Cattlemen's State Bank in Austin, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 25, 1995

  • Cattlemen's State Bank in Austin, Texas (TX)
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Cattlemen's State Bank - Overview

  • General
  • FDIC Certificate #: 26794
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Norwest Bank Texas, South Central (#16931)
    Federal Reserve ID: 153951
    Date Established: October 15, 1986
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    OTS Docket #: 10122
    FDIC's unique #: 35950
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: October 15, 1986
    Last Structure Change Effective Date: August 25, 1995
    Last Structure Change Process Date: November 02, 1995
    Last Data Update: November 02, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 912 Bastrop Highway, Austin, TX 78741
    County: Travis
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Austin
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Austin-San Marcos, TX (#640)
    Combined Statistical Area (CSA): Austin-Round Rock-Marble Falls, TX (#126)
    Core Based Statistical Area (CBSA): Austin-Round Rock-San Marcos, TX (#12420)
    CBSA Metro Statistical Area: Austin-Round Rock-San Marcos, TX (#12420)
  • Financial Summary
  • Total assets: $109.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $55Total assets
  • $108,233Cash and due from depository institutions
  • $8,512Interest-bearing balances
  • $93Securities
  • $37,315Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $56,952Loan loss allowance
  • $895Trading account assets
  • $0Bank premises and fixed assets
  • $3,093Other real estate owned
  • $942Goodwill and other intangibles
  • $1,419Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $108,233Total liabilities
  • $100,270Total deposits
  • $87,348Interest-bearing deposits
  • $58,416Deposits held in domestic offices
  • 87348.00%% insured (estimated)
  • $84Federal funds purchased & repurchase agreements
  • $9,765Trading liabilities
  • $0Other borrowed funds
  • $2,703Subordinated debt
  • $0All other liabilities
  • $454Total equity capital
  • $454Total bank equity capital
  • $7,963Perpetual preferred stock
  • $0Common stock
  • $2,436Surplus
  • $3,830Undivided profits
  • Memoranda
  • $1,697Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $34Income earned, not collected on loans
  • $324Earning assets
  • $94,360Long-term assets (5+ years)
  • $8,576Average Assets, year-to-date
  • $100,961Average Assets, quarterly
  • $105,309Volatile liabilities
  • $22,623Insider loans
  • $4,800FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $18,459Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $8,431Total risk weighted assets
  • $59,236Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $6,200Total interest expense
  • $2,204Net interest income
  • $3,996Provision for loan and lease losses
  • $150Total noninterest income
  • $1,370Fiduciary activities
  • $0Service charges on deposit accounts
  • $759Trading account gains & fees
  • $0Additional noninterest income
  • $611Total noninterest expense
  • $3,524Salaries and employee benefits
  • $1,324Premises and equipment expense
  • $436Additional noninterest expense
  • $1,764Pre-tax net operating income
  • $1,692Securities gains (losses)
  • -$188Applicable income taxes
  • $454Income before extraordinary items
  • $1,050Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,050Net charge-offs
  • $63Cash dividends
  • $225Sale, conversion, retirement of capital stock, net
  • $1,542Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.05%Cost of funding earning assets
  • 2.51%Net interest margin
  • 4.54%Noninterest income to earning assets
  • 1.56%Noninterest expense to earning assets
  • 4.01%Net operating income to assets
  • 1.17%Return on assets (ROA)
  • 1.04%Pretax return on assets
  • 1.49%Return on equity (ROE)
  • 15.21%Retained earnings to average equity (YTD only)
  • 11.95%Net charge-offs to loans
  • 0.12%Credit loss provision to net charge-offs
  • 238.10%Efficiency ratio
  • 65,673Assets per employee
  • 1.97%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 21.43%Loss allowance to loans
  • 1.55%Loss allowance to noncurrent loans
  • 2632.35%Noncurrent assets plus other real estate owned to assets
  • 0.55%Noncurrent loans to loans
  • 0.06%Net loans and leases to deposits
  • 65.20%Net loans and leases to core deposits
  • 76.16%Equity capital to assets
  • 7.36%Core capital (leverage) ratio
  • 7.95%Tier 1 risk-based capital ratio
  • 14.23%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $100,961Average earning assets
  • $6,904Average equity
  • $87,967Average loans

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