686Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,119Additional noninterest income
  • $5,397Total noninterest expense
  • $2,864Salaries and employee benefits
  • $488Premises and equipment expense
  • $2,045Additional noninterest expense
  • $4,057Pre-tax net operating income
  • $106Securities gains (losses)
  • $1,426Applicable income taxes
  • $2,737Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,737Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$46Sale, conversion, retirement of capital stock, net
  • $1,875Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.49%Yield on earning assets
  • 3.38%Cost of funding earning assets
  • 4.11%Net interest margin
  • 0.97%Noninterest income to earning assets
  • 2.89%Noninterest expense to earning assets
  • 1.35%Net operating income to assets
  • 1.38%Return on assets (ROA)
  • 2.10%Pretax return on assets
  • 17.52%Return on equity (ROE)
  • 5.52%Retained earnings to average equity (YTD only)
  • -0.03%Net charge-offs to loans
  • -52.17%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 55,307Assets per employee
  • 2.56%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 68.51%Loss allowance to loans
  • 1.23%Loss allowance to noncurrent loans
  • 564.65%Noncurrent assets plus other real estate owned to assets
  • 0.15%Noncurrent loans to loans
  • 0.22%Net loans and leases to deposits
  • 79.00%Net loans and leases to core deposits
  • 88.01%Equity capital to assets
  • 7.70%Core capital (leverage) ratio
  • 7.80%Tier 1 risk-based capital ratio
  • 11.19%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $197,995Average earning assets
  • $15,626Average equity
  • $186,741Average loans

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