Central Bank in city_name, state_name - Detailed Financial Reports, Location

Central Bank in Monroe, Louisiana (LA)
Show street view No street view available for this location

Central Bank - Overview

General
FDIC Certificate #: 10527
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Bank One, Louisiana, National Association (#4306)
Federal Reserve ID: 981257
Date Established: December 19, 1905
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 12 (Interstate: No)
FDIC's unique #: 6742
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Oakar Institutions: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: November 16, 1998
Last Structure Change Process Date: Febuary 01, 1999
Last Data Update: Febuary 01, 1999
Data Source Date: April 05, 2012
Location
Address: 300 Desiard Street, Monroe, LA 71201
County: Ouachita
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Chicago
FDIC Field Office: Shreveport
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Monroe, LA (#5200)
Combined Statistical Area (CSA): Monroe-Bastrop, LA (#384)
Core Based Statistical Area (CBSA): Monroe, LA (#33740)
CBSA Metro Statistical Area: Monroe, LA (#33740)
Financial Summary
Total assets: $782.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

Dollar figures in thousands
273Total employees (full-time equivalent)
$845,876Total assets
$35,730Cash and due from depository institutions
$0Interest-bearing balances
$68,845Securities
$0Federal funds sold & reverse repurchase agreements
$682,023Net loans & leases
$6,972Loan loss allowance
$26,441Trading account assets
$15,226Bank premises and fixed assets
$1,289Other real estate owned
$680Goodwill and other intangibles
$0Life insurance assets
$15,642All other assets
$845,876Total liabilities and capital
$768,296Total liabilities
$685,608Total deposits
$588,085Interest-bearing deposits
$685,608Deposits held in domestic offices
0.00%% insured (estimated)
$76,175Federal funds purchased & repurchase agreements
$0Trading liabilities
$735Other borrowed funds
$0Subordinated debt
$5,778All other liabilities
$77,580Total equity capital
$77,580Total bank equity capital
$77,580Perpetual preferred stock
$0Common stock
$16,000Surplus
$15,448Undivided profits
Memoranda
$46,132Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$15,066Earning assets
$1,940Long-term assets (5+ years)
$11,478Average Assets, year-to-date
$777,309Average Assets, quarterly
$71,610Volatile liabilities
$806,186Insider loans
$824,293FHLB advances
$158,329Loans and leases held for sale
$53,001Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$19,145Total risk weighted assets
$136,100Total unused commitments
$0Restructured Loans and leases
$748,262Derivatives

Income and Expense (December 31, 1997)

Dollar figures in thousands
$58,544Total interest income
$27,314Total interest expense
$31,230Net interest income
$2,705Provision for loan and lease losses
$11,275Total noninterest income
$2,344Fiduciary activities
$6,559Service charges on deposit accounts
$0Trading account gains & fees
$2,372Additional noninterest income
$30,404Total noninterest expense
$11,699Salaries and employee benefits
$4,667Premises and equipment expense
$14,038Additional noninterest expense
$9,396Pre-tax net operating income
$132Securities gains (losses)
$3,199Applicable income taxes
$6,329Income before extraordinary items
$0Extraordinary gains - net
$6,329Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$2,000Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1997)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.95%Yield on earning assets
3.71%Cost of funding earning assets
4.24%Net interest margin
1.53%Noninterest income to earning assets
4.13%Noninterest expense to earning assets
0.77%Net operating income to assets
0.79%Return on assets (ROA)
1.18%Pretax return on assets
8.52%Return on equity (ROE)
8.52%Retained earnings to average equity (YTD only)
0.30%Net charge-offs to loans
135.25%Credit loss provision to net charge-offs
6.05%Efficiency ratio
71,389Assets per employee
3.10%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.01%Loss allowance to noncurrent loans
46.28%Noncurrent assets plus other real estate owned to assets
1.93%Noncurrent loans to loans
2.19%Net loans and leases to deposits
99.48%Net loans and leases to core deposits
112.88%Equity capital to assets
9.17%Core capital (leverage) ratio
9.46%Tier 1 risk-based capital ratio
10.22%Total risk-based capital ratio
Memoranda
$11Average assets
$806,186Average earning assets
$74,305Average equity
$736,532Average loans

Central Bank in Monroe, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Central Bank - Overview

Assets and Liabilities (December 31, 1997)

Income and Expense (December 31, 1997)

Performance and Condition Ratios (December 31, 1997)

Comment about this bank, ask questions, or add new information about it:

Central Bank in Monroe, Louisiana (LA)Overview, Financial Summary, Detailed Financial Reports, Branches

Central Bank - Overview

Assets and Liabilities (December 31, 1997)

Income and Expense (December 31, 1997)

Performance and Condition Ratios (December 31, 1997)

Comment about this bank, ask questions, or add new information about it:

Central Bank in Monroe, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches